COMMUNITY BANK, N.A.

Filed: 11/14/2025ACC: 0001376474-25-000931

📋 What this filing means

COMMUNITY BANK, N.A. filed this quarterly 13F‑HR report disclosing 498 equity positions with a total reported market value of $826.84M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

498

Positions

$826.84M

Total AUM (reported)

6.93M

Total Shares

Allocation by class

COMMON STOCK$566.84M68.6%

ETF/EQUITY$165.49M20.0%

ETF/INTERNATIONAL EQUITY$66.04M8.0%

ETF/FIXED INCOME$11.79M1.4%

FOREIGN EQUITIES$8.89M1.1%

ETF/OTHER$7.62M0.9%

CLOSED END MUTUAL FUNDS$173.1K0.0%

Portfolio Concentration

Top 3$158.60M19.2%

4–10$135.91M16.4%

11–25$147.98M17.9%

Rest$384.35M46.5%

Top 3 weight

19.2%

Top 10 weight

35.6%

Voting Authority Distribution

Total shares with voting rights: 6.93M

Sole

Full voting authority

6.92M

% of voting shares99.9%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.43K

% of voting shares0.1%

Investment Discretion (by position count)

Sole444

Shared0

Other54

Dominant voting typeSole · 99.9% of voting shares

Institutional Holdings498

Rows:

APPLE INC

SOLE

COMMON STOCK

Shares380.74K

TypeSH

Market value$96.95M

11.72%

Sole

380.74K

Shared

0.00

None

0.00

ISHARES CORE S&P 500 ETF

SOLE

ETF/EQUITY

Shares47.14K

TypeSH

Market value$31.55M

3.82%

Sole

47.14K

Shared

0.00

None

0.00

MICROSOFT CORP

SOLE

COMMON STOCK

Shares58.12K

TypeSH

Market value$30.10M

3.64%

Sole

58.12K

Shared

0.00

None

0.00

ISHARES CORE MSCI EAFE ETF

SOLE

ETF/INTERNATIONAL EQUITY

Shares336.35K

TypeSH

Market value$29.37M

3.55%

Sole

336.14K

Shared

0.00

None

205.00

INTL BUSINESS MACHINES CORP

SOLE

COMMON STOCK

Shares102.95K

TypeSH

Market value$29.05M

3.51%

Sole

102.95K

Shared

0.00

None

0.00

JPMORGAN CHASE & CO

SOLE

COMMON STOCK

Shares70.64K

TypeSH

Market value$22.28M

2.69%

Sole

70.64K

Shared

0.00

None

0.00

VANGUARD S&P 500 ETF

SOLE

ETF/EQUITY

Shares26.75K

TypeSH

Market value$16.38M

1.98%

Sole

26.75K

Shared

0.00

None

0.00

ISHARES CORE S&P SMALLCAP ETF

SOLE

ETF/EQUITY

Shares115.48K

TypeSH

Market value$13.72M

1.66%

Sole

115.45K

Shared

0.00

None

29.00

BROADCOM INC

SOLE

COMMON STOCK

Shares38.72K

TypeSH

Market value$12.77M

1.54%

Sole

38.72K

Shared

0.00

None

0.00

ALPHABET INC CLASS A

SOLE

COMMON STOCK

Shares50.74K

TypeSH

Market value$12.33M

1.49%

Sole

50.74K

Shared

0.00

None

0.00

ABBVIE INC

SOLE

COMMON STOCK

Shares48.81K

TypeSH

Market value$11.30M

1.37%

Sole

48.81K

Shared

0.00

None

0.00

CISCO SYSTEMS INC

SOLE

COMMON STOCK

Shares159.29K

TypeSH

Market value$10.90M

1.32%

Sole

159.29K

Shared

0.00

None

0.00

ISHARES CORE S&P MIDCAP ETF

SOLE

ETF/EQUITY

Shares163.76K

TypeSH

Market value$10.69M

1.29%

Sole

163.68K

Shared

0.00

None

85.00

SPDR S&P 500 ETF

SOLE

ETF/EQUITY

Shares15.71K

TypeSH

Market value$10.46M

1.27%

Sole

15.71K

Shared

0.00

None

0.00

JPMORGAN EQUITY PREMIUM INC

SOLE

ETF/EQUITY

Shares177.25K

TypeSH

Market value$10.12M

1.22%

Sole

177.06K

Shared

0.00

None

195.00

ISHARES RUSSELL 1000 GROWTH ETF

SOLE

ETF/EQUITY

Shares21.44K

TypeSH

Market value$10.04M

1.21%

Sole

21.40K

Shared

0.00

None

45.00

WAL MART STORES INC

SOLE

COMMON STOCK

Shares96.93K

TypeSH

Market value$9.99M

1.21%

Sole

96.93K

Shared

0.00

None

0.00

BRISTOL MYERS SQUIBB COMPANY

SOLE

COMMON STOCK

Shares217.94K

TypeSH

Market value$9.83M

1.19%

Sole

217.94K

Shared

0.00

None

0.00

MERCK & COMPANY INC

SOLE

COMMON STOCK

Shares116.01K

TypeSH

Market value$9.74M

1.18%

Sole

116.01K

Shared

0.00

None

0.00

AMAZON.COM INC

SOLE

COMMON STOCK

Shares43.50K

TypeSH

Market value$9.55M

1.16%

Sole

43.50K

Shared

0.00

None

0.00

PEPSICO INC

SOLE

COMMON STOCK

Shares66.91K

TypeSH

Market value$9.40M

1.14%

Sole

66.91K

Shared

0.00

None

0.00

VERIZON COMMUNICATIONS

SOLE

COMMON STOCK

Shares210.93K

TypeSH

Market value$9.27M

1.12%

Sole

210.93K

Shared

0.00

None

0.00

ISHARES CORE MSCI EMERGING MARKETS ETF

SOLE

ETF/INTERNATIONAL EQUITY

Shares138.19K

TypeSH

Market value$9.11M

1.10%

Sole

138.19K

Shared

0.00

None

0.00

NVIDIA CORPORATION

SOLE

COMMON STOCK

Shares47.57K

TypeSH

Market value$8.88M

1.07%

Sole

47.57K

Shared

0.00

None

0.00

JOHNSON & JOHNSON

SOLE

COMMON STOCK

Shares46.97K

TypeSH

Market value$8.71M

1.05%

Sole

46.97K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
APPLE INCSOLE	COMMON STOCK	380.74K	SH	$96.95M 11.72%	380.74K	0.00
ISHARES CORE S&P 500 ETFSOLE	ETF/EQUITY	47.14K	SH	$31.55M 3.82%	47.14K	0.00
MICROSOFT CORPSOLE	COMMON STOCK	58.12K	SH	$30.10M 3.64%	58.12K	0.00
ISHARES CORE MSCI EAFE ETFSOLE	ETF/INTERNATIONAL EQUITY	336.35K	SH	$29.37M 3.55%	336.14K	205.00
INTL BUSINESS MACHINES CORPSOLE	COMMON STOCK	102.95K	SH	$29.05M 3.51%	102.95K	0.00
JPMORGAN CHASE & COSOLE	COMMON STOCK	70.64K	SH	$22.28M 2.69%	70.64K	0.00
VANGUARD S&P 500 ETFSOLE	ETF/EQUITY	26.75K	SH	$16.38M 1.98%	26.75K	0.00
ISHARES CORE S&P SMALLCAP ETFSOLE	ETF/EQUITY	115.48K	SH	$13.72M 1.66%	115.45K	29.00
BROADCOM INCSOLE	COMMON STOCK	38.72K	SH	$12.77M 1.54%	38.72K	0.00
ALPHABET INC CLASS ASOLE	COMMON STOCK	50.74K	SH	$12.33M 1.49%	50.74K	0.00
ABBVIE INCSOLE	COMMON STOCK	48.81K	SH	$11.30M 1.37%	48.81K	0.00
CISCO SYSTEMS INCSOLE	COMMON STOCK	159.29K	SH	$10.90M 1.32%	159.29K	0.00
ISHARES CORE S&P MIDCAP ETFSOLE	ETF/EQUITY	163.76K	SH	$10.69M 1.29%	163.68K	85.00
SPDR S&P 500 ETFSOLE	ETF/EQUITY	15.71K	SH	$10.46M 1.27%	15.71K	0.00
JPMORGAN EQUITY PREMIUM INCSOLE	ETF/EQUITY	177.25K	SH	$10.12M 1.22%	177.06K	195.00
ISHARES RUSSELL 1000 GROWTH ETFSOLE	ETF/EQUITY	21.44K	SH	$10.04M 1.21%	21.40K	45.00
WAL MART STORES INCSOLE	COMMON STOCK	96.93K	SH	$9.99M 1.21%	96.93K	0.00
BRISTOL MYERS SQUIBB COMPANYSOLE	COMMON STOCK	217.94K	SH	$9.83M 1.19%	217.94K	0.00
MERCK & COMPANY INCSOLE	COMMON STOCK	116.01K	SH	$9.74M 1.18%	116.01K	0.00
AMAZON.COM INCSOLE	COMMON STOCK	43.50K	SH	$9.55M 1.16%	43.50K	0.00
PEPSICO INCSOLE	COMMON STOCK	66.91K	SH	$9.40M 1.14%	66.91K	0.00
VERIZON COMMUNICATIONSSOLE	COMMON STOCK	210.93K	SH	$9.27M 1.12%	210.93K	0.00
ISHARES CORE MSCI EMERGING MARKETS ETFSOLE	ETF/INTERNATIONAL EQUITY	138.19K	SH	$9.11M 1.10%	138.19K	0.00
NVIDIA CORPORATIONSOLE	COMMON STOCK	47.57K	SH	$8.88M 1.07%	47.57K	0.00
JOHNSON & JOHNSONSOLE	COMMON STOCK	46.97K	SH	$8.71M 1.05%	46.97K	0.00

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