Filed: 1/13/2026ACC: 0001754960-26-000035
📋 What this filing means
DEFINE FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 43 equity positions with a total reported market value of $176.42M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
43
Positions
$176.42M
Total AUM (reported)
2.05M
Total Shares
Allocation by class
US SML CP VALU$25.26M14.3%
STRM INFPROIDX$25.24M14.3%
INTL SMCP VLU$23.83M13.5%
TOTAL STK MKT$23.32M13.2%
ALLWRLD EX US$20.77M11.8%
REAL ESTATE ETF$18.10M10.3%
AVANTIS EMGMKT$11.50M6.5%
Portfolio Concentration
Top 3$74.33M42.1%
4–10$88.10M49.9%
11–25$9.06M5.1%
Rest$4.93M2.8%
Top 3 weight
42.1%
Top 10 weight
92.1%
Voting Authority Distribution
Total shares with voting rights: 2.05M
Sole
Full voting authority
2.01M
shares
% of voting shares97.9%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
42.24K
shares
% of voting shares2.1%
Investment Discretion (by position count)
Sole43
Shared0
Other0
Dominant voting typeSole · 97.9% of voting shares
Institutional Holdings43
Rows:
AMERICAN CENTY ETF TR
SOLEShares247.68K
TypeSH
Market value$25.26M
14.32%
Sole
241.19K
Shared
0.00
None
6.49K
VANGUARD MALVERN FDS
SOLEShares510.40K
TypeSH
Market value$25.24M
14.31%
Sole
502.75K
Shared
0.00
None
7.65K
AMERICAN CENTY ETF TR
SOLEShares253.57K
TypeSH
Market value$23.83M
13.51%
Sole
247.79K
Shared
0.00
None
5.78K
VANGUARD INDEX FDS
SOLEShares69.55K
TypeSH
Market value$23.32M
13.22%
Sole
67.43K
Shared
0.00
None
2.13K
VANGUARD INTL EQUITY INDEX F
SOLEShares282.32K
TypeSH
Market value$20.77M
11.77%
Sole
275.73K
Shared
0.00
None
6.59K
VANGUARD INDEX FDS
SOLEShares204.50K
TypeSH
Market value$18.10M
10.26%
Sole
199.52K
Shared
0.00
None
4.98K
AMERICAN CENTY ETF TR
SOLEShares149.31K
TypeSH
Market value$11.50M
6.52%
Sole
145.58K
Shared
0.00
None
3.73K
VANGUARD INTL EQUITY INDEX F
SOLEShares204.26K
TypeSH
Market value$10.98M
6.22%
Sole
199.50K
Shared
0.00
None
4.77K
MICROSOFT CORP
SOLEShares3.90K
TypeSH
Market value$1.89M
1.07%
Sole
3.90K
Shared
0.00
None
0.00
APPLE INC
SOLEShares5.70K
TypeSH
Market value$1.55M
0.88%
Sole
5.70K
Shared
0.00
None
0.00
SPDR S&P 500 ETF TR
SOLEShares1.97K
TypeSH
Market value$1.35M
0.76%
Sole
1.97K
Shared
0.00
None
0.00
BERKSHIRE HATHAWAY INC DEL
SOLEShares1.64K
TypeSH
Market value$824.3K
0.47%
Sole
1.64K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares2.40K
TypeSH
Market value$756.1K
0.43%
Sole
2.40K
Shared
0.00
None
0.00
NVIDIA CORPORATION
SOLEShares3.93K
TypeSH
Market value$733.3K
0.42%
Sole
3.93K
Shared
0.00
None
0.00
ALPHABET INC
SOLEShares2.21K
TypeSH
Market value$693.7K
0.39%
Sole
2.21K
Shared
0.00
None
0.00
AMAZON COM INC
SOLEShares2.61K
TypeSH
Market value$603.2K
0.34%
Sole
2.61K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares12.80K
TypeSH
Market value$556.0K
0.32%
Sole
12.80K
Shared
0.00
None
0.00
AIRBNB INC
SOLEShares3.92K
TypeSH
Market value$531.9K
0.30%
Sole
3.92K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares845.00
TypeSH
Market value$529.9K
0.30%
Sole
840.00
Shared
0.00
None
5.00
VANGUARD INDEX FDS
SOLEShares940.00
TypeSH
Market value$458.8K
0.26%
Sole
940.00
Shared
0.00
None
0.00
FIDELITY COVINGTON TRUST
SOLEShares5.64K
TypeSH
Market value$419.0K
0.24%
Sole
5.64K
Shared
0.00
None
0.00
PROSHARES TR
SOLEShares3.94K
TypeSH
Market value$409.7K
0.23%
Sole
3.94K
Shared
0.00
None
0.00
MOTOROLA SOLUTIONS INC
SOLEShares1.07K
TypeSH
Market value$409.4K
0.23%
Sole
1.07K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares9.20K
TypeSH
Market value$394.1K
0.22%
Sole
9.20K
Shared
0.00
None
0.00
TETRA TECH INC NEW
SOLEShares11.71K
TypeSH
Market value$392.9K
0.22%
Sole
11.71K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
AMERICAN CENTY ETF TRSOLE | US SML CP VALU | 247.68K | SH | $25.26M 14.32% | 241.19K | 0.00 | 6.49K |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 510.40K | SH | $25.24M 14.31% | 502.75K | 0.00 | 7.65K |
AMERICAN CENTY ETF TRSOLE | INTL SMCP VLU | 253.57K | SH | $23.83M 13.51% | 247.79K | 0.00 | 5.78K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 69.55K | SH | $23.32M 13.22% | 67.43K | 0.00 | 2.13K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 282.32K | SH | $20.77M 11.77% | 275.73K | 0.00 | 6.59K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 204.50K | SH | $18.10M 10.26% | 199.52K | 0.00 | 4.98K |
AMERICAN CENTY ETF TRSOLE | AVANTIS EMGMKT | 149.31K | SH | $11.50M 6.52% | 145.58K | 0.00 | 3.73K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 204.26K | SH | $10.98M 6.22% | 199.50K | 0.00 | 4.77K |
MICROSOFT CORPSOLE | COM | 3.90K | SH | $1.89M 1.07% | 3.90K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 5.70K | SH | $1.55M 0.88% | 5.70K | 0.00 | 0.00 |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 1.97K | SH | $1.35M 0.76% | 1.97K | 0.00 | 0.00 |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 1.64K | SH | $824.3K 0.47% | 1.64K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 2.40K | SH | $756.1K 0.43% | 2.40K | 0.00 | 0.00 |
NVIDIA CORPORATIONSOLE | COM | 3.93K | SH | $733.3K 0.42% | 3.93K | 0.00 | 0.00 |
ALPHABET INCSOLE | CAP STK CL C | 2.21K | SH | $693.7K 0.39% | 2.21K | 0.00 | 0.00 |
AMAZON COM INCSOLE | COM | 2.61K | SH | $603.2K 0.34% | 2.61K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | US SUSTAINABILTY | 12.80K | SH | $556.0K 0.32% | 12.80K | 0.00 | 0.00 |
AIRBNB INCSOLE | COM CL A | 3.92K | SH | $531.9K 0.30% | 3.92K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 845.00 | SH | $529.9K 0.30% | 840.00 | 0.00 | 5.00 |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 940.00 | SH | $458.8K 0.26% | 940.00 | 0.00 | 0.00 |
FIDELITY COVINGTON TRUSTSOLE | MSCI HLTH CARE I | 5.64K | SH | $419.0K 0.24% | 5.64K | 0.00 | 0.00 |
PROSHARES TRSOLE | S&P 500 DV ARIST | 3.94K | SH | $409.7K 0.23% | 3.94K | 0.00 | 0.00 |
MOTOROLA SOLUTIONS INCSOLE | COM NEW | 1.07K | SH | $409.4K 0.23% | 1.07K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | INTERNATIONAL | 9.20K | SH | $394.1K 0.22% | 9.20K | 0.00 | 0.00 |
TETRA TECH INC NEWSOLE | COM | 11.71K | SH | $392.9K 0.22% | 11.71K | 0.00 | 0.00 |
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