DICUS JOHN B (Chairman and President) exercised options at CAPITOL FEDERAL FINANCIAL, INC.

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 1 exercise

DICUS JOHN B

Filed: 1/3/2025ACC: 0001185016-25-000002

InsiderDICUS JOHN BCIK 1185016

→

IssuerCAPITOL FEDERAL FINANCIAL, INC.CIK 1490906

DirectorOfficer· Chairman and President

Since Jan 2019

+591.00

Net shares

Net buyer

$78.2K

Total sold

Open market trades

0B · 0S

Total transactions

27.07K acquired · 26.48K disposed

Non-Derivative Transactions2

CFFN common stock

Direct

M · Option Exercise

+13.24K

Price / share

$11.33

Trade value

$150K

% of position

1.0%

12/31/2024

1.33M→1.35M

CFFN common stock

Direct

D · Disposition

−13.24K

Price / share

$5.91

Trade value

$78.24K

% of position

1.0%

12/31/2024

1.35M→1.33M

Total

Net shares

+0.00

Net value

$71.76K

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
CFFN common stock Direct	12/31/2024	M · Option Exercise	+13.24K	$11.33	$150K	1.0%	1.33M	1.35M
CFFN common stock Direct	12/31/2024	D · Disposition	−13.24K	$5.91	$78.24K	1.0%	1.35M	1.33M
Total			+0.00		$71.76K

Derivative Transactions2

CFFN Phantom Stock 2021

Direct

M · Option Exercise

Converts to

CFFN common stock

13.24K shares

−13.24K

Strike price

11.33

Held after

0.00

Exercisable

—

12/31/2024

CFFN Phantom Stock 2024

Direct

A · Award

Converts to

CFFN common stock

13.83K shares

+13.83K

Strike price

5.91

Held after

13.83K

Exercisable

—

12/31/2024

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
CFFN Phantom Stock 2021 Direct	CFFN common stock13.24K shares	12/31/2024	M · Option Exercise	−13.24K	11.33	—	0.00
CFFN Phantom Stock 2024 Direct	CFFN common stock13.83K shares	12/31/2024	A · Award	+13.83K	5.91	—	13.83K

Non-Derivative Holdings (Post-Transaction)4

CFFN common stock

Indirect

Shares owned817.45K

CFFN common stock

Indirect

Shares owned11.44K

CFFN common stock

Indirect

Shares owned91.43K

CFFN common stock

Indirect

Shares owned466.93K

Total

1.39M indirect1.39M

Security Title	Shares Owned	Ownership Type
CFFN common stock	817.45K	Indirect
CFFN common stock	11.44K	Indirect
CFFN common stock	91.43K	Indirect
CFFN common stock	466.93K	Indirect
Total	1.39M	1.39M indirect

Derivative Holdings (Post-Transaction)2

CFFN Phantom Stock 2022

Direct

Underlying security

CFFN common stock

Underlying shares

17.34K

Shares owned

17.34K

Exercise price

8.65

Expiration

—

Exercise window

—

CFFN Non-qualified Stock Option

Direct

Underlying security

CFFN common stock

Underlying shares

100.12K

Shares owned

100.12K

Exercise price

11.91

Expiration

—

Exercise window

—

Total

Underlying

117.46K

Owned

117.46K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
CFFN Phantom Stock 2022 Direct	CFFN common stock	8.65	—	—	17.34K	17.34K
CFFN Non-qualified Stock Option Direct	CFFN common stock	11.91	—	—	100.12K	100.12K
Total					117.46K	117.46K