EVERNEST FINANCIAL ADVISORS, LLC

Filed: 2/13/2026ACC: 0002009530-26-000001

📋 What this filing means

EVERNEST FINANCIAL ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 185 equity positions with a total reported market value of $477.11M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

185

Positions

$477.11M

Total AUM (reported)

6.74M

Total Shares

Allocation by class

COM$132.36M27.7%

SPDR GLD MINIS$32.13M6.7%

CL B NEW$32.11M6.7%

SHS$23.88M5.0%

STATE STREET SPD$22.97M4.8%

CORE S&P MCP ETF$19.72M4.1%

S&P500 EQL WGT$19.20M4.0%

Portfolio Concentration

Top 3$101.32M21.2%

4–10$125.58M26.3%

11–25$114.11M23.9%

Rest$136.10M28.5%

Top 3 weight

21.2%

Top 10 weight

47.6%

Voting Authority Distribution

Total shares with voting rights: 6.74M

Sole

Full voting authority

2.40M

% of voting shares35.6%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.34M

% of voting shares64.4%

Investment Discretion (by position count)

Sole185

Shared0

Other0

Dominant voting typeNone · 64.4% of voting shares

Institutional Holdings185

Rows:

APPLE INC

SOLE

COM

Shares135.02K

TypeSH

Market value$37.08M

7.77%

Sole

13.20K

Shared

0.00

None

121.82K

WORLD GOLD TR

SOLE

SPDR GLD MINIS

Shares319.43K

TypeSH

Market value$32.13M

6.73%

Sole

64.29K

Shared

0.00

None

255.14K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares64.46K

TypeSH

Market value$32.11M

6.73%

Sole

929.00

Shared

0.00

None

63.53K

MICROSOFT CORP

SOLE

COM

Shares51.32K

TypeSH

Market value$21.23M

4.45%

Sole

1.64K

Shared

0.00

None

49.68K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares399.78K

TypeSH

Market value$20.57M

4.31%

Sole

75.88K

Shared

0.00

None

323.91K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares274.74K

TypeSH

Market value$19.72M

4.13%

Sole

63.79K

Shared

0.00

None

210.94K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares94.88K

TypeSH

Market value$19.20M

4.02%

Sole

16.91K

Shared

0.00

None

77.96K

CAPITAL GROUP INTERNATIONAL

SOLE

SHS

Shares423.08K

TypeSH

Market value$15.51M

3.25%

Sole

69.37K

Shared

0.00

None

353.71K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares21.93K

TypeSH

Market value$15.29M

3.20%

Sole

3.65K

Shared

0.00

None

18.28K

FIDELITY COVINGTON TRUST

SOLE

ENHANCED INTL

Shares350.24K

TypeSH

Market value$14.07M

2.95%

Sole

78.17K

Shared

0.00

None

272.07K

FIDELITY COVINGTON TRUST

SOLE

FUNDAMENTAL SMAL

Shares402.14K

TypeSH

Market value$13.66M

2.86%

Sole

98.10K

Shared

0.00

None

304.04K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares112.88K

TypeSH

Market value$10.95M

2.30%

Sole

24.19K

Shared

0.00

None

88.69K

CAPITOL SER TR

SOLE

FAIRLEAD TACTICA

Shares340.22K

TypeSH

Market value$10.58M

2.22%

Sole

81.21K

Shared

0.00

None

259.01K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares15.74K

TypeSH

Market value$10.04M

2.10%

Sole

2.17K

Shared

0.00

None

13.57K

WISDOMTREE TR

SOLE

JAPN HEDGE EQT

Shares59.69K

TypeSH

Market value$9.85M

2.07%

Sole

15.10K

Shared

0.00

None

44.59K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares64.13K

TypeSH

Market value$8.46M

1.77%

Sole

14.10K

Shared

0.00

None

50.03K

CAPITAL GROUP CONSERVATIVE E

SOLE

SHS

Shares249.88K

TypeSH

Market value$7.91M

1.66%

Sole

49.18K

Shared

0.00

None

200.70K

WISDOMTREE TR

SOLE

TRUE DEVELOPED I

Shares92.92K

TypeSH

Market value$6.72M

1.41%

Sole

19.69K

Shared

0.00

None

73.23K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares8.62K

TypeSH

Market value$5.98M

1.25%

Sole

1.84K

Shared

0.00

None

6.78K

WISDOMTREE TR

SOLE

US QTLY DIV GRT

Shares59.44K

TypeSH

Market value$5.56M

1.16%

Sole

8.18K

Shared

0.00

None

51.27K

WISDOMTREE TR

SOLE

FLOATNG RAT TREA

Shares110.27K

TypeSH

Market value$5.56M

1.16%

Sole

28.81K

Shared

0.00

None

81.46K

BLACKROCK ETF TRUST

SOLE

ISHARES US EQUIT

Shares86.50K

TypeSH

Market value$5.36M

1.12%

Sole

11.62K

Shared

0.00

None

74.88K

ALPHABET INC

SOLE

CAP STK CL A

Shares15.37K

TypeSH

Market value$4.98M

1.04%

Sole

3.22K

Shared

0.00

None

12.15K

ELI LILLY & CO

SOLE

COM

Shares4.26K

TypeSH

Market value$4.45M

0.93%

Sole

709.00

Shared

0.00

None

3.55K

DIMENSIONAL ETF TRUST

SOLE

WORLD EX US CORE

Shares111.89K

TypeSH

Market value$4.03M

0.85%

Sole

32.47K

Shared

0.00

None

79.42K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
APPLE INCSOLE	COM	135.02K	SH	$37.08M 7.77%	13.20K	121.82K
WORLD GOLD TRSOLE	SPDR GLD MINIS	319.43K	SH	$32.13M 6.73%	64.29K	255.14K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	64.46K	SH	$32.11M 6.73%	929.00	63.53K
MICROSOFT CORPSOLE	COM	51.32K	SH	$21.23M 4.45%	1.64K	49.68K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	399.78K	SH	$20.57M 4.31%	75.88K	323.91K
ISHARES TRSOLE	CORE S&P MCP ETF	274.74K	SH	$19.72M 4.13%	63.79K	210.94K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	94.88K	SH	$19.20M 4.02%	16.91K	77.96K
CAPITAL GROUP INTERNATIONALSOLE	SHS	423.08K	SH	$15.51M 3.25%	69.37K	353.71K
ISHARES TRSOLE	CORE S&P500 ETF	21.93K	SH	$15.29M 3.20%	3.65K	18.28K
FIDELITY COVINGTON TRUSTSOLE	ENHANCED INTL	350.24K	SH	$14.07M 2.95%	78.17K	272.07K
FIDELITY COVINGTON TRUSTSOLE	FUNDAMENTAL SMAL	402.14K	SH	$13.66M 2.86%	98.10K	304.04K
ISHARES TRSOLE	CORE MSCI EAFE	112.88K	SH	$10.95M 2.30%	24.19K	88.69K
CAPITOL SER TRSOLE	FAIRLEAD TACTICA	340.22K	SH	$10.58M 2.22%	81.21K	259.01K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	15.74K	SH	$10.04M 2.10%	2.17K	13.57K
WISDOMTREE TRSOLE	JAPN HEDGE EQT	59.69K	SH	$9.85M 2.07%	15.10K	44.59K
ISHARES TRSOLE	CORE S&P SCP ETF	64.13K	SH	$8.46M 1.77%	14.10K	50.03K
CAPITAL GROUP CONSERVATIVE ESOLE	SHS	249.88K	SH	$7.91M 1.66%	49.18K	200.70K
WISDOMTREE TRSOLE	TRUE DEVELOPED I	92.92K	SH	$6.72M 1.41%	19.69K	73.23K
SPDR S&P 500 ETF TRSOLE	TR UNIT	8.62K	SH	$5.98M 1.25%	1.84K	6.78K
WISDOMTREE TRSOLE	US QTLY DIV GRT	59.44K	SH	$5.56M 1.16%	8.18K	51.27K
WISDOMTREE TRSOLE	FLOATNG RAT TREA	110.27K	SH	$5.56M 1.16%	28.81K	81.46K
BLACKROCK ETF TRUSTSOLE	ISHARES US EQUIT	86.50K	SH	$5.36M 1.12%	11.62K	74.88K
ALPHABET INCSOLE	CAP STK CL A	15.37K	SH	$4.98M 1.04%	3.22K	12.15K
ELI LILLY & COSOLE	COM	4.26K	SH	$4.45M 0.93%	709.00	3.55K
DIMENSIONAL ETF TRUSTSOLE	WORLD EX US CORE	111.89K	SH	$4.03M 0.85%	32.47K	79.42K

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