Filed: 10/28/2025ACC: 0001949824-25-000003
📋 What this filing means
ESSENTIAL PLANNING, LLC. filed this quarterly 13F‑HR report disclosing 85 equity positions with a total reported market value of $290.48M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
85
Positions
$290.48M
Total AUM (reported)
4.84M
Total Shares
Allocation by class
TOTAL BND MRKT$56.76M19.5%
US CORE EQT MKT$55.98M19.3%
INTL CORE EQT MK$19.00M6.5%
TOTAL STK MKT$18.97M6.5%
COM$15.95M5.5%
CORE FIXED INCOM$9.62M3.3%
EMGR CRE EQT MNG$7.94M2.7%
Portfolio Concentration
Top 3$131.74M45.4%
4–10$64.10M22.1%
11–25$60.44M20.8%
Rest$34.20M11.8%
Top 3 weight
45.4%
Top 10 weight
67.4%
Voting Authority Distribution
Total shares with voting rights: 4.84M
Sole
Full voting authority
4.84M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole85
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings85
Rows:
VANGUARD BD INDEX FDS
SOLEShares763.23K
TypeSH
Market value$56.76M
19.54%
Sole
763.23K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares1.22M
TypeSH
Market value$55.98M
19.27%
Sole
1.22M
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares522.64K
TypeSH
Market value$19.00M
6.54%
Sole
522.64K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares57.80K
TypeSH
Market value$18.97M
6.53%
Sole
57.80K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares224.91K
TypeSH
Market value$9.62M
3.31%
Sole
224.91K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares251.77K
TypeSH
Market value$7.94M
2.73%
Sole
251.77K
Shared
0.00
None
0.00
ELI LILLY & CO
SOLEShares9.72K
TypeSH
Market value$7.42M
2.55%
Sole
9.72K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares91.13K
TypeSH
Market value$7.19M
2.48%
Sole
91.13K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares143.43K
TypeSH
Market value$6.91M
2.38%
Sole
143.43K
Shared
0.00
None
0.00
VANGUARD MALVERN FDS
SOLEShares119.50K
TypeSH
Market value$6.05M
2.08%
Sole
119.50K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares154.36K
TypeSH
Market value$5.95M
2.05%
Sole
154.36K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares8.88K
TypeSH
Market value$5.94M
2.05%
Sole
8.88K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares56.32K
TypeSH
Market value$5.36M
1.84%
Sole
56.32K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares71.52K
TypeSH
Market value$5.14M
1.77%
Sole
71.52K
Shared
0.00
None
0.00
J P MORGAN EXCHANGE TRADED F
SOLEShares96.96K
TypeSH
Market value$5.09M
1.75%
Sole
96.96K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares16.26K
TypeSH
Market value$4.84M
1.67%
Sole
16.26K
Shared
0.00
None
0.00
SPDR S&P 500 ETF TR
SOLEShares7.26K
TypeSH
Market value$4.84M
1.66%
Sole
7.26K
Shared
0.00
None
0.00
PIMCO ETF TR
SOLEShares43.44K
TypeSH
Market value$4.05M
1.40%
Sole
43.44K
Shared
0.00
None
0.00
FIDELITY COVINGTON TRUST
SOLEShares131.97K
TypeSH
Market value$3.67M
1.26%
Sole
131.97K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares40.24K
TypeSH
Market value$3.34M
1.15%
Sole
40.24K
Shared
0.00
None
0.00
FIDELITY MERRIMACK STR TR
SOLEShares57.28K
TypeSH
Market value$2.65M
0.91%
Sole
57.28K
Shared
0.00
None
0.00
VANGUARD TAX-MANAGED FDS
SOLEShares43.88K
TypeSH
Market value$2.63M
0.91%
Sole
43.88K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares78.95K
TypeSH
Market value$2.59M
0.89%
Sole
78.95K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares4.55K
TypeSH
Market value$2.36M
0.81%
Sole
4.55K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares85.37K
TypeSH
Market value$1.99M
0.69%
Sole
85.37K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 763.23K | SH | $56.76M 19.54% | 763.23K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQT MKT | 1.22M | SH | $55.98M 19.27% | 1.22M | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQT MK | 522.64K | SH | $19.00M 6.54% | 522.64K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 57.80K | SH | $18.97M 6.53% | 57.80K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | CORE FIXED INCOM | 224.91K | SH | $9.62M 3.31% | 224.91K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | EMGR CRE EQT MNG | 251.77K | SH | $7.94M 2.73% | 251.77K | 0.00 | 0.00 |
ELI LILLY & COSOLE | COM | 9.72K | SH | $7.42M 2.55% | 9.72K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 91.13K | SH | $7.19M 2.48% | 91.13K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | SHORT DURATION F | 143.43K | SH | $6.91M 2.38% | 143.43K | 0.00 | 0.00 |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 119.50K | SH | $6.05M 2.08% | 119.50K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 154.36K | SH | $5.95M 2.05% | 154.36K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P500 ETF | 8.88K | SH | $5.94M 2.05% | 8.88K | 0.00 | 0.00 |
ISHARES TRSOLE | MBS ETF | 56.32K | SH | $5.36M 1.84% | 56.32K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 1 | 71.52K | SH | $5.14M 1.77% | 71.52K | 0.00 | 0.00 |
J P MORGAN EXCHANGE TRADED FSOLE | JPMORGAM LTD DUR | 96.96K | SH | $5.09M 1.75% | 96.96K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SML CP GRW ETF | 16.26K | SH | $4.84M 1.67% | 16.26K | 0.00 | 0.00 |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 7.26K | SH | $4.84M 1.66% | 7.26K | 0.00 | 0.00 |
PIMCO ETF TRSOLE | ACTIVE BD ETF | 43.44K | SH | $4.05M 1.40% | 43.44K | 0.00 | 0.00 |
FIDELITY COVINGTON TRUSTSOLE | MSCI RL EST ETF | 131.97K | SH | $3.67M 1.26% | 131.97K | 0.00 | 0.00 |
ISHARES TRSOLE | 1 3 YR TREAS BD | 40.24K | SH | $3.34M 1.15% | 40.24K | 0.00 | 0.00 |
FIDELITY MERRIMACK STR TRSOLE | TOTAL BD ETF | 57.28K | SH | $2.65M 0.91% | 57.28K | 0.00 | 0.00 |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 43.88K | SH | $2.63M 0.91% | 43.88K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQUITY | 78.95K | SH | $2.59M 0.89% | 78.95K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 4.55K | SH | $2.36M 0.81% | 4.55K | 0.00 | 0.00 |
ISHARES TRSOLE | IBONDS 25 TRM TS | 85.37K | SH | $1.99M 0.69% | 85.37K | 0.00 | 0.00 |
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