Filed: 8/14/2025ACC: 0001085146-25-005237
📋 What this filing means
ESSENTIAL PLANNING, LLC. filed this quarterly 13F‑HR report disclosing 82 equity positions with a total reported market value of $268.59M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
82
Positions
$268.59M
Total AUM (reported)
4.67M
Total Shares
Allocation by class
TOTAL BND MRKT$56.58M21.1%
US CORE EQT MKT$53.78M20.0%
INTL CORE EQT MK$18.49M6.9%
TOTAL STK MKT$16.55M6.2%
COM$16.35M6.1%
CORE FIXED INCOM$9.63M3.6%
EMGR CRE EQT MNG$7.41M2.8%
Portfolio Concentration
Top 3$128.85M48.0%
4–10$60.52M22.5%
11–25$48.29M18.0%
Rest$30.93M11.5%
Top 3 weight
48.0%
Top 10 weight
70.5%
Voting Authority Distribution
Total shares with voting rights: 4.67M
Sole
Full voting authority
4.67M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole82
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings82
Rows:
VANGUARD BD INDEX FDS
SOLEShares768.40K
TypeSH
Market value$56.58M
21.06%
Sole
768.40K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares1.27M
TypeSH
Market value$53.78M
20.02%
Sole
1.27M
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares534.80K
TypeSH
Market value$18.49M
6.88%
Sole
534.80K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares54.46K
TypeSH
Market value$16.55M
6.16%
Sole
54.46K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares227.81K
TypeSH
Market value$9.63M
3.58%
Sole
227.81K
Shared
0.00
None
0.00
ELI LILLY & CO
SOLEShares11K
TypeSH
Market value$8.57M
3.19%
Sole
11K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares256.07K
TypeSH
Market value$7.41M
2.76%
Sole
256.07K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares86.76K
TypeSH
Market value$6.83M
2.54%
Sole
86.76K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares9.29K
TypeSH
Market value$5.77M
2.15%
Sole
9.29K
Shared
0.00
None
0.00
VANGUARD MALVERN FDS
SOLEShares114.55K
TypeSH
Market value$5.76M
2.14%
Sole
114.55K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares56.51K
TypeSH
Market value$5.31M
1.98%
Sole
56.51K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares109.92K
TypeSH
Market value$5.28M
1.96%
Sole
109.92K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares16.86K
TypeSH
Market value$4.67M
1.74%
Sole
16.86K
Shared
0.00
None
0.00
PIMCO ETF TR
SOLEShares45.07K
TypeSH
Market value$4.15M
1.55%
Sole
45.07K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares111.43K
TypeSH
Market value$3.99M
1.49%
Sole
111.43K
Shared
0.00
None
0.00
FIDELITY COVINGTON TRUST
SOLEShares131.50K
TypeSH
Market value$3.56M
1.32%
Sole
131.50K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares41.55K
TypeSH
Market value$3.44M
1.28%
Sole
41.55K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares45.01K
TypeSH
Market value$3.01M
1.12%
Sole
45.01K
Shared
0.00
None
0.00
SPDR S&P 500 ETF TR
SOLEShares4.63K
TypeSH
Market value$2.86M
1.07%
Sole
4.63K
Shared
0.00
None
0.00
J P MORGAN EXCHANGE TRADED F
SOLEShares53.09K
TypeSH
Market value$2.77M
1.03%
Sole
53.09K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares4.49K
TypeSH
Market value$2.23M
0.83%
Sole
4.49K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares90.48K
TypeSH
Market value$2.11M
0.79%
Sole
90.48K
Shared
0.00
None
0.00
BERKSHIRE HATHAWAY INC DEL
SOLEShares3.44K
TypeSH
Market value$1.67M
0.62%
Sole
3.44K
Shared
0.00
None
0.00
VANGUARD TAX-MANAGED FDS
SOLEShares28.55K
TypeSH
Market value$1.63M
0.61%
Sole
28.55K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares51.72K
TypeSH
Market value$1.61M
0.60%
Sole
51.72K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 768.40K | SH | $56.58M 21.06% | 768.40K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQT MKT | 1.27M | SH | $53.78M 20.02% | 1.27M | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQT MK | 534.80K | SH | $18.49M 6.88% | 534.80K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 54.46K | SH | $16.55M 6.16% | 54.46K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | CORE FIXED INCOM | 227.81K | SH | $9.63M 3.58% | 227.81K | 0.00 | 0.00 |
ELI LILLY & COSOLE | COM | 11K | SH | $8.57M 3.19% | 11K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | EMGR CRE EQT MNG | 256.07K | SH | $7.41M 2.76% | 256.07K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 86.76K | SH | $6.83M 2.54% | 86.76K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P500 ETF | 9.29K | SH | $5.77M 2.15% | 9.29K | 0.00 | 0.00 |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 114.55K | SH | $5.76M 2.14% | 114.55K | 0.00 | 0.00 |
ISHARES TRSOLE | MBS ETF | 56.51K | SH | $5.31M 1.98% | 56.51K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | SHORT DURATION F | 109.92K | SH | $5.28M 1.96% | 109.92K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SML CP GRW ETF | 16.86K | SH | $4.67M 1.74% | 16.86K | 0.00 | 0.00 |
PIMCO ETF TRSOLE | ACTIVE BD ETF | 45.07K | SH | $4.15M 1.55% | 45.07K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 111.43K | SH | $3.99M 1.49% | 111.43K | 0.00 | 0.00 |
FIDELITY COVINGTON TRUSTSOLE | MSCI RL EST ETF | 131.50K | SH | $3.56M 1.32% | 131.50K | 0.00 | 0.00 |
ISHARES TRSOLE | 1 3 YR TREAS BD | 41.55K | SH | $3.44M 1.28% | 41.55K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 1 | 45.01K | SH | $3.01M 1.12% | 45.01K | 0.00 | 0.00 |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 4.63K | SH | $2.86M 1.07% | 4.63K | 0.00 | 0.00 |
J P MORGAN EXCHANGE TRADED FSOLE | JPMORGAM LTD DUR | 53.09K | SH | $2.77M 1.03% | 53.09K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 4.49K | SH | $2.23M 0.83% | 4.49K | 0.00 | 0.00 |
ISHARES TRSOLE | IBONDS 25 TRM TS | 90.48K | SH | $2.11M 0.79% | 90.48K | 0.00 | 0.00 |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 3.44K | SH | $1.67M 0.62% | 3.44K | 0.00 | 0.00 |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 28.55K | SH | $1.63M 0.61% | 28.55K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQUITY | 51.72K | SH | $1.61M 0.60% | 51.72K | 0.00 | 0.00 |
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