Filed: 7/17/2025ACC: 0001954044-25-000004
📋 What this filing means
FEE-ONLY FINANCIAL PLANNING, L.C. filed this quarterly 13F‑HR report disclosing 41 equity positions with a total reported market value of $161.54M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
41
Positions
$161.54M
Total AUM (reported)
839.71K
Total Shares
Allocation by class
GROWTH ETF$48.63M30.1%
VALUE ETF$30.20M18.7%
MID CAP ETF$14.50M9.0%
SM CP VAL ETF$10.47M6.5%
SMALL CP ETF$10.38M6.4%
COM$9.35M5.8%
SML CP GRW ETF$8.37M5.2%
Portfolio Concentration
Top 3$93.33M57.8%
4–10$47.07M29.1%
11–25$16.07M9.9%
Rest$5.07M3.1%
Top 3 weight
57.8%
Top 10 weight
86.9%
Voting Authority Distribution
Total shares with voting rights: 839.71K
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
839.71K
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole41
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings41
Rows:
VANGUARD INDEX FDS
SOLEShares110.92K
TypeSH
Market value$48.63M
30.10%
Sole
0.00
Shared
0.00
None
110.92K
VANGUARD INDEX FDS
SOLEShares170.89K
TypeSH
Market value$30.20M
18.70%
Sole
0.00
Shared
0.00
None
170.89K
VANGUARD INDEX FDS
SOLEShares51.81K
TypeSH
Market value$14.50M
8.98%
Sole
0.00
Shared
0.00
None
51.81K
VANGUARD INDEX FDS
SOLEShares53.67K
TypeSH
Market value$10.47M
6.48%
Sole
0.00
Shared
0.00
None
53.67K
VANGUARD INDEX FDS
SOLEShares43.82K
TypeSH
Market value$10.38M
6.43%
Sole
0.00
Shared
0.00
None
43.82K
VANGUARD INDEX FDS
SOLEShares30.24K
TypeSH
Market value$8.37M
5.18%
Sole
0.00
Shared
0.00
None
30.24K
VANGUARD INTL EQUITY INDEX F
SOLEShares101.84K
TypeSH
Market value$6.85M
4.24%
Sole
0.00
Shared
0.00
None
101.84K
VANGUARD INDEX FDS
SOLEShares7.81K
TypeSH
Market value$4.44M
2.75%
Sole
0.00
Shared
0.00
None
7.81K
VANGUARD INDEX FDS
SOLEShares22.77K
TypeSH
Market value$3.74M
2.32%
Sole
0.00
Shared
0.00
None
22.77K
VANGUARD INDEX FDS
SOLEShares9.26K
TypeSH
Market value$2.82M
1.74%
Sole
0.00
Shared
0.00
None
9.26K
VANGUARD INDEX FDS
SOLEShares11.19K
TypeSH
Market value$2.16M
1.34%
Sole
0.00
Shared
0.00
None
11.19K
VANGUARD INDEX FDS
SOLEShares7.15K
TypeSH
Market value$2.03M
1.26%
Sole
0.00
Shared
0.00
None
7.15K
BANK AMERICA CORP
SOLEShares34.62K
TypeSH
Market value$1.64M
1.01%
Sole
0.00
Shared
0.00
None
34.62K
VANGUARD WORLD FD
SOLEShares4.20K
TypeSH
Market value$1.54M
0.95%
Sole
0.00
Shared
0.00
None
4.20K
PHILIP MORRIS INTL INC
SOLEShares7.88K
TypeSH
Market value$1.43M
0.89%
Sole
0.00
Shared
0.00
None
7.88K
VANGUARD TAX-MANAGED FDS
SOLEShares20.19K
TypeSH
Market value$1.15M
0.71%
Sole
0.00
Shared
0.00
None
20.19K
VANGUARD WORLD FD
SOLEShares7.80K
TypeSH
Market value$929.1K
0.58%
Sole
0.00
Shared
0.00
None
7.80K
VANGUARD INDEX FDS
SOLEShares2.93K
TypeSH
Market value$835.0K
0.52%
Sole
0.00
Shared
0.00
None
2.93K
AT&T INC
SOLEShares25.48K
TypeSH
Market value$737.3K
0.46%
Sole
0.00
Shared
0.00
None
25.48K
TRUIST FINL CORP
SOLEShares15.37K
TypeSH
Market value$660.8K
0.41%
Sole
0.00
Shared
0.00
None
15.37K
EXXON MOBIL CORP
SOLEShares6.02K
TypeSH
Market value$648.6K
0.40%
Sole
0.00
Shared
0.00
None
6.02K
ALTRIA GROUP INC
SOLEShares10.55K
TypeSH
Market value$618.7K
0.38%
Sole
0.00
Shared
0.00
None
10.55K
MICROSOFT CORP
SOLEShares1.23K
TypeSH
Market value$609.8K
0.38%
Sole
0.00
Shared
0.00
None
1.23K
ADOBE INC
SOLEShares1.41K
TypeSH
Market value$543.6K
0.34%
Sole
0.00
Shared
0.00
None
1.41K
APPLE INC
SOLEShares2.58K
TypeSH
Market value$529.7K
0.33%
Sole
0.00
Shared
0.00
None
2.58K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | GROWTH ETF | 110.92K | SH | $48.63M 30.10% | 0.00 | 0.00 | 110.92K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 170.89K | SH | $30.20M 18.70% | 0.00 | 0.00 | 170.89K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 51.81K | SH | $14.50M 8.98% | 0.00 | 0.00 | 51.81K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 53.67K | SH | $10.47M 6.48% | 0.00 | 0.00 | 53.67K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 43.82K | SH | $10.38M 6.43% | 0.00 | 0.00 | 43.82K |
VANGUARD INDEX FDSSOLE | SML CP GRW ETF | 30.24K | SH | $8.37M 5.18% | 0.00 | 0.00 | 30.24K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 101.84K | SH | $6.85M 4.24% | 0.00 | 0.00 | 101.84K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 7.81K | SH | $4.44M 2.75% | 0.00 | 0.00 | 7.81K |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 22.77K | SH | $3.74M 2.32% | 0.00 | 0.00 | 22.77K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 9.26K | SH | $2.82M 1.74% | 0.00 | 0.00 | 9.26K |
VANGUARD INDEX FDSSOLE | EXTEND MKT ETF | 11.19K | SH | $2.16M 1.34% | 0.00 | 0.00 | 11.19K |
VANGUARD INDEX FDSSOLE | MCAP GR IDXVIP | 7.15K | SH | $2.03M 1.26% | 0.00 | 0.00 | 7.15K |
BANK AMERICA CORPSOLE | COM | 34.62K | SH | $1.64M 1.01% | 0.00 | 0.00 | 34.62K |
VANGUARD WORLD FDSOLE | MEGA GRWTH IND | 4.20K | SH | $1.54M 0.95% | 0.00 | 0.00 | 4.20K |
PHILIP MORRIS INTL INCSOLE | COM | 7.88K | SH | $1.43M 0.89% | 0.00 | 0.00 | 7.88K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 20.19K | SH | $1.15M 0.71% | 0.00 | 0.00 | 20.19K |
VANGUARD WORLD FDSOLE | ENERGY ETF | 7.80K | SH | $929.1K 0.58% | 0.00 | 0.00 | 7.80K |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 2.93K | SH | $835.0K 0.52% | 0.00 | 0.00 | 2.93K |
AT&T INCSOLE | COM | 25.48K | SH | $737.3K 0.46% | 0.00 | 0.00 | 25.48K |
TRUIST FINL CORPSOLE | COM | 15.37K | SH | $660.8K 0.41% | 0.00 | 0.00 | 15.37K |
EXXON MOBIL CORPSOLE | COM | 6.02K | SH | $648.6K 0.40% | 0.00 | 0.00 | 6.02K |
ALTRIA GROUP INCSOLE | COM | 10.55K | SH | $618.7K 0.38% | 0.00 | 0.00 | 10.55K |
MICROSOFT CORPSOLE | COM | 1.23K | SH | $609.8K 0.38% | 0.00 | 0.00 | 1.23K |
ADOBE INCSOLE | COM | 1.41K | SH | $543.6K 0.34% | 0.00 | 0.00 | 1.41K |
APPLE INCSOLE | COM | 2.58K | SH | $529.7K 0.33% | 0.00 | 0.00 | 2.58K |
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