Filed: 10/27/2025ACC: 0001954044-25-000006
📋 What this filing means
FEE-ONLY FINANCIAL PLANNING, L.C. filed this quarterly 13F‑HR report disclosing 42 equity positions with a total reported market value of $171.41M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
42
Positions
$171.41M
Total AUM (reported)
832.13K
Total Shares
Allocation by class
GROWTH ETF$52.37M30.6%
VALUE ETF$31.59M18.4%
MID CAP ETF$15.08M8.8%
SMALL CP ETF$11.14M6.5%
SM CP VAL ETF$11.04M6.4%
COM$10.04M5.9%
SML CP GRW ETF$9.00M5.3%
Portfolio Concentration
Top 3$99.05M57.8%
4–10$50.11M29.2%
11–25$16.77M9.8%
Rest$5.48M3.2%
Top 3 weight
57.8%
Top 10 weight
87.0%
Voting Authority Distribution
Total shares with voting rights: 832.13K
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
832.13K
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole42
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings42
Rows:
VANGUARD INDEX FDS
SOLEShares109.20K
TypeSH
Market value$52.37M
30.56%
Sole
0.00
Shared
0.00
None
109.20K
VANGUARD INDEX FDS
SOLEShares169.41K
TypeSH
Market value$31.59M
18.43%
Sole
0.00
Shared
0.00
None
169.41K
VANGUARD INDEX FDS
SOLEShares51.34K
TypeSH
Market value$15.08M
8.80%
Sole
0.00
Shared
0.00
None
51.34K
VANGUARD INDEX FDS
SOLEShares43.81K
TypeSH
Market value$11.14M
6.50%
Sole
0.00
Shared
0.00
None
43.81K
VANGUARD INDEX FDS
SOLEShares52.88K
TypeSH
Market value$11.04M
6.44%
Sole
0.00
Shared
0.00
None
52.88K
VANGUARD INDEX FDS
SOLEShares30.25K
TypeSH
Market value$9.00M
5.25%
Sole
0.00
Shared
0.00
None
30.25K
VANGUARD INTL EQUITY INDEX F
SOLEShares100.95K
TypeSH
Market value$7.21M
4.20%
Sole
0.00
Shared
0.00
None
100.95K
VANGUARD INDEX FDS
SOLEShares7.81K
TypeSH
Market value$4.78M
2.79%
Sole
0.00
Shared
0.00
None
7.81K
VANGUARD INDEX FDS
SOLEShares22.62K
TypeSH
Market value$3.95M
2.30%
Sole
0.00
Shared
0.00
None
22.62K
VANGUARD INDEX FDS
SOLEShares9.12K
TypeSH
Market value$2.99M
1.75%
Sole
0.00
Shared
0.00
None
9.12K
VANGUARD INDEX FDS
SOLEShares11.19K
TypeSH
Market value$2.34M
1.37%
Sole
0.00
Shared
0.00
None
11.19K
VANGUARD INDEX FDS
SOLEShares7.08K
TypeSH
Market value$2.08M
1.21%
Sole
0.00
Shared
0.00
None
7.08K
BANK AMERICA CORP
SOLEShares34.32K
TypeSH
Market value$1.77M
1.03%
Sole
0.00
Shared
0.00
None
34.32K
VANGUARD WORLD FD
SOLEShares4.20K
TypeSH
Market value$1.69M
0.99%
Sole
0.00
Shared
0.00
None
4.20K
PHILIP MORRIS INTL INC
SOLEShares7.73K
TypeSH
Market value$1.25M
0.73%
Sole
0.00
Shared
0.00
None
7.73K
VANGUARD TAX-MANAGED FDS
SOLEShares20.19K
TypeSH
Market value$1.21M
0.71%
Sole
0.00
Shared
0.00
None
20.19K
VANGUARD WORLD FD
SOLEShares7.80K
TypeSH
Market value$981.7K
0.57%
Sole
0.00
Shared
0.00
None
7.80K
VANGUARD INDEX FDS
SOLEShares2.92K
TypeSH
Market value$900.4K
0.53%
Sole
0.00
Shared
0.00
None
2.92K
AT&T INC
SOLEShares25.38K
TypeSH
Market value$716.6K
0.42%
Sole
0.00
Shared
0.00
None
25.38K
ALTRIA GROUP INC
SOLEShares10.55K
TypeSH
Market value$697.1K
0.41%
Sole
0.00
Shared
0.00
None
10.55K
EXXON MOBIL CORP
SOLEShares5.88K
TypeSH
Market value$663.1K
0.39%
Sole
0.00
Shared
0.00
None
5.88K
APPLE INC
SOLEShares2.58K
TypeSH
Market value$657.5K
0.38%
Sole
0.00
Shared
0.00
None
2.58K
MICROSOFT CORP
SOLEShares1.23K
TypeSH
Market value$635.0K
0.37%
Sole
0.00
Shared
0.00
None
1.23K
TRUIST FINL CORP
SOLEShares13.51K
TypeSH
Market value$617.5K
0.36%
Sole
0.00
Shared
0.00
None
13.51K
GE AEROSPACE
SOLEShares1.83K
TypeSH
Market value$550.2K
0.32%
Sole
0.00
Shared
0.00
None
1.83K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | GROWTH ETF | 109.20K | SH | $52.37M 30.56% | 0.00 | 0.00 | 109.20K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 169.41K | SH | $31.59M 18.43% | 0.00 | 0.00 | 169.41K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 51.34K | SH | $15.08M 8.80% | 0.00 | 0.00 | 51.34K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 43.81K | SH | $11.14M 6.50% | 0.00 | 0.00 | 43.81K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 52.88K | SH | $11.04M 6.44% | 0.00 | 0.00 | 52.88K |
VANGUARD INDEX FDSSOLE | SML CP GRW ETF | 30.25K | SH | $9.00M 5.25% | 0.00 | 0.00 | 30.25K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 100.95K | SH | $7.21M 4.20% | 0.00 | 0.00 | 100.95K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 7.81K | SH | $4.78M 2.79% | 0.00 | 0.00 | 7.81K |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 22.62K | SH | $3.95M 2.30% | 0.00 | 0.00 | 22.62K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 9.12K | SH | $2.99M 1.75% | 0.00 | 0.00 | 9.12K |
VANGUARD INDEX FDSSOLE | EXTEND MKT ETF | 11.19K | SH | $2.34M 1.37% | 0.00 | 0.00 | 11.19K |
VANGUARD INDEX FDSSOLE | MCAP GR IDXVIP | 7.08K | SH | $2.08M 1.21% | 0.00 | 0.00 | 7.08K |
BANK AMERICA CORPSOLE | COM | 34.32K | SH | $1.77M 1.03% | 0.00 | 0.00 | 34.32K |
VANGUARD WORLD FDSOLE | MEGA GRWTH IND | 4.20K | SH | $1.69M 0.99% | 0.00 | 0.00 | 4.20K |
PHILIP MORRIS INTL INCSOLE | COM | 7.73K | SH | $1.25M 0.73% | 0.00 | 0.00 | 7.73K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 20.19K | SH | $1.21M 0.71% | 0.00 | 0.00 | 20.19K |
VANGUARD WORLD FDSOLE | ENERGY ETF | 7.80K | SH | $981.7K 0.57% | 0.00 | 0.00 | 7.80K |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 2.92K | SH | $900.4K 0.53% | 0.00 | 0.00 | 2.92K |
AT&T INCSOLE | COM | 25.38K | SH | $716.6K 0.42% | 0.00 | 0.00 | 25.38K |
ALTRIA GROUP INCSOLE | COM | 10.55K | SH | $697.1K 0.41% | 0.00 | 0.00 | 10.55K |
EXXON MOBIL CORPSOLE | COM | 5.88K | SH | $663.1K 0.39% | 0.00 | 0.00 | 5.88K |
APPLE INCSOLE | COM | 2.58K | SH | $657.5K 0.38% | 0.00 | 0.00 | 2.58K |
MICROSOFT CORPSOLE | COM | 1.23K | SH | $635.0K 0.37% | 0.00 | 0.00 | 1.23K |
TRUIST FINL CORPSOLE | COM | 13.51K | SH | $617.5K 0.36% | 0.00 | 0.00 | 13.51K |
GE AEROSPACESOLE | COM NEW | 1.83K | SH | $550.2K 0.32% | 0.00 | 0.00 | 1.83K |
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