EXCHANGE BANK

Filed: 7/9/2026ACC: 0002001155-26-000003

📋 What this filing means

EXCHANGE BANK filed this quarterly 13F‑HR report disclosing 130 equity positions with a total reported market value of $160.63M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

130

Positions

$160.63M

Total AUM (reported)

1.22M

Total Shares

Allocation by class

COMMON STOCK$113.38M70.6%

MUTUAL FUNDS/EQ$25.04M15.6%

MUTUAL FUNDS/FI$14.79M9.2%

MUTUAL FUNDS /$5.83M3.6%

FOREIGN STOCK$1.35M0.8%

PARTNERSHIPS$246.3K0.2%

Portfolio Concentration

Top 3$22.92M14.3%

4–10$27.59M17.2%

11–25$39.70M24.7%

Rest$70.42M43.8%

Top 3 weight

14.3%

Top 10 weight

31.4%

Voting Authority Distribution

Total shares with voting rights: 1.22M

Sole

Full voting authority

1.16M

% of voting shares95.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

61.06K

% of voting shares5.0%

Investment Discretion (by position count)

Sole130

Shared0

Other0

Dominant voting typeSole · 95.0% of voting shares

Institutional Holdings130

Rows:

APPLE INC

SOLE

COMMON STOCK

Shares28.20K

TypeSH

Market value$8.16M

5.08%

Sole

25.26K

Shared

0.00

None

2.94K

CATERPILLAR INC

SOLE

COMMON STOCK

Shares7.47K

TypeSH

Market value$7.96M

4.95%

Sole

7.41K

Shared

0.00

None

63.00

JOHNSON & JOHNSON

SOLE

COMMON STOCK

Shares26.80K

TypeSH

Market value$6.81M

4.24%

Sole

26.01K

Shared

0.00

None

792.00

VANGUARD TOTAL STOCK MARKET ETF

SOLE

MUTUAL FUNDS/EQ

Shares13.37K

TypeSH

Market value$4.95M

3.08%

Sole

13.37K

Shared

0.00

None

0.00

ISHARES NATIONAL AMT-FREE MUNI

SOLE

MUTUAL FUNDS /

Shares42.84K

TypeSH

Market value$4.61M

2.87%

Sole

42.84K

Shared

0.00

None

0.00

ISHARES CORE TOTAL US BOND

SOLE

MUTUAL FUNDS/FI

Shares37.02K

TypeSH

Market value$3.66M

2.28%

Sole

37.02K

Shared

0.00

None

0.00

CHEVRON CORP

SOLE

COMMON STOCK

Shares22.09K

TypeSH

Market value$3.66M

2.28%

Sole

21.79K

Shared

0.00

None

298.00

MICROSOFT CORP

SOLE

COMMON STOCK

Shares9.66K

TypeSH

Market value$3.60M

2.24%

Sole

8.21K

Shared

0.00

None

1.45K

JP MORGAN CHASE & CO

SOLE

COMMON STOCK

Shares10.86K

TypeSH

Market value$3.55M

2.21%

Sole

10.25K

Shared

0.00

None

610.00

ALPHABET INC DEP SHS

SOLE

COMMON STOCK

Shares9.94K

TypeSH

Market value$3.55M

2.21%

Sole

8.48K

Shared

0.00

None

1.45K

PROCTER & GAMBLE CO

SOLE

COMMON STOCK

Shares23.18K

TypeSH

Market value$3.40M

2.12%

Sole

22.74K

Shared

0.00

None

444.00

VANGUARD TOTAL BOND MARKET ETF

SOLE

MUTUAL FUNDS/FI

Shares46.13K

TypeSH

Market value$3.39M

2.11%

Sole

46.13K

Shared

0.00

None

0.00

EXXON MOBIL CORP

SOLE

COMMON STOCK

Shares24.23K

TypeSH

Market value$3.31M

2.06%

Sole

21.29K

Shared

0.00

None

2.94K

INTERNATIONAL BUSINESS MACHS

SOLE

COMMON STOCK

Shares11.48K

TypeSH

Market value$3.23M

2.01%

Sole

11.36K

Shared

0.00

None

125.00

WALMART INC

SOLE

COMMON STOCK

Shares28.34K

TypeSH

Market value$3.21M

2.00%

Sole

27.80K

Shared

0.00

None

542.00

UNION PAC CORP

SOLE

COMMON STOCK

Shares9.37K

TypeSH

Market value$2.55M

1.59%

Sole

7.64K

Shared

0.00

None

1.72K

ISHARES CORE S&P MID-CAP (MKT)

SOLE

MUTUAL FUNDS/EQ

Shares32.86K

TypeSH

Market value$2.53M

1.58%

Sole

32.86K

Shared

0.00

None

0.00

COCA-COLA CO

SOLE

COMMON STOCK

Shares30.98K

TypeSH

Market value$2.52M

1.57%

Sole

30.31K

Shared

0.00

None

674.00

NVIDIA CORPORATION SR NT

SOLE

COMMON STOCK

Shares12.37K

TypeSH

Market value$2.48M

1.54%

Sole

8.06K

Shared

0.00

None

4.32K

ALPHABET INC DEP SHS

SOLE

COMMON STOCK

Shares6.40K

TypeSH

Market value$2.26M

1.41%

Sole

5.59K

Shared

0.00

None

803.00

BERKSHIRE HATHAWAY INC

SOLE

COMMON STOCK

Shares3.00

TypeSH

Market value$2.25M

1.40%

Sole

3.00

Shared

0.00

None

0.00

VANGUARD FTSE DEVELOPED MARKETS

SOLE

MUTUAL FUNDS/EQ

Shares31.22K

TypeSH

Market value$2.22M

1.38%

Sole

31.22K

Shared

0.00

None

0.00

SCHWAB US BROAD MARKET ETFT

SOLE

MUTUAL FUNDS/EQ

Shares75.68K

TypeSH

Market value$2.19M

1.36%

Sole

75.68K

Shared

0.00

None

0.00

VANGUARD SHORT-TERM CORP BD IDX

SOLE

MUTUAL FUNDS/FI

Shares27.11K

TypeSH

Market value$2.14M

1.33%

Sole

27.11K

Shared

0.00

None

0.00

TEXAS INSTRUMENTS INC

SOLE

COMMON STOCK

Shares6.78K

TypeSH

Market value$2.02M

1.26%

Sole

6.54K

Shared

0.00

None

236.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
APPLE INCSOLE	COMMON STOCK	28.20K	SH	$8.16M 5.08%	25.26K	2.94K
CATERPILLAR INCSOLE	COMMON STOCK	7.47K	SH	$7.96M 4.95%	7.41K	63.00
JOHNSON & JOHNSONSOLE	COMMON STOCK	26.80K	SH	$6.81M 4.24%	26.01K	792.00
VANGUARD TOTAL STOCK MARKET ETFSOLE	MUTUAL FUNDS/EQ	13.37K	SH	$4.95M 3.08%	13.37K	0.00
ISHARES NATIONAL AMT-FREE MUNISOLE	MUTUAL FUNDS /	42.84K	SH	$4.61M 2.87%	42.84K	0.00
ISHARES CORE TOTAL US BONDSOLE	MUTUAL FUNDS/FI	37.02K	SH	$3.66M 2.28%	37.02K	0.00
CHEVRON CORPSOLE	COMMON STOCK	22.09K	SH	$3.66M 2.28%	21.79K	298.00
MICROSOFT CORPSOLE	COMMON STOCK	9.66K	SH	$3.60M 2.24%	8.21K	1.45K
JP MORGAN CHASE & COSOLE	COMMON STOCK	10.86K	SH	$3.55M 2.21%	10.25K	610.00
ALPHABET INC DEP SHSSOLE	COMMON STOCK	9.94K	SH	$3.55M 2.21%	8.48K	1.45K
PROCTER & GAMBLE COSOLE	COMMON STOCK	23.18K	SH	$3.40M 2.12%	22.74K	444.00
VANGUARD TOTAL BOND MARKET ETFSOLE	MUTUAL FUNDS/FI	46.13K	SH	$3.39M 2.11%	46.13K	0.00
EXXON MOBIL CORPSOLE	COMMON STOCK	24.23K	SH	$3.31M 2.06%	21.29K	2.94K
INTERNATIONAL BUSINESS MACHSSOLE	COMMON STOCK	11.48K	SH	$3.23M 2.01%	11.36K	125.00
WALMART INCSOLE	COMMON STOCK	28.34K	SH	$3.21M 2.00%	27.80K	542.00
UNION PAC CORPSOLE	COMMON STOCK	9.37K	SH	$2.55M 1.59%	7.64K	1.72K
ISHARES CORE S&P MID-CAP (MKT)SOLE	MUTUAL FUNDS/EQ	32.86K	SH	$2.53M 1.58%	32.86K	0.00
COCA-COLA COSOLE	COMMON STOCK	30.98K	SH	$2.52M 1.57%	30.31K	674.00
NVIDIA CORPORATION SR NTSOLE	COMMON STOCK	12.37K	SH	$2.48M 1.54%	8.06K	4.32K
ALPHABET INC DEP SHSSOLE	COMMON STOCK	6.40K	SH	$2.26M 1.41%	5.59K	803.00
BERKSHIRE HATHAWAY INCSOLE	COMMON STOCK	3.00	SH	$2.25M 1.40%	3.00	0.00
VANGUARD FTSE DEVELOPED MARKETSSOLE	MUTUAL FUNDS/EQ	31.22K	SH	$2.22M 1.38%	31.22K	0.00
SCHWAB US BROAD MARKET ETFTSOLE	MUTUAL FUNDS/EQ	75.68K	SH	$2.19M 1.36%	75.68K	0.00
VANGUARD SHORT-TERM CORP BD IDXSOLE	MUTUAL FUNDS/FI	27.11K	SH	$2.14M 1.33%	27.11K	0.00
TEXAS INSTRUMENTS INCSOLE	COMMON STOCK	6.78K	SH	$2.02M 1.26%	6.54K	236.00

Page 1 of 6

…