Filed: 4/29/2026ACC: 0002118380-26-000002
📋 What this filing means
DOWNSHIFT FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 77 equity positions with a total reported market value of $193.16M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
77
Positions
$193.16M
Total AUM (reported)
4.36M
Total Shares
Allocation by class
INTL EQTY ETF$19.42M10.1%
US BRD MKT ETF$19.19M9.9%
US LRG CAP ETF$18.47M9.6%
TOTAL STK MKT$17.22M8.9%
INT-TRM U.S TRES$16.87M8.7%
STATE STREET SPD$15.56M8.1%
LARGE CAP ETF$10.22M5.3%
Portfolio Concentration
Top 3$57.08M29.5%
4–10$71.43M37.0%
11–25$40.20M20.8%
Rest$24.46M12.7%
Top 3 weight
29.5%
Top 10 weight
66.5%
Voting Authority Distribution
Total shares with voting rights: 4.36M
Sole
Full voting authority
4.36M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole77
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings77
Rows:
SCHWAB STRATEGIC TR
SOLEShares743.20K
TypeSH
Market value$19.42M
10.05%
Sole
743.20K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares700.79K
TypeSH
Market value$19.19M
9.94%
Sole
700.79K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares660.50K
TypeSH
Market value$18.47M
9.56%
Sole
660.50K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares49.24K
TypeSH
Market value$17.22M
8.92%
Sole
49.24K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares678.48K
TypeSH
Market value$16.87M
8.73%
Sole
678.48K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares31.32K
TypeSH
Market value$10.22M
5.29%
Sole
31.32K
Shared
0.00
None
0.00
VANGUARD STAR FDS
SOLEShares106.66K
TypeSH
Market value$8.72M
4.51%
Sole
106.66K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares110.80K
TypeSH
Market value$6.59M
3.41%
Sole
110.80K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares194.59K
TypeSH
Market value$6.47M
3.35%
Sole
194.59K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares64.02K
TypeSH
Market value$5.35M
2.77%
Sole
64.02K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares50.57K
TypeSH
Market value$4.64M
2.40%
Sole
50.57K
Shared
0.00
None
0.00
SPDR INDEX SHS FDS
SOLEShares77.84K
TypeSH
Market value$3.75M
1.94%
Sole
77.84K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares114.33K
TypeSH
Market value$3.65M
1.89%
Sole
114.33K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares106.62K
TypeSH
Market value$3.48M
1.80%
Sole
106.62K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares43.82K
TypeSH
Market value$3.33M
1.72%
Sole
43.82K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares5.01K
TypeSH
Market value$3.27M
1.69%
Sole
5.01K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares99.21K
TypeSH
Market value$2.84M
1.47%
Sole
99.21K
Shared
0.00
None
0.00
NVIDIA CORPORATION
SOLEShares12.88K
TypeSH
Market value$2.69M
1.39%
Sole
12.88K
Shared
0.00
None
0.00
VANGUARD TAX-MANAGED FDS
SOLEShares35.79K
TypeSH
Market value$2.42M
1.25%
Sole
35.79K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares3.33K
TypeSH
Market value$2.38M
1.23%
Sole
3.33K
Shared
0.00
None
0.00
EA SERIES TRUST
SOLEShares35.31K
TypeSH
Market value$1.91M
0.99%
Sole
35.31K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares28.34K
TypeSH
Market value$1.79M
0.93%
Sole
28.34K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares6.23K
TypeSH
Market value$1.75M
0.90%
Sole
6.23K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares6.03K
TypeSH
Market value$1.23M
0.64%
Sole
6.03K
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares18.53K
TypeSH
Market value$1.08M
0.56%
Sole
18.53K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 743.20K | SH | $19.42M 10.05% | 743.20K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 700.79K | SH | $19.19M 9.94% | 700.79K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 660.50K | SH | $18.47M 9.56% | 660.50K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 49.24K | SH | $17.22M 8.92% | 49.24K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INT-TRM U.S TRES | 678.48K | SH | $16.87M 8.73% | 678.48K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 31.32K | SH | $10.22M 5.29% | 31.32K | 0.00 | 0.00 |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 106.66K | SH | $8.72M 4.51% | 106.66K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | INTER TERM TREAS | 110.80K | SH | $6.59M 3.41% | 110.80K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US MID-CAP ETF | 194.59K | SH | $6.47M 3.35% | 194.59K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 64.02K | SH | $5.35M 2.77% | 64.02K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI TOTAL | 50.57K | SH | $4.64M 2.40% | 50.57K | 0.00 | 0.00 |
SPDR INDEX SHS FDSSOLE | STATE STREET SPD | 77.84K | SH | $3.75M 1.94% | 77.84K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 114.33K | SH | $3.65M 1.89% | 114.33K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 106.62K | SH | $3.48M 1.80% | 106.62K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 43.82K | SH | $3.33M 1.72% | 43.82K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 5.01K | SH | $3.27M 1.69% | 5.01K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 99.21K | SH | $2.84M 1.47% | 99.21K | 0.00 | 0.00 |
NVIDIA CORPORATIONSOLE | COM | 12.88K | SH | $2.69M 1.39% | 12.88K | 0.00 | 0.00 |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 35.79K | SH | $2.42M 1.25% | 35.79K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P500 ETF | 3.33K | SH | $2.38M 1.23% | 3.33K | 0.00 | 0.00 |
EA SERIES TRUSTSOLE | ALPHA ARCHITECT | 35.31K | SH | $1.91M 0.99% | 35.31K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 28.34K | SH | $1.79M 0.93% | 28.34K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 6.23K | SH | $1.75M 0.90% | 6.23K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 6.03K | SH | $1.23M 0.64% | 6.03K | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 18.53K | SH | $1.08M 0.56% | 18.53K | 0.00 | 0.00 |
Page 1 of 4