Filed: 8/14/2025ACC: 0001995383-25-000003
📋 What this filing means
CONSTANT GUIDANCE FINANCIAL LLC filed this quarterly 13F‑HR report disclosing 39 equity positions with a total reported market value of $99.47M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
39
Positions
$99.47M
Total AUM (reported)
435.33K
Total Shares
Allocation by class
COM$80.32M80.8%
S&P 500 ETF SHS$12.04M12.1%
ETF SHS$2.79M2.8%
BLOOMBERG 1-3 MO$1.86M1.9%
UT SER 1$825.5K0.8%
UNIT SER 1$597.4K0.6%
DIV APP ETF$529.3K0.5%
Portfolio Concentration
Top 3$48.58M48.8%
4–10$21.60M21.7%
11–25$23.18M23.3%
Rest$6.11M6.1%
Top 3 weight
48.8%
Top 10 weight
70.6%
Voting Authority Distribution
Total shares with voting rights: 509.29K
Sole
Full voting authority
509.29K
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole39
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings39
Rows:
BERKSHIRE HATHAWAY CLASS B
SOLEShares67.86K
TypeSH
Market value$32.96M
33.14%
Sole
70.15K
Shared
0.00
None
0.00
SPDR S&P 500 ETF
SOLEShares18.41K
TypeSH
Market value$11.37M
11.44%
Sole
18.43K
Shared
0.00
None
0.00
PNC FINL SERVICES
SOLEShares22.75K
TypeSH
Market value$4.24M
4.26%
Sole
24.41K
Shared
0.00
None
0.00
NETFLIX INC
SOLEShares2.76K
TypeSH
Market value$3.69M
3.71%
Sole
2.71K
Shared
0.00
None
0.00
CHUBB LTD F
SOLEShares11.17K
TypeSH
Market value$3.24M
3.25%
Sole
6.92K
Shared
0.00
None
0.00
APPLE INC
SOLEShares15.77K
TypeSH
Market value$3.23M
3.25%
Sole
17.23K
Shared
0.00
None
0.00
DISNEY WALT CO
SOLEShares25.43K
TypeSH
Market value$3.15M
3.17%
Sole
25.28K
Shared
0.00
None
0.00
AMAZON.COM INC
SOLEShares12.85K
TypeSH
Market value$2.82M
2.83%
Sole
19.04K
Shared
0.00
None
0.00
JPMORGAN CHASE & CO
SOLEShares9.68K
TypeSH
Market value$2.79M
2.81%
Sole
4.80K
Shared
0.00
None
0.00
ISHARES IBOXX INVT GRADEBOND ETF
SOLEShares24.36K
TypeSH
Market value$2.67M
2.68%
Sole
23.81K
Shared
0.00
None
0.00
CITIZENS FINL GROUP INC
SOLEShares51.57K
TypeSH
Market value$2.29M
2.30%
Sole
54.13K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares4.49K
TypeSH
Market value$2.23M
2.25%
Sole
4.54K
Shared
0.00
None
0.00
UNITEDHEALTH GROUP INC
SOLEShares6.82K
TypeSH
Market value$2.13M
2.14%
Sole
4.40K
Shared
0.00
None
0.00
NVIDIA CORP
SOLEShares12.61K
TypeSH
Market value$1.99M
2.00%
Sole
10.11K
Shared
0.00
None
0.00
SPDR BLOOMBERG 1 3 MNTH T BLL ETF
SOLEShares20.27K
TypeSH
Market value$1.86M
1.87%
Sole
61.31K
Shared
0.00
None
0.00
HOME DEPOT INC
SOLEShares4.79K
TypeSH
Market value$1.76M
1.77%
Sole
4.79K
Shared
0.00
None
0.00
ROBINHOOD MKTS INC CLASS A
SOLEShares17.32K
TypeSH
Market value$1.62M
1.63%
Sole
7.18K
Shared
0.00
None
0.00
META PLATFORMS INC CLASS A
SOLEShares1.89K
TypeSH
Market value$1.40M
1.40%
Sole
1.86K
Shared
0.00
None
0.00
MORGAN STANLEY
SOLEShares9.78K
TypeSH
Market value$1.37M
1.38%
Sole
7.16K
Shared
0.00
None
0.00
ISHARES RUSSELL 2000 ETF
SOLEShares6.22K
TypeSH
Market value$1.34M
1.35%
Sole
3.29K
Shared
0.00
None
0.00
FEDEX CORP
SOLEShares5.17K
TypeSH
Market value$1.18M
1.18%
Sole
5K
Shared
0.00
None
0.00
ISHARES BITCOIN ETF
SOLEShares16.45K
TypeSH
Market value$1.12M
1.12%
Sole
13.85K
Shared
0.00
None
0.00
SPDR GOLD SHARES ETF
SOLEShares3.52K
TypeSH
Market value$1.07M
1.08%
Sole
3.77K
Shared
0.00
None
0.00
TRAVELERS COS INC
SOLEShares3.69K
TypeSH
Market value$986.2K
0.99%
Sole
655.00
Shared
0.00
None
0.00
MERCK & CO. INC.
SOLEShares10.68K
TypeSH
Market value$845.4K
0.85%
Sole
11.99K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
BERKSHIRE HATHAWAY CLASS BSOLE | COM | 67.86K | SH | $32.96M 33.14% | 70.15K | 0.00 | 0.00 |
SPDR S&P 500 ETFSOLE | S&P 500 ETF SHS | 18.41K | SH | $11.37M 11.44% | 18.43K | 0.00 | 0.00 |
PNC FINL SERVICESSOLE | COM | 22.75K | SH | $4.24M 4.26% | 24.41K | 0.00 | 0.00 |
NETFLIX INCSOLE | COM | 2.76K | SH | $3.69M 3.71% | 2.71K | 0.00 | 0.00 |
CHUBB LTD FSOLE | COM | 11.17K | SH | $3.24M 3.25% | 6.92K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 15.77K | SH | $3.23M 3.25% | 17.23K | 0.00 | 0.00 |
DISNEY WALT COSOLE | COM | 25.43K | SH | $3.15M 3.17% | 25.28K | 0.00 | 0.00 |
AMAZON.COM INCSOLE | COM | 12.85K | SH | $2.82M 2.83% | 19.04K | 0.00 | 0.00 |
JPMORGAN CHASE & COSOLE | COM | 9.68K | SH | $2.79M 2.81% | 4.80K | 0.00 | 0.00 |
ISHARES IBOXX INVT GRADEBOND ETFSOLE | COM | 24.36K | SH | $2.67M 2.68% | 23.81K | 0.00 | 0.00 |
CITIZENS FINL GROUP INCSOLE | COM | 51.57K | SH | $2.29M 2.30% | 54.13K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 4.49K | SH | $2.23M 2.25% | 4.54K | 0.00 | 0.00 |
UNITEDHEALTH GROUP INCSOLE | COM | 6.82K | SH | $2.13M 2.14% | 4.40K | 0.00 | 0.00 |
NVIDIA CORPSOLE | COM | 12.61K | SH | $1.99M 2.00% | 10.11K | 0.00 | 0.00 |
SPDR BLOOMBERG 1 3 MNTH T BLL ETFSOLE | BLOOMBERG 1-3 MO | 20.27K | SH | $1.86M 1.87% | 61.31K | 0.00 | 0.00 |
HOME DEPOT INCSOLE | COM | 4.79K | SH | $1.76M 1.77% | 4.79K | 0.00 | 0.00 |
ROBINHOOD MKTS INC CLASS ASOLE | COM | 17.32K | SH | $1.62M 1.63% | 7.18K | 0.00 | 0.00 |
META PLATFORMS INC CLASS ASOLE | COM | 1.89K | SH | $1.40M 1.40% | 1.86K | 0.00 | 0.00 |
MORGAN STANLEYSOLE | COM | 9.78K | SH | $1.37M 1.38% | 7.16K | 0.00 | 0.00 |
ISHARES RUSSELL 2000 ETFSOLE | ETF SHS | 6.22K | SH | $1.34M 1.35% | 3.29K | 0.00 | 0.00 |
FEDEX CORPSOLE | COM | 5.17K | SH | $1.18M 1.18% | 5K | 0.00 | 0.00 |
ISHARES BITCOIN ETFSOLE | ETF SHS | 16.45K | SH | $1.12M 1.12% | 13.85K | 0.00 | 0.00 |
SPDR GOLD SHARES ETFSOLE | COM | 3.52K | SH | $1.07M 1.08% | 3.77K | 0.00 | 0.00 |
TRAVELERS COS INCSOLE | COM | 3.69K | SH | $986.2K 0.99% | 655.00 | 0.00 | 0.00 |
MERCK & CO. INC.SOLE | COM | 10.68K | SH | $845.4K 0.85% | 11.99K | 0.00 | 0.00 |
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