CLEARWATER CAPITAL ADVISORS, LLC

Filed: 11/14/2025ACC: 0001690531-25-000007

📋 What this filing means

CLEARWATER CAPITAL ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 168 equity positions with a total reported market value of $1.17B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

168

Positions

$1.17B

Total AUM (reported)

23.67M

Total Shares

Allocation by class

SHORT DURATION B$143.79M12.3%

US QTLY DIV GRT$78.93M6.7%

U S EQUITY FACTR$73.43M6.3%

INTL EQTY FACTOR$66.29M5.6%

SHT TM US TRES$63.09M5.4%

ISHS 1-5YR INVS$60.88M5.2%

BETABUILDERS US$48.62M4.1%

Portfolio Concentration

Top 3$296.14M25.2%

4–10$361.09M30.8%

11–25$282.60M24.1%

Rest$233.74M19.9%

Top 3 weight

25.2%

Top 10 weight

56.0%

Voting Authority Distribution

Total shares with voting rights: 23.67M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

23.67M

% of voting shares100.0%

Investment Discretion (by position count)

Sole168

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings168

Rows:

ISHARES U S ETF TR

SOLE

SHORT DURATION B

Shares2.80M

TypeSH

Market value$143.79M

12.25%

Sole

0.00

Shared

0.00

None

2.80M

WISDOMTREE TR

SOLE

US QTLY DIV GRT

Shares887.23K

TypeSH

Market value$78.93M

6.73%

Sole

0.00

Shared

0.00

None

887.23K

ISHARES TR

SOLE

U S EQUITY FACTR

Shares1.06M

TypeSH

Market value$73.43M

6.26%

Sole

0.00

Shared

0.00

None

1.06M

ISHARES TR

SOLE

INTL EQTY FACTOR

Shares1.85M

TypeSH

Market value$66.29M

5.65%

Sole

0.00

Shared

0.00

None

1.85M

SCHWAB STRATEGIC TR

SOLE

SHT TM US TRES

Shares2.59M

TypeSH

Market value$63.09M

5.38%

Sole

0.00

Shared

0.00

None

2.59M

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares1.15M

TypeSH

Market value$60.88M

5.19%

Sole

0.00

Shared

0.00

None

1.15M

J P MORGAN EXCHANGE TRADED F

SOLE

BETABUILDERS US

Shares1.04M

TypeSH

Market value$48.62M

4.14%

Sole

0.00

Shared

0.00

None

1.04M

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares1.11M

TypeSH

Market value$47.41M

4.04%

Sole

0.00

Shared

0.00

None

1.11M

FIRST TR EXCHANGE-TRADED FD

SOLE

FST LOW OPPT EFT

Shares806.95K

TypeSH

Market value$40.18M

3.42%

Sole

0.00

Shared

0.00

None

806.95K

ISHARES TR

SOLE

US SML CAP EQT

Shares465.63K

TypeSH

Market value$34.62M

2.95%

Sole

0.00

Shared

0.00

None

465.63K

ISHARES INC

SOLE

MSCI EMRG CHN

Shares483.56K

TypeSH

Market value$32.65M

2.78%

Sole

0.00

Shared

0.00

None

483.56K

ISHARES TR

SOLE

MBS ETF

Shares321.67K

TypeSH

Market value$30.61M

2.61%

Sole

0.00

Shared

0.00

None

321.67K

VANECK ETF TRUST

SOLE

GOLD MINERS ETF

Shares353.57K

TypeSH

Market value$27.01M

2.30%

Sole

0.00

Shared

0.00

None

353.57K

AMERICAN CENTY ETF TR

SOLE

AVANTIS EMERGING

Shares406.03K

TypeSH

Market value$24.33M

2.07%

Sole

0.00

Shared

0.00

None

406.03K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares901.87K

TypeSH

Market value$23.76M

2.02%

Sole

0.00

Shared

0.00

None

901.87K

SCHWAB STRATEGIC TR

SOLE

US SML CAP ETF

Shares608.20K

TypeSH

Market value$16.97M

1.45%

Sole

0.00

Shared

0.00

None

608.20K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares152.22K

TypeSH

Market value$16.21M

1.38%

Sole

0.00

Shared

0.00

None

152.22K

WISDOMTREE TR

SOLE

TRUE EMERGING MK

Shares450.79K

TypeSH

Market value$15.61M

1.33%

Sole

0.00

Shared

0.00

None

450.79K

FIRST TR EXCHANGE TRADED FD

SOLE

NASDAQ CYB ETF

Shares196.97K

TypeSH

Market value$14.97M

1.28%

Sole

0.00

Shared

0.00

None

196.97K

AMERICAN CENTY ETF TR

SOLE

US LARGE CAP VLU

Shares205.47K

TypeSH

Market value$14.85M

1.27%

Sole

0.00

Shared

0.00

None

205.47K

APPLE INC

SOLE

COM

Shares52.99K

TypeSH

Market value$13.49M

1.15%

Sole

0.00

Shared

0.00

None

52.99K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares450.13K

TypeSH

Market value$13.34M

1.14%

Sole

0.00

Shared

0.00

None

450.13K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares130.39K

TypeSH

Market value$13.07M

1.11%

Sole

0.00

Shared

0.00

None

130.39K

GLOBAL X FDS

SOLE

RBTCS ARTFL INTE

Shares363.84K

TypeSH

Market value$12.89M

1.10%

Sole

0.00

Shared

0.00

None

363.84K

SPDR SERIES TRUST

SOLE

PORT MTG BK ETF

Shares571.93K

TypeSH

Market value$12.83M

1.09%

Sole

0.00

Shared

0.00

None

571.93K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES U S ETF TRSOLE	SHORT DURATION B	2.80M	SH	$143.79M 12.25%	2.80M
WISDOMTREE TRSOLE	US QTLY DIV GRT	887.23K	SH	$78.93M 6.73%	887.23K
ISHARES TRSOLE	U S EQUITY FACTR	1.06M	SH	$73.43M 6.26%	1.06M
ISHARES TRSOLE	INTL EQTY FACTOR	1.85M	SH	$66.29M 5.65%	1.85M
SCHWAB STRATEGIC TRSOLE	SHT TM US TRES	2.59M	SH	$63.09M 5.38%	2.59M
ISHARES TRSOLE	ISHS 1-5YR INVS	1.15M	SH	$60.88M 5.19%	1.15M
J P MORGAN EXCHANGE TRADED FSOLE	BETABUILDERS US	1.04M	SH	$48.62M 4.14%	1.04M
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	1.11M	SH	$47.41M 4.04%	1.11M
FIRST TR EXCHANGE-TRADED FDSOLE	FST LOW OPPT EFT	806.95K	SH	$40.18M 3.42%	806.95K
ISHARES TRSOLE	US SML CAP EQT	465.63K	SH	$34.62M 2.95%	465.63K
ISHARES INCSOLE	MSCI EMRG CHN	483.56K	SH	$32.65M 2.78%	483.56K
ISHARES TRSOLE	MBS ETF	321.67K	SH	$30.61M 2.61%	321.67K
VANECK ETF TRUSTSOLE	GOLD MINERS ETF	353.57K	SH	$27.01M 2.30%	353.57K
AMERICAN CENTY ETF TRSOLE	AVANTIS EMERGING	406.03K	SH	$24.33M 2.07%	406.03K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	901.87K	SH	$23.76M 2.02%	901.87K
SCHWAB STRATEGIC TRSOLE	US SML CAP ETF	608.20K	SH	$16.97M 1.45%	608.20K
ISHARES TRSOLE	NATIONAL MUN ETF	152.22K	SH	$16.21M 1.38%	152.22K
WISDOMTREE TRSOLE	TRUE EMERGING MK	450.79K	SH	$15.61M 1.33%	450.79K
FIRST TR EXCHANGE TRADED FDSOLE	NASDAQ CYB ETF	196.97K	SH	$14.97M 1.28%	196.97K
AMERICAN CENTY ETF TRSOLE	US LARGE CAP VLU	205.47K	SH	$14.85M 1.27%	205.47K
APPLE INCSOLE	COM	52.99K	SH	$13.49M 1.15%	52.99K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	450.13K	SH	$13.34M 1.14%	450.13K
ISHARES TRSOLE	CORE US AGGBD ET	130.39K	SH	$13.07M 1.11%	130.39K
GLOBAL X FDSSOLE	RBTCS ARTFL INTE	363.84K	SH	$12.89M 1.10%	363.84K
SPDR SERIES TRUSTSOLE	PORT MTG BK ETF	571.93K	SH	$12.83M 1.09%	571.93K

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