Filed: 3/11/2026ACC: 0002118380-26-000001
📋 What this filing means
DOWNSHIFT FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 68 equity positions with a total reported market value of $162.17M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
68
Positions
$162.17M
Total AUM (reported)
3.73M
Total Shares
Allocation by class
US LRG CAP ETF$19.99M12.3%
INTL EQTY ETF$17.09M10.5%
INT-TRM U.S TRES$13.66M8.4%
TOTAL STK MKT$13.21M8.1%
STATE STREET SPD$10.45M6.4%
LARGE CAP ETF$10.45M6.4%
US BRD MKT ETF$10.41M6.4%
Portfolio Concentration
Top 3$50.74M31.3%
4–10$59.72M36.8%
11–25$33.35M20.6%
Rest$18.36M11.3%
Top 3 weight
31.3%
Top 10 weight
68.1%
Voting Authority Distribution
Total shares with voting rights: 3.73M
Sole
Full voting authority
3.73M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole68
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings68
Rows:
SCHWAB STRATEGIC TR
SOLEShares750.05K
TypeSH
Market value$19.99M
12.33%
Sole
750.05K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares673.33K
TypeSH
Market value$17.09M
10.54%
Sole
673.33K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares544.82K
TypeSH
Market value$13.66M
8.42%
Sole
544.82K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares39.62K
TypeSH
Market value$13.21M
8.15%
Sole
39.62K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares33.60K
TypeSH
Market value$10.45M
6.44%
Sole
33.60K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares399.43K
TypeSH
Market value$10.41M
6.42%
Sole
399.43K
Shared
0.00
None
0.00
VANGUARD STAR FDS
SOLEShares92.97K
TypeSH
Market value$7.37M
4.55%
Sole
92.97K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares218.15K
TypeSH
Market value$6.91M
4.26%
Sole
218.15K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares107.39K
TypeSH
Market value$6.44M
3.97%
Sole
107.39K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares55.42K
TypeSH
Market value$4.93M
3.04%
Sole
55.42K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares55.59K
TypeSH
Market value$4.43M
2.73%
Sole
55.59K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares145.21K
TypeSH
Market value$4.34M
2.67%
Sole
145.21K
Shared
0.00
None
0.00
SPDR INDEX SHS FDS
SOLEShares73.22K
TypeSH
Market value$3.43M
2.11%
Sole
73.22K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares4.31K
TypeSH
Market value$2.93M
1.81%
Sole
4.31K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares92.38K
TypeSH
Market value$2.66M
1.64%
Sole
92.38K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares4.26K
TypeSH
Market value$2.65M
1.64%
Sole
4.26K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares8.96K
TypeSH
Market value$2.63M
1.62%
Sole
8.96K
Shared
0.00
None
0.00
NVIDIA CORPORATION
SOLEShares11.89K
TypeSH
Market value$2.04M
1.26%
Sole
11.89K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares27.13K
TypeSH
Market value$1.65M
1.02%
Sole
27.13K
Shared
0.00
None
0.00
VANGUARD TAX-MANAGED FDS
SOLEShares21.64K
TypeSH
Market value$1.43M
0.88%
Sole
21.64K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares4.84K
TypeSH
Market value$1.30M
0.80%
Sole
4.84K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares52.52K
TypeSH
Market value$1.23M
0.76%
Sole
52.52K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares6.26K
TypeSH
Market value$925.0K
0.57%
Sole
6.26K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares30.32K
TypeSH
Market value$887.5K
0.55%
Sole
30.32K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares16.41K
TypeSH
Market value$819.6K
0.51%
Sole
16.41K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 750.05K | SH | $19.99M 12.33% | 750.05K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 673.33K | SH | $17.09M 10.54% | 673.33K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INT-TRM U.S TRES | 544.82K | SH | $13.66M 8.42% | 544.82K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 39.62K | SH | $13.21M 8.15% | 39.62K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 33.60K | SH | $10.45M 6.44% | 33.60K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 399.43K | SH | $10.41M 6.42% | 399.43K | 0.00 | 0.00 |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 92.97K | SH | $7.37M 4.55% | 92.97K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US MID-CAP ETF | 218.15K | SH | $6.91M 4.26% | 218.15K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | INTER TERM TREAS | 107.39K | SH | $6.44M 3.97% | 107.39K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI TOTAL | 55.42K | SH | $4.93M 3.04% | 55.42K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 55.59K | SH | $4.43M 2.73% | 55.59K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 145.21K | SH | $4.34M 2.67% | 145.21K | 0.00 | 0.00 |
SPDR INDEX SHS FDSSOLE | PORTFOLIO DEVLPD | 73.22K | SH | $3.43M 2.11% | 73.22K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P500 ETF | 4.31K | SH | $2.93M 1.81% | 4.31K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 92.38K | SH | $2.66M 1.64% | 92.38K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 4.26K | SH | $2.65M 1.64% | 4.26K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 8.96K | SH | $2.63M 1.62% | 8.96K | 0.00 | 0.00 |
NVIDIA CORPORATIONSOLE | COM | 11.89K | SH | $2.04M 1.26% | 11.89K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 27.13K | SH | $1.65M 1.02% | 27.13K | 0.00 | 0.00 |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 21.64K | SH | $1.43M 0.88% | 21.64K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 4.84K | SH | $1.30M 0.80% | 4.84K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 52.52K | SH | $1.23M 0.76% | 52.52K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P TTL STK | 6.26K | SH | $925.0K 0.57% | 6.26K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 30.32K | SH | $887.5K 0.55% | 30.32K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 16.41K | SH | $819.6K 0.51% | 16.41K | 0.00 | 0.00 |
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