COWA, LLC

Filed: 2/12/2026ACC: 0001172661-26-000642

📋 What this filing means

COWA, LLC filed this quarterly 13F‑HR report disclosing 152 equity positions with a total reported market value of $328.73M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

152

Positions

$328.73M

Total AUM (reported)

7.16M

Total Shares

Allocation by class

COM$70.35M21.4%

US SML CP VALU$23.12M7.0%

IBONDS 2026 TERM$21.75M6.6%

IBONDS DEC2026$19.19M5.8%

INTERNATNAL VAL$18.19M5.5%

IBONDS DEC 2032$14.16M4.3%

FUNDAMENTAL EMER$11.23M3.4%

Portfolio Concentration

Top 3$64.07M19.5%

4–10$85.69M26.1%

11–25$80.73M24.6%

Rest$98.24M29.9%

Top 3 weight

19.5%

Top 10 weight

45.6%

Voting Authority Distribution

Total shares with voting rights: 7.16M

Sole

Full voting authority

1.39M

% of voting shares19.5%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.76M

% of voting shares80.5%

Investment Discretion (by position count)

Sole152

Shared0

Other0

Dominant voting typeNone · 80.5% of voting shares

Institutional Holdings152

Rows:

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares228.83K

TypeSH

Market value$23.12M

7.03%

Sole

65.44K

Shared

0.00

None

163.39K

ISHARES TR

SOLE

IBONDS 2026 TERM

Shares971.85K

TypeSH

Market value$21.75M

6.62%

Sole

185.39K

Shared

0.00

None

786.46K

ISHARES TR

SOLE

IBONDS DEC2026

Shares818K

TypeSH

Market value$19.19M

5.84%

Sole

198.84K

Shared

0.00

None

619.15K

DIMENSIONAL ETF TRUST

SOLE

INTERNATNAL VAL

Shares364.47K

TypeSH

Market value$18.19M

5.53%

Sole

43.79K

Shared

0.00

None

320.69K

ISHARES TR

SOLE

IBONDS DEC 2032

Shares570.72K

TypeSH

Market value$14.16M

4.31%

Sole

134.96K

Shared

0.00

None

435.76K

COMFORT SYS USA INC

SOLE

COM

Shares13.71K

TypeSH

Market value$12.79M

3.89%

Sole

0.00

Shared

0.00

None

13.71K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL EMER

Shares311.44K

TypeSH

Market value$11.23M

3.42%

Sole

75.86K

Shared

0.00

None

235.58K

ISHARES TR

SOLE

INTL SEL DIV ETF

Shares273.64K

TypeSH

Market value$10.80M

3.28%

Sole

12.55K

Shared

0.00

None

261.09K

APPLE INC

SOLE

COM

Shares37.98K

TypeSH

Market value$10.33M

3.14%

Sole

2.37K

Shared

0.00

None

35.61K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares189.53K

TypeSH

Market value$8.20M

2.49%

Sole

24.80K

Shared

0.00

None

164.73K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQT MKT

Shares173.95K

TypeSH

Market value$8.14M

2.48%

Sole

129.58K

Shared

0.00

None

44.37K

SIMPLIFY EXCHANGE TRADED FUN

SOLE

MANAGED FUTURES

Shares275.01K

TypeSH

Market value$7.50M

2.28%

Sole

76.29K

Shared

0.00

None

198.73K

ISHARES TR

SOLE

CORE HIGH DV ETF

Shares55.99K

TypeSH

Market value$6.81M

2.07%

Sole

254.00

Shared

0.00

None

55.74K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares72.39K

TypeSH

Market value$6.80M

2.07%

Sole

26.68K

Shared

0.00

None

45.71K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US L

Shares230.24K

TypeSH

Market value$6.26M

1.91%

Sole

100.94K

Shared

0.00

None

129.31K

ISHARES TR

SOLE

IBONDS DEC 2031

Shares311.65K

TypeSH

Market value$6.18M

1.88%

Sole

93.93K

Shared

0.00

None

217.72K

SPDR DOW JONES INDL AVERAGE

SOLE

UT SER 1

Shares12.53K

TypeSH

Market value$6.02M

1.83%

Sole

267.00

Shared

0.00

None

12.26K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQT MK

Shares144.59K

TypeSH

Market value$5.51M

1.68%

Sole

53.83K

Shared

0.00

None

90.76K

ISHARES TR

SOLE

0-3 MNTH TREASRY

Shares50.10K

TypeSH

Market value$5.04M

1.53%

Sole

5.44K

Shared

0.00

None

44.66K

VANGUARD WHITEHALL FDS

SOLE

INTL HIGH ETF

Shares46.55K

TypeSH

Market value$4.19M

1.27%

Sole

2.42K

Shared

0.00

None

44.13K

ONEOK INC NEW

SOLE

COM

Shares53.18K

TypeSH

Market value$3.91M

1.19%

Sole

5.23K

Shared

0.00

None

47.95K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares42.24K

TypeSH

Market value$3.78M

1.15%

Sole

3.59K

Shared

0.00

None

38.65K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares18.89K

TypeSH

Market value$3.62M

1.10%

Sole

4.81K

Shared

0.00

None

14.09K

ALPS ETF TR

SOLE

ALERIAN MLP

Shares75.55K

TypeSH

Market value$3.55M

1.08%

Sole

5.09K

Shared

0.00

None

70.47K

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares42.01K

TypeSH

Market value$3.41M

1.04%

Sole

4.53K

Shared

0.00

None

37.48K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	228.83K	SH	$23.12M 7.03%	65.44K	163.39K
ISHARES TRSOLE	IBONDS 2026 TERM	971.85K	SH	$21.75M 6.62%	185.39K	786.46K
ISHARES TRSOLE	IBONDS DEC2026	818K	SH	$19.19M 5.84%	198.84K	619.15K
DIMENSIONAL ETF TRUSTSOLE	INTERNATNAL VAL	364.47K	SH	$18.19M 5.53%	43.79K	320.69K
ISHARES TRSOLE	IBONDS DEC 2032	570.72K	SH	$14.16M 4.31%	134.96K	435.76K
COMFORT SYS USA INCSOLE	COM	13.71K	SH	$12.79M 3.89%	0.00	13.71K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL EMER	311.44K	SH	$11.23M 3.42%	75.86K	235.58K
ISHARES TRSOLE	INTL SEL DIV ETF	273.64K	SH	$10.80M 3.28%	12.55K	261.09K
APPLE INCSOLE	COM	37.98K	SH	$10.33M 3.14%	2.37K	35.61K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	189.53K	SH	$8.20M 2.49%	24.80K	164.73K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQT MKT	173.95K	SH	$8.14M 2.48%	129.58K	44.37K
SIMPLIFY EXCHANGE TRADED FUNSOLE	MANAGED FUTURES	275.01K	SH	$7.50M 2.28%	76.29K	198.73K
ISHARES TRSOLE	CORE HIGH DV ETF	55.99K	SH	$6.81M 2.07%	254.00	55.74K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	72.39K	SH	$6.80M 2.07%	26.68K	45.71K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US L	230.24K	SH	$6.26M 1.91%	100.94K	129.31K
ISHARES TRSOLE	IBONDS DEC 2031	311.65K	SH	$6.18M 1.88%	93.93K	217.72K
SPDR DOW JONES INDL AVERAGESOLE	UT SER 1	12.53K	SH	$6.02M 1.83%	267.00	12.26K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQT MK	144.59K	SH	$5.51M 1.68%	53.83K	90.76K
ISHARES TRSOLE	0-3 MNTH TREASRY	50.10K	SH	$5.04M 1.53%	5.44K	44.66K
VANGUARD WHITEHALL FDSSOLE	INTL HIGH ETF	46.55K	SH	$4.19M 1.27%	2.42K	44.13K
ONEOK INC NEWSOLE	COM	53.18K	SH	$3.91M 1.19%	5.23K	47.95K
ISHARES TRSOLE	CORE MSCI EAFE	42.24K	SH	$3.78M 1.15%	3.59K	38.65K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	18.89K	SH	$3.62M 1.10%	4.81K	14.09K
ALPS ETF TRSOLE	ALERIAN MLP	75.55K	SH	$3.55M 1.08%	5.09K	70.47K
ISHARES GOLD TRSOLE	ISHARES NEW	42.01K	SH	$3.41M 1.04%	4.53K	37.48K

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