CRA FINANCIAL SERVICES, LLC

Filed: 1/16/2026ACC: 0001765594-26-000001

📋 What this filing means

CRA FINANCIAL SERVICES, LLC filed this quarterly 13F‑HR report disclosing 292 equity positions with a total reported market value of $764.16M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

292

Positions

$764.16M

Total AUM (reported)

9.63M

Total Shares

Allocation by class

COM$219.18M28.7%

US LCAP GR ETF$32.97M4.3%

US DIVIDEND EQ$32.23M4.2%

UNIT SER 1$26.25M3.4%

US EQTY PWR BUF$25.99M3.4%

CAP STK CL A$21.27M2.8%

CORE S&P500 ETF$19.98M2.6%

Portfolio Concentration

Top 3$120.07M15.7%

4–10$160.77M21.0%

11–25$168.18M22.0%

Rest$315.14M41.2%

Top 3 weight

15.7%

Top 10 weight

36.8%

Voting Authority Distribution

Total shares with voting rights: 9.63M

Sole

Full voting authority

9.63M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole292

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings292

Rows:

APPLE INC

SOLE

COM

Shares201.82K

TypeSH

Market value$54.87M

7.18%

Sole

201.82K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares1.01M

TypeSH

Market value$32.97M

4.31%

Sole

1.01M

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares1.18M

TypeSH

Market value$32.23M

4.22%

Sole

1.18M

Shared

0.00

None

0.00

AMAZON COM INC

SOLE

COM

Shares135.25K

TypeSH

Market value$31.22M

4.09%

Sole

135.25K

Shared

0.00

None

0.00

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares42.73K

TypeSH

Market value$26.25M

3.44%

Sole

42.73K

Shared

0.00

None

0.00

NVIDIA CORPORATION

SOLE

COM

Shares131.27K

TypeSH

Market value$24.48M

3.20%

Sole

131.27K

Shared

0.00

None

0.00

ALPHABET INC

SOLE

CAP STK CL A

Shares67.95K

TypeSH

Market value$21.27M

2.78%

Sole

67.95K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares29.16K

TypeSH

Market value$19.98M

2.61%

Sole

29.16K

Shared

0.00

None

0.00

MICROSOFT CORP

SOLE

COM

Shares41.26K

TypeSH

Market value$19.95M

2.61%

Sole

41.26K

Shared

0.00

None

0.00

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares80.17K

TypeSH

Market value$17.62M

2.31%

Sole

80.17K

Shared

0.00

None

0.00

WISDOMTREE TR

SOLE

US QTLY DIV GRT

Shares193.13K

TypeSH

Market value$17.27M

2.26%

Sole

193.13K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares48.58K

TypeSH

Market value$16.29M

2.13%

Sole

48.58K

Shared

0.00

None

0.00

INNOVATOR ETFS TRUST

SOLE

DEFINED WLT SHLD

Shares426.87K

TypeSH

Market value$14.30M

1.87%

Sole

426.87K

Shared

0.00

None

0.00

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares20.92K

TypeSH

Market value$14.26M

1.87%

Sole

20.92K

Shared

0.00

None

0.00

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares99.18K

TypeSH

Market value$13.80M

1.81%

Sole

99.18K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares51.89K

TypeSH

Market value$13.38M

1.75%

Sole

51.89K

Shared

0.00

None

0.00

INNOVATOR ETFS TRUST

SOLE

U S EQ 10 BUFFER

Shares396.35K

TypeSH

Market value$12.91M

1.69%

Sole

396.35K

Shared

0.00

None

0.00

META PLATFORMS INC

SOLE

CL A

Shares15.08K

TypeSH

Market value$9.96M

1.30%

Sole

15.08K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares34.02K

TypeSH

Market value$9.87M

1.29%

Sole

34.02K

Shared

0.00

None

0.00

ALPHABET INC

SOLE

CAP STK CL C

Shares27.91K

TypeSH

Market value$8.76M

1.15%

Sole

27.91K

Shared

0.00

None

0.00

BROADCOM INC

SOLE

COM

Shares24.69K

TypeSH

Market value$8.54M

1.12%

Sole

24.69K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares338.26K

TypeSH

Market value$8.13M

1.06%

Sole

338.26K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares11.37K

TypeSH

Market value$7.13M

0.93%

Sole

11.37K

Shared

0.00

None

0.00

VANGUARD WHITEHALL FDS

SOLE

INTL HIGH ETF

Shares78.80K

TypeSH

Market value$7.09M

0.93%

Sole

78.80K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

ULTRA SHRT ETF

Shares127.95K

TypeSH

Market value$6.47M

0.85%

Sole

127.95K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
APPLE INCSOLE	COM	201.82K	SH	$54.87M 7.18%	201.82K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	1.01M	SH	$32.97M 4.31%	1.01M
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	1.18M	SH	$32.23M 4.22%	1.18M
AMAZON COM INCSOLE	COM	135.25K	SH	$31.22M 4.09%	135.25K
INVESCO QQQ TRSOLE	UNIT SER 1	42.73K	SH	$26.25M 3.44%	42.73K
NVIDIA CORPORATIONSOLE	COM	131.27K	SH	$24.48M 3.20%	131.27K
ALPHABET INCSOLE	CAP STK CL A	67.95K	SH	$21.27M 2.78%	67.95K
ISHARES TRSOLE	CORE S&P500 ETF	29.16K	SH	$19.98M 2.61%	29.16K
MICROSOFT CORPSOLE	COM	41.26K	SH	$19.95M 2.61%	41.26K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	80.17K	SH	$17.62M 2.31%	80.17K
WISDOMTREE TRSOLE	US QTLY DIV GRT	193.13K	SH	$17.27M 2.26%	193.13K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	48.58K	SH	$16.29M 2.13%	48.58K
INNOVATOR ETFS TRUSTSOLE	DEFINED WLT SHLD	426.87K	SH	$14.30M 1.87%	426.87K
SPDR S&P 500 ETF TRSOLE	TR UNIT	20.92K	SH	$14.26M 1.87%	20.92K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	99.18K	SH	$13.80M 1.81%	99.18K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	51.89K	SH	$13.38M 1.75%	51.89K
INNOVATOR ETFS TRUSTSOLE	U S EQ 10 BUFFER	396.35K	SH	$12.91M 1.69%	396.35K
META PLATFORMS INCSOLE	CL A	15.08K	SH	$9.96M 1.30%	15.08K
VANGUARD INDEX FDSSOLE	MID CAP ETF	34.02K	SH	$9.87M 1.29%	34.02K
ALPHABET INCSOLE	CAP STK CL C	27.91K	SH	$8.76M 1.15%	27.91K
BROADCOM INCSOLE	COM	24.69K	SH	$8.54M 1.12%	24.69K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	338.26K	SH	$8.13M 1.06%	338.26K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	11.37K	SH	$7.13M 0.93%	11.37K
VANGUARD WHITEHALL FDSSOLE	INTL HIGH ETF	78.80K	SH	$7.09M 0.93%	78.80K
J P MORGAN EXCHANGE TRADED FSOLE	ULTRA SHRT ETF	127.95K	SH	$6.47M 0.85%	127.95K

Page 1 of 12

…