ECIO, INC.

Filed: 1/20/2026ACC: 0001830823-26-000001

📋 What this filing means

ECIO, INC. filed this quarterly 13F‑HR report disclosing 192 equity positions with a total reported market value of $214.73M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

192

Positions

$214.73M

Total AUM (reported)

5.07M

Total Shares

Allocation by class

AGG$34.26M16.0%

SCHD$29.85M13.9%

SCHF$19.34M9.0%

BSV$15.21M7.1%

SWMCX$12.47M5.8%

VMBS$11.87M5.5%

IJR$11.13M5.2%

Portfolio Concentration

Top 3$83.44M38.9%

4–10$74.97M34.9%

11–25$38.84M18.1%

Rest$17.48M8.1%

Top 3 weight

38.9%

Top 10 weight

73.8%

Voting Authority Distribution

Total shares with voting rights: 5.07M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.07M

% of voting shares100.0%

Investment Discretion (by position count)

Sole192

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings192

Rows:

iShares Core U.S. Aggregate Bond ETF

SOLE

AGG

Shares343K

TypeSH

Market value$34.26M

15.95%

Sole

0.00

Shared

0.00

None

343K

Schwab U.S. Dividend Equity ETF

SOLE

SCHD

Shares1.09M

TypeSH

Market value$29.85M

13.90%

Sole

0.00

Shared

0.00

None

1.09M

Schwab International Equity ETF

SOLE

SCHF

Shares804.32K

TypeSH

Market value$19.34M

9.00%

Sole

0.00

Shared

0.00

None

804.32K

Vanguard Short-Term Bond Index Fund ETF Shares

SOLE

BSV

Shares193.01K

TypeSH

Market value$15.21M

7.08%

Sole

0.00

Shared

0.00

None

193.01K

Schwab U.S. Mid-Cap Index Fund

SOLE

SWMCX

Shares866.70K

TypeSH

Market value$12.47M

5.81%

Sole

0.00

Shared

0.00

None

866.70K

Vanguard Mortgage-Backed Securities Index Fund ETF Shares

SOLE

VMBS

Shares252.03K

TypeSH

Market value$11.87M

5.53%

Sole

0.00

Shared

0.00

None

252.03K

iShares Core S&P Small-Cap ETF

SOLE

IJR

Shares92.62K

TypeSH

Market value$11.13M

5.18%

Sole

0.00

Shared

0.00

None

92.62K

iShares MSCI USA ESG Select ETF

SOLE

SUSA

Shares66.03K

TypeSH

Market value$9.20M

4.28%

Sole

0.00

Shared

0.00

None

66.03K

JANUS HENDERSON AAA CLO ETF

SOLE

JAAA

Shares171.73K

TypeSH

Market value$8.69M

4.05%

Sole

0.00

Shared

0.00

None

171.73K

iShares ESG Aware U.S. Aggregate Bond ETF

SOLE

EAGG

Shares133.86K

TypeSH

Market value$6.41M

2.98%

Sole

0.00

Shared

0.00

None

133.86K

VANGUARD INSTL INDEX FD VANGUARD 0 3 MONTH TREASURY BILL ETF

SOLE

VBIL

Shares75.65K

TypeSH

Market value$5.71M

2.66%

Sole

0.00

Shared

0.00

None

75.65K

iShares Core MSCI Emerging Markets ETF

SOLE

IEMG

Shares72.14K

TypeSH

Market value$4.85M

2.26%

Sole

0.00

Shared

0.00

None

72.14K

BONDBLOXX ETF TRUST BONDBLOXX BLOOMBERG SIX MONTH TARGET DURATION US TREASRY ETF

SOLE

XHLF

Shares82.93K

TypeSH

Market value$4.17M

1.94%

Sole

0.00

Shared

0.00

None

82.93K

BONDBLOXX ETF TRUST BONDBLOXX BLOOMBERG ONE YEAR TARGET DURATION US TREASRY ETF

SOLE

XONE

Shares78.37K

TypeSH

Market value$3.88M

1.81%

Sole

0.00

Shared

0.00

None

78.37K

iShares ESG MSCI USA Small-Cap ETF

SOLE

ESML

Shares71.50K

TypeSH

Market value$3.29M

1.53%

Sole

0.00

Shared

0.00

None

71.50K

DBX ETF TR XTRACKERS S&P ESG DIVIDEND ARISTOCRATS ETF

SOLE

SNPD

Shares113.85K

TypeSH

Market value$3.06M

1.42%

Sole

0.00

Shared

0.00

None

113.85K

iShares ESG MSCI EAFE ETF

SOLE

ESGD

Shares28.83K

TypeSH

Market value$2.74M

1.28%

Sole

0.00

Shared

0.00

None

28.83K

iShares Core 1-5 Year USD Bond ETF

SOLE

ISTB

Shares55.34K

TypeSH

Market value$2.70M

1.26%

Sole

0.00

Shared

0.00

None

55.34K

Vanguard Short-Term Treasury Index Fund ETF Shares

SOLE

VGSH

Shares26.44K

TypeSH

Market value$1.55M

0.72%

Sole

0.00

Shared

0.00

None

26.44K

NUSHARES ETF TRUST NUVEEN ESG DIVIDEND ETF

SOLE

NUDV

Shares49.80K

TypeSH

Market value$1.48M

0.69%

Sole

0.00

Shared

0.00

None

49.80K

iShares ESG Aware 1-5 Year USD Corporate Bond ETF

SOLE

SUSB

Shares55.45K

TypeSH

Market value$1.40M

0.65%

Sole

0.00

Shared

0.00

None

55.45K

SPDR S&P 500 Fossil Fuel Reserves Free ETF

SOLE

SPYX

Shares20.59K

TypeSH

Market value$1.16M

0.54%

Sole

0.00

Shared

0.00

None

20.59K

Vanguard Total Bond Market Index Fund ETF Shares

SOLE

BND

Shares14.89K

TypeSH

Market value$1.10M

0.51%

Sole

0.00

Shared

0.00

None

14.89K

Eli Lilly and Company

SOLE

LLY

Shares868.00

TypeSH

Market value$933.0K

0.43%

Sole

0.00

Shared

0.00

None

868.00

Vanguard Total Stock Market Index Fund ETF Shares

SOLE

VTI

Shares2.44K

TypeSH

Market value$817.9K

0.38%

Sole

0.00

Shared

0.00

None

2.44K

Issuer	Class	Shares	Type	Value / Portfolio %	None
iShares Core U.S. Aggregate Bond ETFSOLE	AGG	343K	SH	$34.26M 15.95%	343K
Schwab U.S. Dividend Equity ETFSOLE	SCHD	1.09M	SH	$29.85M 13.90%	1.09M
Schwab International Equity ETFSOLE	SCHF	804.32K	SH	$19.34M 9.00%	804.32K
Vanguard Short-Term Bond Index Fund ETF SharesSOLE	BSV	193.01K	SH	$15.21M 7.08%	193.01K
Schwab U.S. Mid-Cap Index FundSOLE	SWMCX	866.70K	SH	$12.47M 5.81%	866.70K
Vanguard Mortgage-Backed Securities Index Fund ETF SharesSOLE	VMBS	252.03K	SH	$11.87M 5.53%	252.03K
iShares Core S&P Small-Cap ETFSOLE	IJR	92.62K	SH	$11.13M 5.18%	92.62K
iShares MSCI USA ESG Select ETFSOLE	SUSA	66.03K	SH	$9.20M 4.28%	66.03K
JANUS HENDERSON AAA CLO ETFSOLE	JAAA	171.73K	SH	$8.69M 4.05%	171.73K
iShares ESG Aware U.S. Aggregate Bond ETFSOLE	EAGG	133.86K	SH	$6.41M 2.98%	133.86K
VANGUARD INSTL INDEX FD VANGUARD 0 3 MONTH TREASURY BILL ETFSOLE	VBIL	75.65K	SH	$5.71M 2.66%	75.65K
iShares Core MSCI Emerging Markets ETFSOLE	IEMG	72.14K	SH	$4.85M 2.26%	72.14K
BONDBLOXX ETF TRUST BONDBLOXX BLOOMBERG SIX MONTH TARGET DURATION US TREASRY ETFSOLE	XHLF	82.93K	SH	$4.17M 1.94%	82.93K
BONDBLOXX ETF TRUST BONDBLOXX BLOOMBERG ONE YEAR TARGET DURATION US TREASRY ETFSOLE	XONE	78.37K	SH	$3.88M 1.81%	78.37K
iShares ESG MSCI USA Small-Cap ETFSOLE	ESML	71.50K	SH	$3.29M 1.53%	71.50K
DBX ETF TR XTRACKERS S&P ESG DIVIDEND ARISTOCRATS ETFSOLE	SNPD	113.85K	SH	$3.06M 1.42%	113.85K
iShares ESG MSCI EAFE ETFSOLE	ESGD	28.83K	SH	$2.74M 1.28%	28.83K
iShares Core 1-5 Year USD Bond ETFSOLE	ISTB	55.34K	SH	$2.70M 1.26%	55.34K
Vanguard Short-Term Treasury Index Fund ETF SharesSOLE	VGSH	26.44K	SH	$1.55M 0.72%	26.44K
NUSHARES ETF TRUST NUVEEN ESG DIVIDEND ETFSOLE	NUDV	49.80K	SH	$1.48M 0.69%	49.80K
iShares ESG Aware 1-5 Year USD Corporate Bond ETFSOLE	SUSB	55.45K	SH	$1.40M 0.65%	55.45K
SPDR S&P 500 Fossil Fuel Reserves Free ETFSOLE	SPYX	20.59K	SH	$1.16M 0.54%	20.59K
Vanguard Total Bond Market Index Fund ETF SharesSOLE	BND	14.89K	SH	$1.10M 0.51%	14.89K
Eli Lilly and CompanySOLE	LLY	868.00	SH	$933.0K 0.43%	868.00
Vanguard Total Stock Market Index Fund ETF SharesSOLE	VTI	2.44K	SH	$817.9K 0.38%	2.44K

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