CREATIVE PLANNING

Filed: 5/12/2026ACC: 0001540235-26-000003

📋 What this filing means

CREATIVE PLANNING filed this quarterly 13F‑HR report disclosing 4078 equity positions with a total reported market value of $147.42B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

4078

Positions

$147.42B

Total AUM (reported)

1.89B

Total Shares

Allocation by class

COM$26.23B17.8%

STATE STREET SPD$18.49B12.5%

CORE S&P500 ETF$15.69B10.6%

TOTAL BND MRKT$8.94B6.1%

VAN FTSE DEV MKT$7.72B5.2%

CORE MSCI EMKT$5.42B3.7%

LARGE CAP ETF$3.66B2.5%

Portfolio Concentration

Top 3$32.34B21.9%

4–10$29.50B20.0%

11–25$28.95B19.6%

Rest$56.63B38.4%

Top 3 weight

21.9%

Top 10 weight

41.9%

Voting Authority Distribution

Total shares with voting rights: 1.89B

Sole

Full voting authority

4.55M

% of voting shares0.2%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.88B

% of voting shares99.8%

Investment Discretion (by position count)

Sole3416

Shared0

Other662

Dominant voting typeNone · 99.8% of voting shares

Institutional Holdings4078

Rows:

ISHARES TR

DFND

CORE S&P500 ETF

Shares24.02M

TypeSH

Market value$15.69B

10.64%

Sole

28.40K

Shared

0.00

None

23.99M

VANGUARD BD INDEX FDS

DFND

TOTAL BND MRKT

Shares121.39M

TypeSH

Market value$8.94B

6.06%

Sole

177.18K

Shared

0.00

None

121.21M

VANGUARD TAX-MANAGED FDS

DFND

VAN FTSE DEV MKT

Shares120.42M

TypeSH

Market value$7.72B

5.23%

Sole

142.77K

Shared

0.00

None

120.28M

SPDR INDEX SHS FDS

DFND

STATE STREET SPD

Shares133.82M

TypeSH

Market value$6.11B

4.14%

Sole

157.02K

Shared

0.00

None

133.66M

SPDR SERIES TRUST

DFND

STATE STREET SPD

Shares96.64M

TypeSH

Market value$5.72B

3.88%

Sole

128.14K

Shared

0.00

None

96.51M

ISHARES INC

DFND

CORE MSCI EMKT

Shares77.65M

TypeSH

Market value$5.42B

3.67%

Sole

94.98K

Shared

0.00

None

77.56M

VANGUARD INDEX FDS

DFND

LARGE CAP ETF

Shares12.26M

TypeSH

Market value$3.66B

2.49%

Sole

13.42K

Shared

0.00

None

12.25M

APPLE INC

DFND

COM

Shares12.17M

TypeSH

Market value$3.08B

2.09%

Sole

49.38K

Shared

0.00

None

12.12M

VANGUARD BD INDEX FDS

DFND

SHORT TRM BOND

Shares37.38M

TypeSH

Market value$2.93B

1.99%

Sole

33.45K

Shared

0.00

None

37.35M

SPDR SERIES TRUST

DFND

STATE STREET SPD

Shares33.66M

TypeSH

Market value$2.58B

1.75%

Sole

109.83K

Shared

0.00

None

33.55M

VANGUARD INDEX FDS

DFND

MID CAP ETF

Shares8.31M

TypeSH

Market value$2.39B

1.62%

Sole

10.61K

Shared

0.00

None

8.30M

AMERICAN CENTY ETF TR

DFND

INTL SMCP VLU

Shares23.78M

TypeSH

Market value$2.37B

1.61%

Sole

31.26K

Shared

0.00

None

23.75M

NVIDIA CORPORATION

DFND

COM

Shares13.63M

TypeSH

Market value$2.36B

1.60%

Sole

47.04K

Shared

0.00

None

13.58M

VANGUARD SCOTTSDALE FDS

DFND

INT-TERM CORP

Shares27.02M

TypeSH

Market value$2.24B

1.52%

Sole

28.45K

Shared

0.00

None

26.99M

AMERICAN CENTY ETF TR

DFND

US SML CP VALU

Shares20.20M

TypeSH

Market value$2.23B

1.51%

Sole

22.61K

Shared

0.00

None

20.17M

SCHWAB STRATEGIC TR

DFND

US LRG CAP ETF

Shares82.27M

TypeSH

Market value$2.11B

1.43%

Sole

161.23K

Shared

0.00

None

82.11M

VANGUARD INDEX FDS

DFND

TOTAL STK MKT

Shares6.12M

TypeSH

Market value$1.96B

1.33%

Sole

2.06K

Shared

0.00

None

6.12M

SELECT SECTOR SPDR TR

DFND

STATE STREET REA

Shares47.96M

TypeSH

Market value$1.96B

1.33%

Sole

96.77K

Shared

0.00

None

47.86M

STATE STR SPDR S&P 500 ETF T

DFND

TR UNIT

Shares2.96M

TypeSH

Market value$1.92B

1.30%

Sole

1.45K

Shared

0.00

None

2.95M

DIMENSIONAL ETF TRUST

DFND

US SMALL CAP ETF

Shares26.23M

TypeSH

Market value$1.87B

1.27%

Sole

27.71K

Shared

0.00

None

26.20M

SPDR SERIES TRUST

DFND

STATE STREET SPD

Shares53.07M

TypeSH

Market value$1.60B

1.08%

Sole

72.27K

Shared

0.00

None

53M

ISHARES TR

DFND

CORE MSCI INTL

Shares19.09M

TypeSH

Market value$1.60B

1.08%

Sole

43.88K

Shared

0.00

None

19.05M

ISHARES TR

DFND

NATIONAL MUN ETF

Shares14.37M

TypeSH

Market value$1.53B

1.03%

Sole

13.73K

Shared

0.00

None

14.35M

MICROSOFT CORP

DFND

COM

Shares3.87M

TypeSH

Market value$1.43B

0.97%

Sole

13.15K

Shared

0.00

None

3.86M

ISHARES TR

DFND

CORE US AGGBD ET

Shares14.03M

TypeSH

Market value$1.39B

0.94%

Sole

49.99K

Shared

0.00

None

13.98M

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRDFND	CORE S&P500 ETF	24.02M	SH	$15.69B 10.64%	28.40K	23.99M
VANGUARD BD INDEX FDSDFND	TOTAL BND MRKT	121.39M	SH	$8.94B 6.06%	177.18K	121.21M
VANGUARD TAX-MANAGED FDSDFND	VAN FTSE DEV MKT	120.42M	SH	$7.72B 5.23%	142.77K	120.28M
SPDR INDEX SHS FDSDFND	STATE STREET SPD	133.82M	SH	$6.11B 4.14%	157.02K	133.66M
SPDR SERIES TRUSTDFND	STATE STREET SPD	96.64M	SH	$5.72B 3.88%	128.14K	96.51M
ISHARES INCDFND	CORE MSCI EMKT	77.65M	SH	$5.42B 3.67%	94.98K	77.56M
VANGUARD INDEX FDSDFND	LARGE CAP ETF	12.26M	SH	$3.66B 2.49%	13.42K	12.25M
APPLE INCDFND	COM	12.17M	SH	$3.08B 2.09%	49.38K	12.12M
VANGUARD BD INDEX FDSDFND	SHORT TRM BOND	37.38M	SH	$2.93B 1.99%	33.45K	37.35M
SPDR SERIES TRUSTDFND	STATE STREET SPD	33.66M	SH	$2.58B 1.75%	109.83K	33.55M
VANGUARD INDEX FDSDFND	MID CAP ETF	8.31M	SH	$2.39B 1.62%	10.61K	8.30M
AMERICAN CENTY ETF TRDFND	INTL SMCP VLU	23.78M	SH	$2.37B 1.61%	31.26K	23.75M
NVIDIA CORPORATIONDFND	COM	13.63M	SH	$2.36B 1.60%	47.04K	13.58M
VANGUARD SCOTTSDALE FDSDFND	INT-TERM CORP	27.02M	SH	$2.24B 1.52%	28.45K	26.99M
AMERICAN CENTY ETF TRDFND	US SML CP VALU	20.20M	SH	$2.23B 1.51%	22.61K	20.17M
SCHWAB STRATEGIC TRDFND	US LRG CAP ETF	82.27M	SH	$2.11B 1.43%	161.23K	82.11M
VANGUARD INDEX FDSDFND	TOTAL STK MKT	6.12M	SH	$1.96B 1.33%	2.06K	6.12M
SELECT SECTOR SPDR TRDFND	STATE STREET REA	47.96M	SH	$1.96B 1.33%	96.77K	47.86M
STATE STR SPDR S&P 500 ETF TDFND	TR UNIT	2.96M	SH	$1.92B 1.30%	1.45K	2.95M
DIMENSIONAL ETF TRUSTDFND	US SMALL CAP ETF	26.23M	SH	$1.87B 1.27%	27.71K	26.20M
SPDR SERIES TRUSTDFND	STATE STREET SPD	53.07M	SH	$1.60B 1.08%	72.27K	53M
ISHARES TRDFND	CORE MSCI INTL	19.09M	SH	$1.60B 1.08%	43.88K	19.05M
ISHARES TRDFND	NATIONAL MUN ETF	14.37M	SH	$1.53B 1.03%	13.73K	14.35M
MICROSOFT CORPDFND	COM	3.87M	SH	$1.43B 0.97%	13.15K	3.86M
ISHARES TRDFND	CORE US AGGBD ET	14.03M	SH	$1.39B 0.94%	49.99K	13.98M

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