ESSENTIAL PLANNING, LLC.

Filed: 8/3/2026ACC: 0001949824-26-000004

📋 What this filing means

ESSENTIAL PLANNING, LLC. filed this quarterly 13F‑HR report disclosing 87 equity positions with a total reported market value of $353.86M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$353.86M

Total AUM (reported)

5.59M

Total Shares

Allocation by class

US CORE EQT MKT$55.69M15.7%

TOTAL BND MRKT$49.70M14.0%

TOTAL STK MKT$26.12M7.4%

INTL CORE EQT MK$20.03M5.7%

SHOR DUR FIX ETF$16.17M4.6%

JPMORGAM LTD DUR$15.50M4.4%

US COR EQU 1 ETF$13.31M3.8%

Portfolio Concentration

Top 3$131.52M37.2%

4–10$101.84M28.8%

11–25$80.91M22.9%

Rest$39.61M11.2%

Top 3 weight

37.2%

Top 10 weight

65.9%

Voting Authority Distribution

Total shares with voting rights: 5.59M

Sole

Full voting authority

5.59M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole87

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings87

Rows:

DIMENSIONAL ETF TRUST

SOLE

US CORE EQT MKT

Shares1.08M

TypeSH

Market value$55.69M

15.74%

Sole

1.08M

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares676.97K

TypeSH

Market value$49.70M

14.04%

Sole

676.97K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares70.60K

TypeSH

Market value$26.12M

7.38%

Sole

70.60K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQT MK

Shares485.64K

TypeSH

Market value$20.03M

5.66%

Sole

485.64K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

SHOR DUR FIX ETF

Shares338.62K

TypeSH

Market value$16.17M

4.57%

Sole

338.62K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

JPMORGAM LTD DUR

Shares296.96K

TypeSH

Market value$15.50M

4.38%

Sole

296.96K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

US COR EQU 1 ETF

Shares162.40K

TypeSH

Market value$13.31M

3.76%

Sole

162.40K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

CORE FIXE IN ETF

Shares303.66K

TypeSH

Market value$12.82M

3.62%

Sole

303.66K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

US COR EQU 2 ETF

Shares279.96K

TypeSH

Market value$12.42M

3.51%

Sole

279.96K

Shared

0.00

None

0.00

STATE STR SPDR S&P 500 ETF T

SOLE

TR UNIT

Shares15.52K

TypeSH

Market value$11.59M

3.27%

Sole

15.52K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

EMGR CRE EQT MNG

Shares232.43K

TypeSH

Market value$9.35M

2.64%

Sole

232.43K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares109.24K

TypeSH

Market value$8.51M

2.41%

Sole

109.24K

Shared

0.00

None

0.00

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares164.19K

TypeSH

Market value$7.47M

2.11%

Sole

164.19K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares9.06K

TypeSH

Market value$6.79M

1.92%

Sole

9.06K

Shared

0.00

None

0.00

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares88.40K

TypeSH

Market value$6.30M

1.78%

Sole

88.40K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQUITY

Shares160.75K

TypeSH

Market value$5.99M

1.69%

Sole

160.75K

Shared

0.00

None

0.00

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares116.59K

TypeSH

Market value$5.86M

1.65%

Sole

116.59K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares15.53K

TypeSH

Market value$5.68M

1.61%

Sole

15.53K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MBS ETF

Shares49.16K

TypeSH

Market value$4.65M

1.31%

Sole

49.16K

Shared

0.00

None

0.00

FIDELITY COVINGTON TRUST

SOLE

MSCI RL EST ETF

Shares135.77K

TypeSH

Market value$3.98M

1.12%

Sole

135.77K

Shared

0.00

None

0.00

PIMCO ETF TR

SOLE

ACTIVE BD ETF

Shares39.88K

TypeSH

Market value$3.68M

1.04%

Sole

39.88K

Shared

0.00

None

0.00

PIMCO ETF TR

SOLE

ENHAN SHRT MA AC

Shares36K

TypeSH

Market value$3.63M

1.03%

Sole

36K

Shared

0.00

None

0.00

ELI LILLY & CO

SOLE

COM

Shares2.85K

TypeSH

Market value$3.42M

0.97%

Sole

2.85K

Shared

0.00

None

0.00

ISHARES INC

SOLE

CORE MSCI EMKT

Shares34.10K

TypeSH

Market value$2.83M

0.80%

Sole

34.10K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

EMERGING MKTS CO

Shares68.72K

TypeSH

Market value$2.79M

0.79%

Sole

68.72K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
DIMENSIONAL ETF TRUSTSOLE	US CORE EQT MKT	1.08M	SH	$55.69M 15.74%	1.08M
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	676.97K	SH	$49.70M 14.04%	676.97K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	70.60K	SH	$26.12M 7.38%	70.60K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQT MK	485.64K	SH	$20.03M 5.66%	485.64K
DIMENSIONAL ETF TRUSTSOLE	SHOR DUR FIX ETF	338.62K	SH	$16.17M 4.57%	338.62K
J P MORGAN EXCHANGE TRADED FSOLE	JPMORGAM LTD DUR	296.96K	SH	$15.50M 4.38%	296.96K
DIMENSIONAL ETF TRUSTSOLE	US COR EQU 1 ETF	162.40K	SH	$13.31M 3.76%	162.40K
DIMENSIONAL ETF TRUSTSOLE	CORE FIXE IN ETF	303.66K	SH	$12.82M 3.62%	303.66K
DIMENSIONAL ETF TRUSTSOLE	US COR EQU 2 ETF	279.96K	SH	$12.42M 3.51%	279.96K
STATE STR SPDR S&P 500 ETF TSOLE	TR UNIT	15.52K	SH	$11.59M 3.27%	15.52K
DIMENSIONAL ETF TRUSTSOLE	EMGR CRE EQT MNG	232.43K	SH	$9.35M 2.64%	232.43K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	109.24K	SH	$8.51M 2.41%	109.24K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	164.19K	SH	$7.47M 2.11%	164.19K
ISHARES TRSOLE	CORE S&P500 ETF	9.06K	SH	$6.79M 1.92%	9.06K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	88.40K	SH	$6.30M 1.78%	88.40K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQUITY	160.75K	SH	$5.99M 1.69%	160.75K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	116.59K	SH	$5.86M 1.65%	116.59K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	15.53K	SH	$5.68M 1.61%	15.53K
ISHARES TRSOLE	MBS ETF	49.16K	SH	$4.65M 1.31%	49.16K
FIDELITY COVINGTON TRUSTSOLE	MSCI RL EST ETF	135.77K	SH	$3.98M 1.12%	135.77K
PIMCO ETF TRSOLE	ACTIVE BD ETF	39.88K	SH	$3.68M 1.04%	39.88K
PIMCO ETF TRSOLE	ENHAN SHRT MA AC	36K	SH	$3.63M 1.03%	36K
ELI LILLY & COSOLE	COM	2.85K	SH	$3.42M 0.97%	2.85K
ISHARES INCSOLE	CORE MSCI EMKT	34.10K	SH	$2.83M 0.80%	34.10K
DIMENSIONAL ETF TRUSTSOLE	EMERGING MKTS CO	68.72K	SH	$2.79M 0.79%	68.72K

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