DDFG, INC

Filed: 11/5/2025ACC: 0001967640-25-000003

📋 What this filing means

DDFG, INC filed this quarterly 13F‑HR report disclosing 85 equity positions with a total reported market value of $432.96M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$432.96M

Total AUM (reported)

5.29M

Total Shares

Allocation by class

CORE S&P US GWT$43.40M10.0%

3 7 YR TREAS BD$41.58M9.6%

CORE MSCI INTL$31.37M7.2%

CORE S&P US VLU$27.10M6.3%

US TREAS BD ETF$27.09M6.3%

S&P 500 VAL ETF$25.11M5.8%

U S EQUITY FACTR$24.72M5.7%

Portfolio Concentration

Top 3$116.35M26.9%

4–10$159.97M36.9%

11–25$114.86M26.5%

Rest$41.78M9.7%

Top 3 weight

26.9%

Top 10 weight

63.8%

Voting Authority Distribution

Total shares with voting rights: 5.29M

Sole

Full voting authority

39.05K

% of voting shares0.7%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.26M

% of voting shares99.3%

Investment Discretion (by position count)

Sole85

Shared0

Other0

Dominant voting typeNone · 99.3% of voting shares

Institutional Holdings85

Rows:

ISHARES TR

SOLE

CORE S&P US GWT

Shares263.76K

TypeSH

Market value$43.40M

10.02%

Sole

2.59K

Shared

0.00

None

261.17K

ISHARES TR

SOLE

3 7 YR TREAS BD

Shares347.95K

TypeSH

Market value$41.58M

9.60%

Sole

2.56K

Shared

0.00

None

345.39K

ISHARES TR

SOLE

CORE MSCI INTL

Shares391.26K

TypeSH

Market value$31.37M

7.24%

Sole

3.20K

Shared

0.00

None

388.06K

ISHARES TR

SOLE

CORE S&P US VLU

Shares271.11K

TypeSH

Market value$27.10M

6.26%

Sole

3.98K

Shared

0.00

None

267.13K

ISHARES TR

SOLE

US TREAS BD ETF

Shares1.17M

TypeSH

Market value$27.09M

6.26%

Sole

9.34K

Shared

0.00

None

1.16M

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares121.59K

TypeSH

Market value$25.11M

5.80%

Sole

0.00

Shared

0.00

None

121.59K

ISHARES TR

SOLE

U S EQUITY FACTR

Shares357.77K

TypeSH

Market value$24.72M

5.71%

Sole

3.28K

Shared

0.00

None

354.49K

ISHARES TR

SOLE

IBOXX INV CP ETF

Shares175.19K

TypeSH

Market value$19.53M

4.51%

Sole

1.99K

Shared

0.00

None

173.20K

ISHARES TR

SOLE

0-5 YR TIPS ETF

Shares180.70K

TypeSH

Market value$18.68M

4.31%

Sole

1.22K

Shared

0.00

None

179.48K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares37K

TypeSH

Market value$17.75M

4.10%

Sole

178.00

Shared

0.00

None

36.83K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares62.21K

TypeSH

Market value$13.42M

3.10%

Sole

0.00

Shared

0.00

None

62.21K

SPDR GOLD TR

SOLE

GOLD SHS

Shares33.94K

TypeSH

Market value$12.07M

2.79%

Sole

224.00

Shared

0.00

None

33.72K

DIMENSIONAL ETF TRUST

SOLE

EMGR CRE EQT MNG

Shares353.88K

TypeSH

Market value$11.16M

2.58%

Sole

0.00

Shared

0.00

None

353.88K

ISHARES TR

SOLE

INTL EQTY FACTOR

Shares279.16K

TypeSH

Market value$10.02M

2.32%

Sole

1.88K

Shared

0.00

None

277.28K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares63.72K

TypeSH

Market value$9.28M

2.14%

Sole

310.00

Shared

0.00

None

63.41K

ISHARES TR

SOLE

U.S. REAL ES ETF

Shares90.44K

TypeSH

Market value$8.78M

2.03%

Sole

605.00

Shared

0.00

None

89.84K

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares56.08K

TypeSH

Market value$7.28M

1.68%

Sole

0.00

Shared

0.00

None

56.08K

ISHARES TR

SOLE

S&P MC 400GR ETF

Shares74.89K

TypeSH

Market value$7.18M

1.66%

Sole

0.00

Shared

0.00

None

74.89K

ISHARES TR

SOLE

US SML CAP EQT

Shares84.88K

TypeSH

Market value$6.31M

1.46%

Sole

0.00

Shared

0.00

None

84.88K

APPLE INC

SOLE

COM

Shares24.02K

TypeSH

Market value$6.12M

1.41%

Sole

0.00

Shared

0.00

None

24.02K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares97.06K

TypeSH

Market value$5.82M

1.34%

Sole

0.00

Shared

0.00

None

97.06K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares95.19K

TypeSH

Market value$5.16M

1.19%

Sole

193.00

Shared

0.00

None

95K

ISHARES TR

SOLE

CORE DIV GRWTH

Shares68.25K

TypeSH

Market value$4.65M

1.07%

Sole

1.53K

Shared

0.00

None

66.71K

ISHARES TR

SOLE

MRGSTR MD CP GRW

Shares48.36K

TypeSH

Market value$4.00M

0.92%

Sole

1.05K

Shared

0.00

None

47.31K

ISHARES TR

SOLE

MRGSTR MD CP VAL

Shares45.07K

TypeSH

Market value$3.62M

0.84%

Sole

1.06K

Shared

0.00

None

44.01K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRSOLE	CORE S&P US GWT	263.76K	SH	$43.40M 10.02%	2.59K	261.17K
ISHARES TRSOLE	3 7 YR TREAS BD	347.95K	SH	$41.58M 9.60%	2.56K	345.39K
ISHARES TRSOLE	CORE MSCI INTL	391.26K	SH	$31.37M 7.24%	3.20K	388.06K
ISHARES TRSOLE	CORE S&P US VLU	271.11K	SH	$27.10M 6.26%	3.98K	267.13K
ISHARES TRSOLE	US TREAS BD ETF	1.17M	SH	$27.09M 6.26%	9.34K	1.16M
ISHARES TRSOLE	S&P 500 VAL ETF	121.59K	SH	$25.11M 5.80%	0.00	121.59K
ISHARES TRSOLE	U S EQUITY FACTR	357.77K	SH	$24.72M 5.71%	3.28K	354.49K
ISHARES TRSOLE	IBOXX INV CP ETF	175.19K	SH	$19.53M 4.51%	1.99K	173.20K
ISHARES TRSOLE	0-5 YR TIPS ETF	180.70K	SH	$18.68M 4.31%	1.22K	179.48K
VANGUARD INDEX FDSSOLE	GROWTH ETF	37K	SH	$17.75M 4.10%	178.00	36.83K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	62.21K	SH	$13.42M 3.10%	0.00	62.21K
SPDR GOLD TRSOLE	GOLD SHS	33.94K	SH	$12.07M 2.79%	224.00	33.72K
DIMENSIONAL ETF TRUSTSOLE	EMGR CRE EQT MNG	353.88K	SH	$11.16M 2.58%	0.00	353.88K
ISHARES TRSOLE	INTL EQTY FACTOR	279.16K	SH	$10.02M 2.32%	1.88K	277.28K
ISHARES TRSOLE	CORE S&P TTL STK	63.72K	SH	$9.28M 2.14%	310.00	63.41K
ISHARES TRSOLE	U.S. REAL ES ETF	90.44K	SH	$8.78M 2.03%	605.00	89.84K
ISHARES TRSOLE	S&P MC 400VL ETF	56.08K	SH	$7.28M 1.68%	0.00	56.08K
ISHARES TRSOLE	S&P MC 400GR ETF	74.89K	SH	$7.18M 1.66%	0.00	74.89K
ISHARES TRSOLE	US SML CAP EQT	84.88K	SH	$6.31M 1.46%	0.00	84.88K
APPLE INCSOLE	COM	24.02K	SH	$6.12M 1.41%	0.00	24.02K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	97.06K	SH	$5.82M 1.34%	0.00	97.06K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	95.19K	SH	$5.16M 1.19%	193.00	95K
ISHARES TRSOLE	CORE DIV GRWTH	68.25K	SH	$4.65M 1.07%	1.53K	66.71K
ISHARES TRSOLE	MRGSTR MD CP GRW	48.36K	SH	$4.00M 0.92%	1.05K	47.31K
ISHARES TRSOLE	MRGSTR MD CP VAL	45.07K	SH	$3.62M 0.84%	1.06K	44.01K

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