DRAVO BAY LLC

Filed: 5/7/2026ACC: 0001951757-26-000790

📋 What this filing means

DRAVO BAY LLC filed this quarterly 13F‑HR report disclosing 54 equity positions with a total reported market value of $246.15M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$246.15M

Total AUM (reported)

5.39M

Total Shares

Allocation by class

US LCAP VA ETF$40.54M16.5%

US LCAP GR ETF$37.15M15.1%

VAN FTSE DEV MKT$23.18M9.4%

CORE FIXED INCOM$15.06M6.1%

SHORT DURATION F$14.51M5.9%

GLOBAL CR ETF$14.47M5.9%

US SMALL CAP ETF$10.53M4.3%

Portfolio Concentration

Top 3$100.87M41.0%

4–10$82.64M33.6%

11–25$49.83M20.2%

Rest$12.81M5.2%

Top 3 weight

41.0%

Top 10 weight

74.6%

Voting Authority Distribution

Total shares with voting rights: 5.39M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.39M

% of voting shares100.0%

Investment Discretion (by position count)

Sole18

Shared0

Other36

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings54

Rows:

SCHWAB STRATEGIC TR

DFND

US LCAP VA ETF

Shares1.33M

TypeSH

Market value$40.54M

16.47%

Sole

0.00

Shared

0.00

None

1.33M

SCHWAB STRATEGIC TR

DFND

US LCAP GR ETF

Shares1.28M

TypeSH

Market value$37.15M

15.09%

Sole

0.00

Shared

0.00

None

1.28M

VANGUARD TAX-MANAGED FDS

DFND

VAN FTSE DEV MKT

Shares361.71K

TypeSH

Market value$23.18M

9.42%

Sole

0.00

Shared

0.00

None

361.71K

DIMENSIONAL ETF TRUST

SOLE

CORE FIXED INCOM

Shares356.67K

TypeSH

Market value$15.06M

6.12%

Sole

0.00

Shared

0.00

None

356.67K

DIMENSIONAL ETF TRUST

SOLE

SHORT DURATION F

Shares303.03K

TypeSH

Market value$14.51M

5.89%

Sole

0.00

Shared

0.00

None

303.03K

DIMENSIONAL ETF TRUST

SOLE

GLOBAL CR ETF

Shares267.21K

TypeSH

Market value$14.47M

5.88%

Sole

0.00

Shared

0.00

None

267.21K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP ETF

Shares148.01K

TypeSH

Market value$10.53M

4.28%

Sole

0.00

Shared

0.00

None

148.01K

DIMENSIONAL ETF TRUST

SOLE

INTL SMALL CAP V

Shares258.48K

TypeSH

Market value$10.19M

4.14%

Sole

0.00

Shared

0.00

None

258.48K

VANGUARD INDEX FDS

DFND

GROWTH ETF

Shares20.65K

TypeSH

Market value$9.02M

3.66%

Sole

0.00

Shared

0.00

None

20.65K

VANGUARD INDEX FDS

DFND

VALUE ETF

Shares45.19K

TypeSH

Market value$8.87M

3.60%

Sole

0.00

Shared

0.00

None

45.19K

VANGUARD INTL EQUITY INDEX F

DFND

FTSE EMR MKT ETF

Shares128.14K

TypeSH

Market value$6.93M

2.81%

Sole

0.00

Shared

0.00

None

128.14K

ISHARES TR

DFND

CORE MSCI INTL

Shares80.89K

TypeSH

Market value$6.76M

2.75%

Sole

0.00

Shared

0.00

None

80.89K

VANGUARD MUN BD FDS

DFND

TAX EXEMPT BD

Shares129.94K

TypeSH

Market value$6.48M

2.63%

Sole

0.00

Shared

0.00

None

129.94K

ISHARES TR

DFND

NATIONAL MUN ETF

Shares47.96K

TypeSH

Market value$5.09M

2.07%

Sole

0.00

Shared

0.00

None

47.96K

ISHARES INC

DFND

CORE MSCI EMKT

Shares67.10K

TypeSH

Market value$4.68M

1.90%

Sole

0.00

Shared

0.00

None

67.10K

DIMENSIONAL ETF TRUST

SOLE

EMERGING MKTS VA

Shares112.95K

TypeSH

Market value$4.04M

1.64%

Sole

0.00

Shared

0.00

None

112.95K

ISHARES TR

DFND

CORE MSCI EAFE

Shares34.65K

TypeSH

Market value$3.14M

1.27%

Sole

0.00

Shared

0.00

None

34.65K

DIMENSIONAL ETF TRUST

SOLE

ULTRASHORT FIXED

Shares58.75K

TypeSH

Market value$2.98M

1.21%

Sole

0.00

Shared

0.00

None

58.75K

SPDR SERIES TRUST

DFND

STATE STREET SPD

Shares65.61K

TypeSH

Market value$1.63M

0.66%

Sole

0.00

Shared

0.00

None

65.61K

VANECK ETF TRUST

DFND

HIGH YLD MUNIETF

Shares31.90K

TypeSH

Market value$1.60M

0.65%

Sole

0.00

Shared

0.00

None

31.90K

SPDR INDEX SHS FDS

DFND

STATE STREET SPD

Shares34.12K

TypeSH

Market value$1.56M

0.63%

Sole

0.00

Shared

0.00

None

34.12K

VANGUARD INDEX FDS

DFND

SM CP VAL ETF

Shares6.94K

TypeSH

Market value$1.51M

0.61%

Sole

0.00

Shared

0.00

None

6.94K

VANGUARD INDEX FDS

DFND

SML CP GRW ETF

Shares4.94K

TypeSH

Market value$1.49M

0.61%

Sole

0.00

Shared

0.00

None

4.94K

ISHARES TR

DFND

MSCI USA MIN VOL

Shares10.50K

TypeSH

Market value$973.5K

0.40%

Sole

0.00

Shared

0.00

None

10.50K

ISHARES TR

DFND

SHRT NAT MUN ETF

Shares9.14K

TypeSH

Market value$973.1K

0.40%

Sole

0.00

Shared

0.00

None

9.14K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SCHWAB STRATEGIC TRDFND	US LCAP VA ETF	1.33M	SH	$40.54M 16.47%	1.33M
SCHWAB STRATEGIC TRDFND	US LCAP GR ETF	1.28M	SH	$37.15M 15.09%	1.28M
VANGUARD TAX-MANAGED FDSDFND	VAN FTSE DEV MKT	361.71K	SH	$23.18M 9.42%	361.71K
DIMENSIONAL ETF TRUSTSOLE	CORE FIXED INCOM	356.67K	SH	$15.06M 6.12%	356.67K
DIMENSIONAL ETF TRUSTSOLE	SHORT DURATION F	303.03K	SH	$14.51M 5.89%	303.03K
DIMENSIONAL ETF TRUSTSOLE	GLOBAL CR ETF	267.21K	SH	$14.47M 5.88%	267.21K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP ETF	148.01K	SH	$10.53M 4.28%	148.01K
DIMENSIONAL ETF TRUSTSOLE	INTL SMALL CAP V	258.48K	SH	$10.19M 4.14%	258.48K
VANGUARD INDEX FDSDFND	GROWTH ETF	20.65K	SH	$9.02M 3.66%	20.65K
VANGUARD INDEX FDSDFND	VALUE ETF	45.19K	SH	$8.87M 3.60%	45.19K
VANGUARD INTL EQUITY INDEX FDFND	FTSE EMR MKT ETF	128.14K	SH	$6.93M 2.81%	128.14K
ISHARES TRDFND	CORE MSCI INTL	80.89K	SH	$6.76M 2.75%	80.89K
VANGUARD MUN BD FDSDFND	TAX EXEMPT BD	129.94K	SH	$6.48M 2.63%	129.94K
ISHARES TRDFND	NATIONAL MUN ETF	47.96K	SH	$5.09M 2.07%	47.96K
ISHARES INCDFND	CORE MSCI EMKT	67.10K	SH	$4.68M 1.90%	67.10K
DIMENSIONAL ETF TRUSTSOLE	EMERGING MKTS VA	112.95K	SH	$4.04M 1.64%	112.95K
ISHARES TRDFND	CORE MSCI EAFE	34.65K	SH	$3.14M 1.27%	34.65K
DIMENSIONAL ETF TRUSTSOLE	ULTRASHORT FIXED	58.75K	SH	$2.98M 1.21%	58.75K
SPDR SERIES TRUSTDFND	STATE STREET SPD	65.61K	SH	$1.63M 0.66%	65.61K
VANECK ETF TRUSTDFND	HIGH YLD MUNIETF	31.90K	SH	$1.60M 0.65%	31.90K
SPDR INDEX SHS FDSDFND	STATE STREET SPD	34.12K	SH	$1.56M 0.63%	34.12K
VANGUARD INDEX FDSDFND	SM CP VAL ETF	6.94K	SH	$1.51M 0.61%	6.94K
VANGUARD INDEX FDSDFND	SML CP GRW ETF	4.94K	SH	$1.49M 0.61%	4.94K
ISHARES TRDFND	MSCI USA MIN VOL	10.50K	SH	$973.5K 0.40%	10.50K
ISHARES TRDFND	SHRT NAT MUN ETF	9.14K	SH	$973.1K 0.40%	9.14K

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