CREATIVE PLANNING

Filed: 8/13/2026ACC: 0001540235-26-000004

📋 What this filing means

CREATIVE PLANNING filed this quarterly 13F‑HR report disclosing 4197 equity positions with a total reported market value of $171.09B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

4197

Positions

$171.09B

Total AUM (reported)

2.02B

Total Shares

Allocation by class

COM$32.69B19.1%

CORE S&P500 ETF$18.43B10.8%

TOTAL BND MRKT$9.59B5.6%

VAN FTSE DEV MKT$8.33B4.9%

ST STR PO EX ETF$7.28B4.3%

ST STR P400MID$6.84B4.0%

CORE MSCI EMKT$6.54B3.8%

Portfolio Concentration

Top 3$36.36B21.3%

4–10$34.91B20.4%

11–25$32.56B19.0%

Rest$67.26B39.3%

Top 3 weight

21.3%

Top 10 weight

41.7%

Voting Authority Distribution

Total shares with voting rights: 2.02B

Sole

Full voting authority

4.84M

% of voting shares0.2%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.02B

% of voting shares99.8%

Investment Discretion (by position count)

Sole1473

Shared0

Other2724

Dominant voting typeNone · 99.8% of voting shares

Institutional Holdings4197

Rows:

ISHARES TR

DFND

CORE S&P500 ETF

Shares24.61M

TypeSH

Market value$18.43B

10.77%

Sole

28.82K

Shared

0.00

None

24.58M

VANGUARD BD INDEX FDS

DFND

TOTAL BND MRKT

Shares130.67M

TypeSH

Market value$9.59B

5.61%

Sole

184.56K

Shared

0.00

None

130.49M

VANGUARD TAX-MANAGED FDS

DFND

VAN FTSE DEV MKT

Shares116.98M

TypeSH

Market value$8.33B

4.87%

Sole

140.74K

Shared

0.00

None

116.84M

SPDR INDEX SHS FDS

DFND

ST STR PO EX ETF

Shares144.44M

TypeSH

Market value$7.28B

4.25%

Sole

155.63K

Shared

0.00

None

144.28M

SPDR SERIES TRUST

DFND

ST STR P400MID

Shares101.25M

TypeSH

Market value$6.84B

4.00%

Sole

125.19K

Shared

0.00

None

101.12M

ISHARES INC

DFND

CORE MSCI EMKT

Shares78.94M

TypeSH

Market value$6.54B

3.82%

Sole

94.72K

Shared

0.00

None

78.85M

VANGUARD INDEX FDS

DFND

LARGE CAP ETF

Shares12.04M

TypeSH

Market value$4.14B

2.42%

Sole

11.04K

Shared

0.00

None

12.03M

APPLE INC

DFND

COM

Shares12.49M

TypeSH

Market value$3.59B

2.10%

Sole

58.25K

Shared

0.00

None

12.43M

VANGUARD BD INDEX FDS

DFND

SHORT TRM BOND

Shares43.84M

TypeSH

Market value$3.42B

2.00%

Sole

41.72K

Shared

0.00

None

43.80M

SPDR SERIES TRUST

DFND

ST STR P500ETF

Shares35.37M

TypeSH

Market value$3.11B

1.82%

Sole

112.08K

Shared

0.00

None

35.25M

NVIDIA CORPORATION

DFND

COM

Shares14.79M

TypeSH

Market value$2.94B

1.72%

Sole

49.02K

Shared

0.00

None

14.74M

AMERICAN CENTY ETF TR

DFND

US SML CP VALU

Shares21.60M

TypeSH

Market value$2.70B

1.58%

Sole

23.37K

Shared

0.00

None

21.58M

VANGUARD INDEX FDS

DFND

MID CAP ETF

Shares32.71M

TypeSH

Market value$2.64B

1.54%

Sole

41.51K

Shared

0.00

None

32.67M

AMERICAN CENTY ETF TR

DFND

INTL SMCP VLU

Shares25.51M

TypeSH

Market value$2.63B

1.54%

Sole

32.23K

Shared

0.00

None

25.48M

SCHWAB STRATEGIC TR

DFND

US LRG CAP ETF

Shares81.51M

TypeSH

Market value$2.40B

1.40%

Sole

158.78K

Shared

0.00

None

81.36M

VANGUARD SCOTTSDALE FDS

DFND

INT-TERM CORP

Shares27.85M

TypeSH

Market value$2.30B

1.35%

Sole

30.10K

Shared

0.00

None

27.82M

DIMENSIONAL ETF TRUST

DFND

US SMALL CAP ETF

Shares27.82M

TypeSH

Market value$2.29B

1.34%

Sole

26.69K

Shared

0.00

None

27.80M

SELECT SECTOR SPDR TR

DFND

ST STR REAL ETF

Shares51.79M

TypeSH

Market value$2.28B

1.33%

Sole

100.06K

Shared

0.00

None

51.69M

VANGUARD INDEX FDS

DFND

TOTAL STK MKT

Shares6.08M

TypeSH

Market value$2.25B

1.31%

Sole

1.88K

Shared

0.00

None

6.07M

STATE STR SPDR S&P 500 ETF T

DFND

TR UNIT

Shares2.97M

TypeSH

Market value$2.21B

1.29%

Sole

1.45K

Shared

0.00

None

2.97M

SPDR SERIES TRUST

DFND

ST SHOR CORP ETF

Shares56.31M

TypeSH

Market value$1.69B

0.99%

Sole

74.22K

Shared

0.00

None

56.24M

ISHARES TR

DFND

CORE MSCI INTL

Shares18.75M

TypeSH

Market value$1.67B

0.98%

Sole

39.21K

Shared

0.00

None

18.72M

ISHARES TR

DFND

NATIONAL MUN ETF

Shares14.80M

TypeSH

Market value$1.59B

0.93%

Sole

18.60K

Shared

0.00

None

14.78M

MICROSOFT CORP

DFND

COM

Shares4.17M

TypeSH

Market value$1.55B

0.91%

Sole

19.09K

Shared

0.00

None

4.15M

BERKSHIRE HATHAWAY INC DEL

DFND

CL B NEW

Shares2.86M

TypeSH

Market value$1.42B

0.83%

Sole

22.30K

Shared

0.00

None

2.84M

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRDFND	CORE S&P500 ETF	24.61M	SH	$18.43B 10.77%	28.82K	24.58M
VANGUARD BD INDEX FDSDFND	TOTAL BND MRKT	130.67M	SH	$9.59B 5.61%	184.56K	130.49M
VANGUARD TAX-MANAGED FDSDFND	VAN FTSE DEV MKT	116.98M	SH	$8.33B 4.87%	140.74K	116.84M
SPDR INDEX SHS FDSDFND	ST STR PO EX ETF	144.44M	SH	$7.28B 4.25%	155.63K	144.28M
SPDR SERIES TRUSTDFND	ST STR P400MID	101.25M	SH	$6.84B 4.00%	125.19K	101.12M
ISHARES INCDFND	CORE MSCI EMKT	78.94M	SH	$6.54B 3.82%	94.72K	78.85M
VANGUARD INDEX FDSDFND	LARGE CAP ETF	12.04M	SH	$4.14B 2.42%	11.04K	12.03M
APPLE INCDFND	COM	12.49M	SH	$3.59B 2.10%	58.25K	12.43M
VANGUARD BD INDEX FDSDFND	SHORT TRM BOND	43.84M	SH	$3.42B 2.00%	41.72K	43.80M
SPDR SERIES TRUSTDFND	ST STR P500ETF	35.37M	SH	$3.11B 1.82%	112.08K	35.25M
NVIDIA CORPORATIONDFND	COM	14.79M	SH	$2.94B 1.72%	49.02K	14.74M
AMERICAN CENTY ETF TRDFND	US SML CP VALU	21.60M	SH	$2.70B 1.58%	23.37K	21.58M
VANGUARD INDEX FDSDFND	MID CAP ETF	32.71M	SH	$2.64B 1.54%	41.51K	32.67M
AMERICAN CENTY ETF TRDFND	INTL SMCP VLU	25.51M	SH	$2.63B 1.54%	32.23K	25.48M
SCHWAB STRATEGIC TRDFND	US LRG CAP ETF	81.51M	SH	$2.40B 1.40%	158.78K	81.36M
VANGUARD SCOTTSDALE FDSDFND	INT-TERM CORP	27.85M	SH	$2.30B 1.35%	30.10K	27.82M
DIMENSIONAL ETF TRUSTDFND	US SMALL CAP ETF	27.82M	SH	$2.29B 1.34%	26.69K	27.80M
SELECT SECTOR SPDR TRDFND	ST STR REAL ETF	51.79M	SH	$2.28B 1.33%	100.06K	51.69M
VANGUARD INDEX FDSDFND	TOTAL STK MKT	6.08M	SH	$2.25B 1.31%	1.88K	6.07M
STATE STR SPDR S&P 500 ETF TDFND	TR UNIT	2.97M	SH	$2.21B 1.29%	1.45K	2.97M
SPDR SERIES TRUSTDFND	ST SHOR CORP ETF	56.31M	SH	$1.69B 0.99%	74.22K	56.24M
ISHARES TRDFND	CORE MSCI INTL	18.75M	SH	$1.67B 0.98%	39.21K	18.72M
ISHARES TRDFND	NATIONAL MUN ETF	14.80M	SH	$1.59B 0.93%	18.60K	14.78M
MICROSOFT CORPDFND	COM	4.17M	SH	$1.55B 0.91%	19.09K	4.15M
BERKSHIRE HATHAWAY INC DELDFND	CL B NEW	2.86M	SH	$1.42B 0.83%	22.30K	2.84M

Page 1 of 168

…