COMMUNITY BANK, N.A.

Filed: 7/25/2025ACC: 0001376474-25-000672

📋 What this filing means

COMMUNITY BANK, N.A. filed this quarterly 13F‑HR report disclosing 385 equity positions with a total reported market value of $760.42M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

385

Positions

$760.42M

Total AUM (reported)

6.87M

Total Shares

Allocation by class

COMMON STOCK$518.38M68.2%

ETF/EQUITY$154.87M20.4%

ETF/INTERNATIONAL EQUITY$61.11M8.0%

ETF/FIXED INCOME$11.84M1.6%

FOREIGN EQUITIES$7.21M0.9%

ETF/OTHER$6.83M0.9%

CLOSED END MUTUAL FUNDS$131.0K0.0%

Portfolio Concentration

Top 3$136.49M17.9%

4–10$127.85M16.8%

11–25$136.59M18.0%

Rest$359.50M47.3%

Top 3 weight

17.9%

Top 10 weight

34.8%

Voting Authority Distribution

Total shares with voting rights: 6.87M

Sole

Full voting authority

6.86M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.90K

% of voting shares0.0%

Investment Discretion (by position count)

Sole321

Shared0

Other64

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings385

Rows:

APPLE INC

SOLE

COMMON STOCK

Shares382.46K

TypeSH

Market value$78.47M

10.32%

Sole

382.46K

Shared

0.00

None

0.00

ISHARES CORE S&P 500 ETF

SOLE

ETF/EQUITY

Shares47.12K

TypeSH

Market value$29.26M

3.85%

Sole

47.12K

Shared

0.00

None

0.00

MICROSOFT CORP

SOLE

COMMON STOCK

Shares57.82K

TypeSH

Market value$28.76M

3.78%

Sole

57.82K

Shared

0.00

None

0.00

INTL BUSINESS MACHINES CORP

SOLE

COMMON STOCK

Shares95.97K

TypeSH

Market value$28.29M

3.72%

Sole

95.97K

Shared

0.00

None

0.00

ISHARES CORE MSCI EAFE ETF

SOLE

ETF/INTERNATIONAL EQUITY

Shares335.16K

TypeSH

Market value$27.98M

3.68%

Sole

334.95K

Shared

0.00

None

205.00

JPMORGAN CHASE & CO

SOLE

COMMON STOCK

Shares72.20K

TypeSH

Market value$20.93M

2.75%

Sole

72.20K

Shared

0.00

None

0.00

VANGUARD S&P 500 ETF

SOLE

ETF/EQUITY

Shares26.75K

TypeSH

Market value$15.20M

2.00%

Sole

26.75K

Shared

0.00

None

0.00

ISHARES CORE S&P SMALLCAP ETF

SOLE

ETF/EQUITY

Shares116.19K

TypeSH

Market value$12.70M

1.67%

Sole

116.16K

Shared

0.00

None

29.00

CISCO SYSTEMS INC

SOLE

COMMON STOCK

Shares165.12K

TypeSH

Market value$11.46M

1.51%

Sole

165.12K

Shared

0.00

None

0.00

BROADCOM INC

SOLE

COMMON STOCK

Shares41.01K

TypeSH

Market value$11.31M

1.49%

Sole

41.01K

Shared

0.00

None

0.00

BRISTOL MYERS SQUIBB COMPANY

SOLE

COMMON STOCK

Shares222.88K

TypeSH

Market value$10.32M

1.36%

Sole

222.88K

Shared

0.00

None

0.00

ISHARES CORE S&P MIDCAP ETF

SOLE

ETF/EQUITY

Shares163.13K

TypeSH

Market value$10.12M

1.33%

Sole

163.04K

Shared

0.00

None

90.00

JPMORGAN EQUITY PREMIUM INC

SOLE

ETF/EQUITY

Shares175.87K

TypeSH

Market value$10.00M

1.31%

Sole

175.68K

Shared

0.00

None

185.00

SPDR S&P 500 ETF

SOLE

ETF/EQUITY

Shares15.79K

TypeSH

Market value$9.76M

1.28%

Sole

15.79K

Shared

0.00

None

0.00

WAL MART STORES INC

SOLE

COMMON STOCK

Shares99.22K

TypeSH

Market value$9.70M

1.28%

Sole

99.22K

Shared

0.00

None

0.00

ISHARES RUSSELL 1000 GROWTH ETF

SOLE

ETF/EQUITY

Shares22.41K

TypeSH

Market value$9.51M

1.25%

Sole

22.36K

Shared

0.00

None

45.00

ABBVIE INC

SOLE

COMMON STOCK

Shares49.91K

TypeSH

Market value$9.27M

1.22%

Sole

49.91K

Shared

0.00

None

0.00

MERCK & COMPANY INC

SOLE

COMMON STOCK

Shares115.33K

TypeSH

Market value$9.13M

1.20%

Sole

115.33K

Shared

0.00

None

0.00

AMAZON.COM INC

SOLE

COMMON STOCK

Shares41.42K

TypeSH

Market value$9.09M

1.19%

Sole

41.42K

Shared

0.00

None

0.00

VERIZON COMMUNICATIONS

SOLE

COMMON STOCK

Shares204.67K

TypeSH

Market value$8.86M

1.16%

Sole

204.67K

Shared

0.00

None

0.00

ALPHABET INC CLASS A

SOLE

COMMON STOCK

Shares49.30K

TypeSH

Market value$8.69M

1.14%

Sole

49.30K

Shared

0.00

None

0.00

PEPSICO INC

SOLE

COMMON STOCK

Shares64.59K

TypeSH

Market value$8.53M

1.12%

Sole

64.59K

Shared

0.00

None

0.00

ISHARES CORE MSCI EMERGING MARKETS ETF

SOLE

ETF/INTERNATIONAL EQUITY

Shares138.70K

TypeSH

Market value$8.32M

1.09%

Sole

138.70K

Shared

0.00

None

0.00

PROCTER & GAMBLE CO

SOLE

COMMON STOCK

Shares49.67K

TypeSH

Market value$7.91M

1.04%

Sole

49.67K

Shared

0.00

None

0.00

NVIDIA CORPORATION

SOLE

COMMON STOCK

Shares46.81K

TypeSH

Market value$7.40M

0.97%

Sole

46.81K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
APPLE INCSOLE	COMMON STOCK	382.46K	SH	$78.47M 10.32%	382.46K	0.00
ISHARES CORE S&P 500 ETFSOLE	ETF/EQUITY	47.12K	SH	$29.26M 3.85%	47.12K	0.00
MICROSOFT CORPSOLE	COMMON STOCK	57.82K	SH	$28.76M 3.78%	57.82K	0.00
INTL BUSINESS MACHINES CORPSOLE	COMMON STOCK	95.97K	SH	$28.29M 3.72%	95.97K	0.00
ISHARES CORE MSCI EAFE ETFSOLE	ETF/INTERNATIONAL EQUITY	335.16K	SH	$27.98M 3.68%	334.95K	205.00
JPMORGAN CHASE & COSOLE	COMMON STOCK	72.20K	SH	$20.93M 2.75%	72.20K	0.00
VANGUARD S&P 500 ETFSOLE	ETF/EQUITY	26.75K	SH	$15.20M 2.00%	26.75K	0.00
ISHARES CORE S&P SMALLCAP ETFSOLE	ETF/EQUITY	116.19K	SH	$12.70M 1.67%	116.16K	29.00
CISCO SYSTEMS INCSOLE	COMMON STOCK	165.12K	SH	$11.46M 1.51%	165.12K	0.00
BROADCOM INCSOLE	COMMON STOCK	41.01K	SH	$11.31M 1.49%	41.01K	0.00
BRISTOL MYERS SQUIBB COMPANYSOLE	COMMON STOCK	222.88K	SH	$10.32M 1.36%	222.88K	0.00
ISHARES CORE S&P MIDCAP ETFSOLE	ETF/EQUITY	163.13K	SH	$10.12M 1.33%	163.04K	90.00
JPMORGAN EQUITY PREMIUM INCSOLE	ETF/EQUITY	175.87K	SH	$10.00M 1.31%	175.68K	185.00
SPDR S&P 500 ETFSOLE	ETF/EQUITY	15.79K	SH	$9.76M 1.28%	15.79K	0.00
WAL MART STORES INCSOLE	COMMON STOCK	99.22K	SH	$9.70M 1.28%	99.22K	0.00
ISHARES RUSSELL 1000 GROWTH ETFSOLE	ETF/EQUITY	22.41K	SH	$9.51M 1.25%	22.36K	45.00
ABBVIE INCSOLE	COMMON STOCK	49.91K	SH	$9.27M 1.22%	49.91K	0.00
MERCK & COMPANY INCSOLE	COMMON STOCK	115.33K	SH	$9.13M 1.20%	115.33K	0.00
AMAZON.COM INCSOLE	COMMON STOCK	41.42K	SH	$9.09M 1.19%	41.42K	0.00
VERIZON COMMUNICATIONSSOLE	COMMON STOCK	204.67K	SH	$8.86M 1.16%	204.67K	0.00
ALPHABET INC CLASS ASOLE	COMMON STOCK	49.30K	SH	$8.69M 1.14%	49.30K	0.00
PEPSICO INCSOLE	COMMON STOCK	64.59K	SH	$8.53M 1.12%	64.59K	0.00
ISHARES CORE MSCI EMERGING MARKETS ETFSOLE	ETF/INTERNATIONAL EQUITY	138.70K	SH	$8.32M 1.09%	138.70K	0.00
PROCTER & GAMBLE COSOLE	COMMON STOCK	49.67K	SH	$7.91M 1.04%	49.67K	0.00
NVIDIA CORPORATIONSOLE	COMMON STOCK	46.81K	SH	$7.40M 0.97%	46.81K	0.00

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