Filed: 1/16/2025ACC: 0001085146-25-000255
📋 What this filing means
DIVERGENT PLANNING, LLC filed this quarterly 13F‑HR report disclosing 28 equity positions with a total reported market value of $292.41M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
28
Positions
$292.41M
Total AUM (reported)
3.22M
Total Shares
Allocation by class
CORE S&P500 ETF$80.53M27.5%
UTSER1 S&PDCRP$36.72M12.6%
INTL SMCP VLU$32.71M11.2%
HENDERSON MTG$32.31M11.0%
US SMALL CAP ETF$29.20M10.0%
US EQT ETF$20.80M7.1%
HENDRSON AAA CL$17.54M6.0%
Portfolio Concentration
Top 3$149.96M51.3%
4–10$131.91M45.1%
11–25$10.04M3.4%
Rest$497.2K0.2%
Top 3 weight
51.3%
Top 10 weight
96.4%
Voting Authority Distribution
Total shares with voting rights: 3.22M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
3.22M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole28
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings28
Rows:
ISHARES TR
SOLEShares138.06K
TypeSH
Market value$80.53M
27.54%
Sole
0.00
Shared
0.00
None
138.06K
SPDR S&P MIDCAP 400 ETF TR
SOLEShares64.93K
TypeSH
Market value$36.72M
12.56%
Sole
0.00
Shared
0.00
None
64.93K
AMERICAN CENTY ETF TR
SOLEShares512.17K
TypeSH
Market value$32.71M
11.19%
Sole
0.00
Shared
0.00
None
512.17K
JANUS DETROIT STR TR
SOLEShares740.02K
TypeSH
Market value$32.31M
11.05%
Sole
0.00
Shared
0.00
None
740.02K
DIMENSIONAL ETF TRUST
SOLEShares455.41K
TypeSH
Market value$29.20M
9.99%
Sole
0.00
Shared
0.00
None
455.41K
AMERICAN CENTY ETF TR
SOLEShares215.91K
TypeSH
Market value$20.80M
7.11%
Sole
0.00
Shared
0.00
None
215.91K
JANUS DETROIT STR TR
SOLEShares345.37K
TypeSH
Market value$17.54M
6.00%
Sole
0.00
Shared
0.00
None
345.37K
VANGUARD MUN BD FDS
SOLEShares264.96K
TypeSH
Market value$13.17M
4.50%
Sole
0.00
Shared
0.00
None
264.96K
DIMENSIONAL ETF TRUST
SOLEShares295.81K
TypeSH
Market value$12.09M
4.13%
Sole
0.00
Shared
0.00
None
295.81K
VANGUARD SCOTTSDALE FDS
SOLEShares85.61K
TypeSH
Market value$6.80M
2.32%
Sole
0.00
Shared
0.00
None
85.61K
APPLE INC
SOLEShares9.04K
TypeSH
Market value$2.14M
0.73%
Sole
0.00
Shared
0.00
None
9.04K
RBB FD INC
SOLEShares33.77K
TypeSH
Market value$1.69M
0.58%
Sole
0.00
Shared
0.00
None
33.77K
MARRIOTT INTL INC NEW
SOLEShares3.19K
TypeSH
Market value$864.0K
0.30%
Sole
0.00
Shared
0.00
None
3.19K
VANGUARD INTL EQUITY INDEX F
SOLEShares5.50K
TypeSH
Market value$638.4K
0.22%
Sole
0.00
Shared
0.00
None
5.50K
MICROSOFT CORP
SOLEShares1.43K
TypeSH
Market value$600.6K
0.21%
Sole
0.00
Shared
0.00
None
1.43K
AMAZON COM INC
SOLEShares2.72K
TypeSH
Market value$595.5K
0.20%
Sole
0.00
Shared
0.00
None
2.72K
INVESCO QQQ TR
SOLEShares1.05K
TypeSH
Market value$533.1K
0.18%
Sole
0.00
Shared
0.00
None
1.05K
VISA INC
SOLEShares1.67K
TypeSH
Market value$512.6K
0.18%
Sole
0.00
Shared
0.00
None
1.67K
LOCKHEED MARTIN CORP
SOLEShares1.01K
TypeSH
Market value$472.3K
0.16%
Sole
0.00
Shared
0.00
None
1.01K
BERKSHIRE HATHAWAY INC DEL
SOLEShares954.00
TypeSH
Market value$422.3K
0.14%
Sole
0.00
Shared
0.00
None
954.00
ISHARES TR
SOLEShares4.73K
TypeSH
Market value$358.2K
0.12%
Sole
0.00
Shared
0.00
None
4.73K
ISHARES TR
SOLEShares5.98K
TypeSH
Market value$338.7K
0.12%
Sole
0.00
Shared
0.00
None
5.98K
VANGUARD INDEX FDS
SOLEShares790.00
TypeSH
Market value$321.8K
0.11%
Sole
0.00
Shared
0.00
None
790.00
INVESCO EXCH TRADED FD TR II
SOLEShares4.71K
TypeSH
Market value$321.5K
0.11%
Sole
0.00
Shared
0.00
None
4.71K
VANGUARD INDEX FDS
SOLEShares875.00
TypeSH
Market value$230.0K
0.08%
Sole
0.00
Shared
0.00
None
875.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 138.06K | SH | $80.53M 27.54% | 0.00 | 0.00 | 138.06K |
SPDR S&P MIDCAP 400 ETF TRSOLE | UTSER1 S&PDCRP | 64.93K | SH | $36.72M 12.56% | 0.00 | 0.00 | 64.93K |
AMERICAN CENTY ETF TRSOLE | INTL SMCP VLU | 512.17K | SH | $32.71M 11.19% | 0.00 | 0.00 | 512.17K |
JANUS DETROIT STR TRSOLE | HENDERSON MTG | 740.02K | SH | $32.31M 11.05% | 0.00 | 0.00 | 740.02K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP ETF | 455.41K | SH | $29.20M 9.99% | 0.00 | 0.00 | 455.41K |
AMERICAN CENTY ETF TRSOLE | US EQT ETF | 215.91K | SH | $20.80M 7.11% | 0.00 | 0.00 | 215.91K |
JANUS DETROIT STR TRSOLE | HENDRSON AAA CL | 345.37K | SH | $17.54M 6.00% | 0.00 | 0.00 | 345.37K |
VANGUARD MUN BD FDSSOLE | TAX EXEMPT BD | 264.96K | SH | $13.17M 4.50% | 0.00 | 0.00 | 264.96K |
DIMENSIONAL ETF TRUSTSOLE | CORE FIXED INCOM | 295.81K | SH | $12.09M 4.13% | 0.00 | 0.00 | 295.81K |
VANGUARD SCOTTSDALE FDSSOLE | INT-TERM CORP | 85.61K | SH | $6.80M 2.32% | 0.00 | 0.00 | 85.61K |
APPLE INCSOLE | COM | 9.04K | SH | $2.14M 0.73% | 0.00 | 0.00 | 9.04K |
RBB FD INCSOLE | US TREAS 3 MNTH | 33.77K | SH | $1.69M 0.58% | 0.00 | 0.00 | 33.77K |
MARRIOTT INTL INC NEWSOLE | CL A | 3.19K | SH | $864.0K 0.30% | 0.00 | 0.00 | 3.19K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 5.50K | SH | $638.4K 0.22% | 0.00 | 0.00 | 5.50K |
MICROSOFT CORPSOLE | COM | 1.43K | SH | $600.6K 0.21% | 0.00 | 0.00 | 1.43K |
AMAZON COM INCSOLE | COM | 2.72K | SH | $595.5K 0.20% | 0.00 | 0.00 | 2.72K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 1.05K | SH | $533.1K 0.18% | 0.00 | 0.00 | 1.05K |
VISA INCSOLE | COM CL A | 1.67K | SH | $512.6K 0.18% | 0.00 | 0.00 | 1.67K |
LOCKHEED MARTIN CORPSOLE | COM | 1.01K | SH | $472.3K 0.16% | 0.00 | 0.00 | 1.01K |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 954.00 | SH | $422.3K 0.14% | 0.00 | 0.00 | 954.00 |
ISHARES TRSOLE | AGGRES ALLOC ETF | 4.73K | SH | $358.2K 0.12% | 0.00 | 0.00 | 4.73K |
ISHARES TRSOLE | GRWT ALLOCAT ETF | 5.98K | SH | $338.7K 0.12% | 0.00 | 0.00 | 5.98K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 790.00 | SH | $321.8K 0.11% | 0.00 | 0.00 | 790.00 |
INVESCO EXCH TRADED FD TR IISOLE | S&P500 LOW VOL | 4.71K | SH | $321.5K 0.11% | 0.00 | 0.00 | 4.71K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 875.00 | SH | $230.0K 0.08% | 0.00 | 0.00 | 875.00 |
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