COWA, LLC

Filed: 8/12/2025ACC: 0001172661-25-003055

📋 What this filing means

COWA, LLC filed this quarterly 13F‑HR report disclosing 131 equity positions with a total reported market value of $262.58M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

131

Positions

$262.58M

Total AUM (reported)

5.86M

Total Shares

Allocation by class

COM$53.37M20.3%

US SML CP VALU$18.53M7.1%

INTERNATNAL VAL$17.82M6.8%

IBONDS 2026 TERM$15.91M6.1%

IBONDS DEC2026$14.80M5.6%

FUNDAMENTAL EMER$9.14M3.5%

INTL SEL DIV ETF$8.79M3.3%

Portfolio Concentration

Top 3$52.26M19.9%

4–10$62.93M24.0%

11–25$64.73M24.6%

Rest$82.67M31.5%

Top 3 weight

19.9%

Top 10 weight

43.9%

Voting Authority Distribution

Total shares with voting rights: 5.86M

Sole

Full voting authority

992.76K

% of voting shares16.9%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.87M

% of voting shares83.1%

Investment Discretion (by position count)

Sole131

Shared0

Other0

Dominant voting typeNone · 83.1% of voting shares

Institutional Holdings131

Rows:

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares203.33K

TypeSH

Market value$18.53M

7.06%

Sole

53.69K

Shared

0.00

None

149.63K

DIMENSIONAL ETF TRUST

SOLE

INTERNATNAL VAL

Shares416.37K

TypeSH

Market value$17.82M

6.79%

Sole

114.90K

Shared

0.00

None

301.47K

ISHARES TR

SOLE

IBONDS 2026 TERM

Shares685.59K

TypeSH

Market value$15.91M

6.06%

Sole

111.14K

Shared

0.00

None

574.46K

ISHARES TR

SOLE

IBONDS DEC2026

Shares610.84K

TypeSH

Market value$14.80M

5.64%

Sole

108.36K

Shared

0.00

None

502.48K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL EMER

Shares276.88K

TypeSH

Market value$9.14M

3.48%

Sole

67.71K

Shared

0.00

None

209.17K

ISHARES TR

SOLE

INTL SEL DIV ETF

Shares254.61K

TypeSH

Market value$8.79M

3.35%

Sole

10.60K

Shared

0.00

None

244.01K

SPDR SERIES TRUST

SOLE

PRTFLO S&P500 HI

Shares193.37K

TypeSH

Market value$8.21M

3.13%

Sole

25.25K

Shared

0.00

None

168.12K

ISHARES TR

SOLE

IBONDS DEC 2032

Shares312.77K

TypeSH

Market value$7.90M

3.01%

Sole

71.02K

Shared

0.00

None

241.75K

APPLE INC

SOLE

COM

Shares37.43K

TypeSH

Market value$7.69M

2.93%

Sole

1.98K

Shared

0.00

None

35.46K

COMFORT SYS USA INC

SOLE

COM

Shares11.93K

TypeSH

Market value$6.40M

2.44%

Sole

0.00

Shared

0.00

None

11.93K

ISHARES TR

SOLE

CORE HIGH DV ETF

Shares54.38K

TypeSH

Market value$6.37M

2.43%

Sole

25.00

Shared

0.00

None

54.36K

SPDR DOW JONES INDL AVERAGE

SOLE

UT SER 1

Shares12.86K

TypeSH

Market value$5.67M

2.16%

Sole

0.00

Shared

0.00

None

12.86K

SIMPLIFY EXCHANGE TRADED FUN

SOLE

MANAGED FUTURES

Shares205.02K

TypeSH

Market value$5.49M

2.09%

Sole

65.08K

Shared

0.00

None

139.94K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US L

Shares219.07K

TypeSH

Market value$5.38M

2.05%

Sole

98.50K

Shared

0.00

None

120.57K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares65.39K

TypeSH

Market value$5.19M

1.98%

Sole

23.92K

Shared

0.00

None

41.48K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQT MK

Shares145.76K

TypeSH

Market value$5.03M

1.92%

Sole

54.57K

Shared

0.00

None

91.19K

ONEOK INC NEW

SOLE

COM

Shares49.61K

TypeSH

Market value$4.05M

1.54%

Sole

819.00

Shared

0.00

None

48.79K

ALPS ETF TR

SOLE

ALERIAN MLP

Shares82.42K

TypeSH

Market value$4.03M

1.53%

Sole

2.66K

Shared

0.00

None

79.75K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQT MKT

Shares92.63K

TypeSH

Market value$3.88M

1.48%

Sole

46.65K

Shared

0.00

None

45.98K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares127.24K

TypeSH

Market value$3.37M

1.28%

Sole

11.01K

Shared

0.00

None

116.24K

ISHARES TR

SOLE

0-3 MNTH TREASRY

Shares33.21K

TypeSH

Market value$3.34M

1.27%

Sole

3.62K

Shared

0.00

None

29.59K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares39.52K

TypeSH

Market value$3.30M

1.26%

Sole

3.12K

Shared

0.00

None

36.40K

VANGUARD WHITEHALL FDS

SOLE

INTL HIGH ETF

Shares41.04K

TypeSH

Market value$3.29M

1.25%

Sole

350.00

Shared

0.00

None

40.69K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares17.75K

TypeSH

Market value$3.23M

1.23%

Sole

4.43K

Shared

0.00

None

13.32K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares5.01K

TypeSH

Market value$3.11M

1.18%

Sole

212.00

Shared

0.00

None

4.79K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	203.33K	SH	$18.53M 7.06%	53.69K	149.63K
DIMENSIONAL ETF TRUSTSOLE	INTERNATNAL VAL	416.37K	SH	$17.82M 6.79%	114.90K	301.47K
ISHARES TRSOLE	IBONDS 2026 TERM	685.59K	SH	$15.91M 6.06%	111.14K	574.46K
ISHARES TRSOLE	IBONDS DEC2026	610.84K	SH	$14.80M 5.64%	108.36K	502.48K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL EMER	276.88K	SH	$9.14M 3.48%	67.71K	209.17K
ISHARES TRSOLE	INTL SEL DIV ETF	254.61K	SH	$8.79M 3.35%	10.60K	244.01K
SPDR SERIES TRUSTSOLE	PRTFLO S&P500 HI	193.37K	SH	$8.21M 3.13%	25.25K	168.12K
ISHARES TRSOLE	IBONDS DEC 2032	312.77K	SH	$7.90M 3.01%	71.02K	241.75K
APPLE INCSOLE	COM	37.43K	SH	$7.69M 2.93%	1.98K	35.46K
COMFORT SYS USA INCSOLE	COM	11.93K	SH	$6.40M 2.44%	0.00	11.93K
ISHARES TRSOLE	CORE HIGH DV ETF	54.38K	SH	$6.37M 2.43%	25.00	54.36K
SPDR DOW JONES INDL AVERAGESOLE	UT SER 1	12.86K	SH	$5.67M 2.16%	0.00	12.86K
SIMPLIFY EXCHANGE TRADED FUNSOLE	MANAGED FUTURES	205.02K	SH	$5.49M 2.09%	65.08K	139.94K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US L	219.07K	SH	$5.38M 2.05%	98.50K	120.57K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	65.39K	SH	$5.19M 1.98%	23.92K	41.48K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQT MK	145.76K	SH	$5.03M 1.92%	54.57K	91.19K
ONEOK INC NEWSOLE	COM	49.61K	SH	$4.05M 1.54%	819.00	48.79K
ALPS ETF TRSOLE	ALERIAN MLP	82.42K	SH	$4.03M 1.53%	2.66K	79.75K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQT MKT	92.63K	SH	$3.88M 1.48%	46.65K	45.98K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	127.24K	SH	$3.37M 1.28%	11.01K	116.24K
ISHARES TRSOLE	0-3 MNTH TREASRY	33.21K	SH	$3.34M 1.27%	3.62K	29.59K
ISHARES TRSOLE	CORE MSCI EAFE	39.52K	SH	$3.30M 1.26%	3.12K	36.40K
VANGUARD WHITEHALL FDSSOLE	INTL HIGH ETF	41.04K	SH	$3.29M 1.25%	350.00	40.69K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	17.75K	SH	$3.23M 1.23%	4.43K	13.32K
ISHARES TRSOLE	CORE S&P500 ETF	5.01K	SH	$3.11M 1.18%	212.00	4.79K

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