ECIO, INC.

Filed: 8/8/2025ACC: 0001830823-25-000003

📋 What this filing means

ECIO, INC. filed this quarterly 13F‑HR report disclosing 71 equity positions with a total reported market value of $237.15M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$237.15M

Total AUM (reported)

13.37M

Total Shares

Allocation by class

SWPPX$58.19M24.5%

AGG$37.89M16.0%

SCHD$23.40M9.9%

SCHF$16.51M7.0%

BSV$13.00M5.5%

SWMCX$12.59M5.3%

IJR$10.08M4.3%

Portfolio Concentration

Top 3$119.48M50.4%

4–10$71.80M30.3%

11–25$32.40M13.7%

Rest$13.48M5.7%

Top 3 weight

50.4%

Top 10 weight

80.7%

Voting Authority Distribution

Total shares with voting rights: 13.37M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

13.37M

% of voting shares100.0%

Investment Discretion (by position count)

Sole71

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings71

Rows:

Schwab S&P 500 Index Fund

SOLE

SWPPX

Shares607.03K

TypeSH

Market value$58.19M

24.54%

Sole

0.00

Shared

0.00

None

607.03K

iShares Core U S Aggregate Bond ETF

SOLE

AGG

Shares381.94K

TypeSH

Market value$37.89M

15.98%

Sole

0.00

Shared

0.00

None

381.94K

Schwab U S Dividend Equity ETF

SOLE

SCHD

Shares882.95K

TypeSH

Market value$23.40M

9.87%

Sole

0.00

Shared

0.00

None

882.95K

Schwab International Equity ETF

SOLE

SCHF

Shares747.03K

TypeSH

Market value$16.51M

6.96%

Sole

0.00

Shared

0.00

None

747.03K

Vanguard Short-Term Bond Index Fund ETF Shares

SOLE

BSV

Shares165.22K

TypeSH

Market value$13.00M

5.48%

Sole

0.00

Shared

0.00

None

165.22K

Schwab U S Mid-Cap Index Fund

SOLE

SWMCX

Shares180.87K

TypeSH

Market value$12.59M

5.31%

Sole

0.00

Shared

0.00

None

180.87K

iShares Core S&P Small-Cap ETF

SOLE

IJR

Shares92.27K

TypeSH

Market value$10.08M

4.25%

Sole

0.00

Shared

0.00

None

92.27K

iShares MSCI USA ESG Select ETF

SOLE

SUSA

Shares58.17K

TypeSH

Market value$7.37M

3.11%

Sole

0.00

Shared

0.00

None

58.17K

iShares ESG Aware U S Aggregate Bond ETF

SOLE

EAGG

Shares136.23K

TypeSH

Market value$6.48M

2.73%

Sole

0.00

Shared

0.00

None

136.23K

JANUS HENDERSON AAA CLO ETF

SOLE

JAAA

Shares113.52K

TypeSH

Market value$5.76M

2.43%

Sole

0.00

Shared

0.00

None

113.52K

Schwab Treasury Obligation

SOLE

SCOXX

Shares4.96M

TypeSH

Market value$4.96M

2.09%

Sole

0.00

Shared

0.00

None

4.96M

CLIFFWATER CORPORATE LEN DING I

SOLE

CCLFX

Shares318.85K

TypeSH

Market value$3.45M

1.45%

Sole

0.00

Shared

0.00

None

318.85K

iShares Core MSCI Emerging Markets ETF

SOLE

IEMG

Shares54.55K

TypeSH

Market value$3.27M

1.38%

Sole

0.00

Shared

0.00

None

54.55K

iShares ESG MSCI USA Small-Cap ETF

SOLE

ESML

Shares67.34K

TypeSH

Market value$2.78M

1.17%

Sole

0.00

Shared

0.00

None

67.34K

iShares Core 1-5 Year USD Bond ETF

SOLE

ISTB

Shares53.96K

TypeSH

Market value$2.63M

1.11%

Sole

0.00

Shared

0.00

None

53.96K

DBX ETF TR XTRACKERS S&P ESG DIVIDEND ARISTOCRATS ETF

SOLE

SNPD

Shares95.14K

TypeSH

Market value$2.50M

1.05%

Sole

0.00

Shared

0.00

None

95.14K

Schwab Treasury Obligations Money Fund

SOLE

SNOXX

Shares2.25M

TypeSH

Market value$2.25M

0.95%

Sole

0.00

Shared

0.00

None

2.25M

iShares ESG MSCI EAFE ETF

SOLE

ESGD

Shares24.51K

TypeSH

Market value$2.19M

0.92%

Sole

0.00

Shared

0.00

None

24.51K

VANGUARD INSTL INDEX FD VANGUARD 0 3 MONTH TREASURY BILL ETF

SOLE

VBIL

Shares23.67K

TypeSH

Market value$1.79M

0.75%

Sole

0.00

Shared

0.00

None

23.67K

Vanguard Short-Term Treasury Index Fund ETF Shares

SOLE

VGSH

Shares20.60K

TypeSH

Market value$1.21M

0.51%

Sole

0.00

Shared

0.00

None

20.60K

SPDR S&P 500 Fossil Fuel Reserves Free ETF

SOLE

SPYX

Shares23.36K

TypeSH

Market value$1.19M

0.50%

Sole

0.00

Shared

0.00

None

23.36K

NUSHARES ETF TRUST NUVEEN ESG DIVIDEND ETF

SOLE

NUDV

Shares40.37K

TypeSH

Market value$1.14M

0.48%

Sole

0.00

Shared

0.00

None

40.37K

iShares ESG Aware 1-5 Year USD Corporate Bond ETF

SOLE

SUSB

Shares42.30K

TypeSH

Market value$1.06M

0.45%

Sole

0.00

Shared

0.00

None

42.30K

SCHWAB US TREASURY MONEY ULTRA FUND

SOLE

SUTXX

Shares1.02M

TypeSH

Market value$1.02M

0.43%

Sole

0.00

Shared

0.00

None

1.02M

Vanguard Total Bond Market Index Fund ETF Shares

SOLE

BND

Shares13.01K

TypeSH

Market value$957.9K

0.40%

Sole

0.00

Shared

0.00

None

13.01K

Issuer	Class	Shares	Type	Value / Portfolio %	None
Schwab S&P 500 Index FundSOLE	SWPPX	607.03K	SH	$58.19M 24.54%	607.03K
iShares Core U S Aggregate Bond ETFSOLE	AGG	381.94K	SH	$37.89M 15.98%	381.94K
Schwab U S Dividend Equity ETFSOLE	SCHD	882.95K	SH	$23.40M 9.87%	882.95K
Schwab International Equity ETFSOLE	SCHF	747.03K	SH	$16.51M 6.96%	747.03K
Vanguard Short-Term Bond Index Fund ETF SharesSOLE	BSV	165.22K	SH	$13.00M 5.48%	165.22K
Schwab U S Mid-Cap Index FundSOLE	SWMCX	180.87K	SH	$12.59M 5.31%	180.87K
iShares Core S&P Small-Cap ETFSOLE	IJR	92.27K	SH	$10.08M 4.25%	92.27K
iShares MSCI USA ESG Select ETFSOLE	SUSA	58.17K	SH	$7.37M 3.11%	58.17K
iShares ESG Aware U S Aggregate Bond ETFSOLE	EAGG	136.23K	SH	$6.48M 2.73%	136.23K
JANUS HENDERSON AAA CLO ETFSOLE	JAAA	113.52K	SH	$5.76M 2.43%	113.52K
Schwab Treasury ObligationSOLE	SCOXX	4.96M	SH	$4.96M 2.09%	4.96M
CLIFFWATER CORPORATE LEN DING ISOLE	CCLFX	318.85K	SH	$3.45M 1.45%	318.85K
iShares Core MSCI Emerging Markets ETFSOLE	IEMG	54.55K	SH	$3.27M 1.38%	54.55K
iShares ESG MSCI USA Small-Cap ETFSOLE	ESML	67.34K	SH	$2.78M 1.17%	67.34K
iShares Core 1-5 Year USD Bond ETFSOLE	ISTB	53.96K	SH	$2.63M 1.11%	53.96K
DBX ETF TR XTRACKERS S&P ESG DIVIDEND ARISTOCRATS ETFSOLE	SNPD	95.14K	SH	$2.50M 1.05%	95.14K
Schwab Treasury Obligations Money FundSOLE	SNOXX	2.25M	SH	$2.25M 0.95%	2.25M
iShares ESG MSCI EAFE ETFSOLE	ESGD	24.51K	SH	$2.19M 0.92%	24.51K
VANGUARD INSTL INDEX FD VANGUARD 0 3 MONTH TREASURY BILL ETFSOLE	VBIL	23.67K	SH	$1.79M 0.75%	23.67K
Vanguard Short-Term Treasury Index Fund ETF SharesSOLE	VGSH	20.60K	SH	$1.21M 0.51%	20.60K
SPDR S&P 500 Fossil Fuel Reserves Free ETFSOLE	SPYX	23.36K	SH	$1.19M 0.50%	23.36K
NUSHARES ETF TRUST NUVEEN ESG DIVIDEND ETFSOLE	NUDV	40.37K	SH	$1.14M 0.48%	40.37K
iShares ESG Aware 1-5 Year USD Corporate Bond ETFSOLE	SUSB	42.30K	SH	$1.06M 0.45%	42.30K
SCHWAB US TREASURY MONEY ULTRA FUNDSOLE	SUTXX	1.02M	SH	$1.02M 0.43%	1.02M
Vanguard Total Bond Market Index Fund ETF SharesSOLE	BND	13.01K	SH	$957.9K 0.40%	13.01K

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