Filed: 4/28/2026ACC: 0002103352-26-000004
📋 What this filing means
CLARITY RETIREMENT & WEALTH, LLC filed this quarterly 13F‑HR report disclosing 26 equity positions with a total reported market value of $124.00M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
26
Positions
$124.00M
Total AUM (reported)
2.72M
Total Shares
Allocation by class
BLUE CHIP GRWTH$22.49M18.1%
SHS CREATION UNI$19.18M15.5%
ENHANCED INTL$13.19M10.6%
STATE STREET SPD$11.54M9.3%
INVESTMENT GR BD$9.00M7.3%
TOTAL BD ETF$8.60M6.9%
EMERG MKTS MLTFT$7.74M6.2%
Portfolio Concentration
Top 3$54.86M44.2%
4–10$48.32M39.0%
11–25$20.62M16.6%
Rest$201.3K0.2%
Top 3 weight
44.2%
Top 10 weight
83.2%
Voting Authority Distribution
Total shares with voting rights: 2.72M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2.72M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole23
Shared0
Other3
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings26
Rows:
FIDELITY COVINGTON TRUST
SOLEShares448.74K
TypeSH
Market value$22.49M
18.14%
Sole
0.00
Shared
0.00
None
448.74K
CAPITAL GROUP DIVIDEND VALUE
SOLEShares450.94K
TypeSH
Market value$19.18M
15.47%
Sole
0.00
Shared
0.00
None
450.94K
FIDELITY COVINGTON TRUST
SOLEShares354.53K
TypeSH
Market value$13.19M
10.64%
Sole
0.00
Shared
0.00
None
354.53K
SPDR SERIES TRUST
SOLEShares138.51K
TypeSH
Market value$10.60M
8.55%
Sole
0.00
Shared
0.00
None
138.51K
FIDELITY MERRIMACK STR TR
SOLEShares209.17K
TypeSH
Market value$9.00M
7.26%
Sole
0.00
Shared
0.00
None
209.17K
FIDELITY MERRIMACK STR TR
SOLEShares188.59K
TypeSH
Market value$8.60M
6.94%
Sole
0.00
Shared
0.00
None
188.59K
FIDELITY COVINGTON TRUST
SOLEShares244.94K
TypeSH
Market value$7.74M
6.24%
Sole
0.00
Shared
0.00
None
244.94K
ISHARES TR
SOLEShares119.75K
TypeSH
Market value$5.09M
4.10%
Sole
0.00
Shared
0.00
None
119.75K
T ROWE PRICE ETF INC
SOLEShares75.01K
TypeSH
Market value$3.78M
3.05%
Sole
0.00
Shared
0.00
None
75.01K
FIDELITY COVINGTON TRUST
SOLEShares110.02K
TypeSH
Market value$3.52M
2.83%
Sole
0.00
Shared
0.00
None
110.02K
FIDELITY MERRIMACK STR TR
SOLEShares66.90K
TypeSH
Market value$3.39M
2.73%
Sole
0.00
Shared
0.00
None
66.90K
J P MORGAN EXCHANGE TRADED F
SOLEShares48.74K
TypeSH
Market value$3.11M
2.51%
Sole
0.00
Shared
0.00
None
48.74K
PGIM ETF TR
SOLEShares68.01K
TypeSH
Market value$2.36M
1.90%
Sole
0.00
Shared
0.00
None
68.01K
ISHARES TR
SOLEShares2.79K
TypeSH
Market value$1.82M
1.47%
Sole
0.00
Shared
0.00
None
2.79K
VANGUARD INDEX FDS
SOLEShares2.52K
TypeSH
Market value$1.51M
1.22%
Sole
0.00
Shared
0.00
None
2.52K
ISHARES TR
OTRShares14.57K
TypeSH
Market value$1.45M
1.17%
Sole
0.00
Shared
0.00
None
14.57K
VANGUARD INDEX FDS
SOLEShares6.83K
TypeSH
Market value$1.34M
1.08%
Sole
0.00
Shared
0.00
None
6.83K
FRANKLIN TEMPLETON ETF TR
SOLEShares45.33K
TypeSH
Market value$1.12M
0.91%
Sole
0.00
Shared
0.00
None
45.33K
SSGA ACTIVE TR
SOLEShares37.03K
TypeSH
Market value$1.07M
0.86%
Sole
0.00
Shared
0.00
None
37.03K
SPDR SERIES TRUST
SOLEShares35.61K
TypeSH
Market value$936.6K
0.76%
Sole
0.00
Shared
0.00
None
35.61K
DBX ETF TR
SOLEShares35.93K
TypeSH
Market value$885.0K
0.71%
Sole
0.00
Shared
0.00
None
35.93K
J P MORGAN EXCHANGE TRADED F
SOLEShares11.71K
TypeSH
Market value$585.3K
0.47%
Sole
0.00
Shared
0.00
None
11.71K
SELECT SECTOR SPDR TR
OTRShares3.54K
TypeSH
Market value$470.2K
0.38%
Sole
0.00
Shared
0.00
None
3.54K
STATE STR SPDR S&P 500 ETF T
OTRShares544.00
TypeSH
Market value$353.8K
0.29%
Sole
0.00
Shared
0.00
None
544.00
INVESCO QQQ TR
SOLEShares384.00
TypeSH
Market value$221.6K
0.18%
Sole
0.00
Shared
0.00
None
384.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
FIDELITY COVINGTON TRUSTSOLE | BLUE CHIP GRWTH | 448.74K | SH | $22.49M 18.14% | 0.00 | 0.00 | 448.74K |
CAPITAL GROUP DIVIDEND VALUESOLE | SHS CREATION UNI | 450.94K | SH | $19.18M 15.47% | 0.00 | 0.00 | 450.94K |
FIDELITY COVINGTON TRUSTSOLE | ENHANCED INTL | 354.53K | SH | $13.19M 10.64% | 0.00 | 0.00 | 354.53K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 138.51K | SH | $10.60M 8.55% | 0.00 | 0.00 | 138.51K |
FIDELITY MERRIMACK STR TRSOLE | INVESTMENT GR BD | 209.17K | SH | $9.00M 7.26% | 0.00 | 0.00 | 209.17K |
FIDELITY MERRIMACK STR TRSOLE | TOTAL BD ETF | 188.59K | SH | $8.60M 6.94% | 0.00 | 0.00 | 188.59K |
FIDELITY COVINGTON TRUSTSOLE | EMERG MKTS MLTFT | 244.94K | SH | $7.74M 6.24% | 0.00 | 0.00 | 244.94K |
ISHARES TRSOLE | HDG MSCI EAFE | 119.75K | SH | $5.09M 4.10% | 0.00 | 0.00 | 119.75K |
T ROWE PRICE ETF INCSOLE | FLOATING RATE | 75.01K | SH | $3.78M 3.05% | 0.00 | 0.00 | 75.01K |
FIDELITY COVINGTON TRUSTSOLE | FUNDAMENTAL SMAL | 110.02K | SH | $3.52M 2.83% | 0.00 | 0.00 | 110.02K |
FIDELITY MERRIMACK STR TRSOLE | MUN BD OPPORTUN | 66.90K | SH | $3.39M 2.73% | 0.00 | 0.00 | 66.90K |
J P MORGAN EXCHANGE TRADED FSOLE | HEDGED EQUITY LA | 48.74K | SH | $3.11M 2.51% | 0.00 | 0.00 | 48.74K |
PGIM ETF TRSOLE | ACTV HY BD ETF | 68.01K | SH | $2.36M 1.90% | 0.00 | 0.00 | 68.01K |
ISHARES TRSOLE | CORE S&P500 ETF | 2.79K | SH | $1.82M 1.47% | 0.00 | 0.00 | 2.79K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 2.52K | SH | $1.51M 1.22% | 0.00 | 0.00 | 2.52K |
ISHARES TROTR | CORE US AGGBD ET | 14.57K | SH | $1.45M 1.17% | 0.00 | 0.00 | 14.57K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 6.83K | SH | $1.34M 1.08% | 0.00 | 0.00 | 6.83K |
FRANKLIN TEMPLETON ETF TRSOLE | FRANKLIN DYN MUN | 45.33K | SH | $1.12M 0.91% | 0.00 | 0.00 | 45.33K |
SSGA ACTIVE TRSOLE | SST BRIDGEWATER | 37.03K | SH | $1.07M 0.86% | 0.00 | 0.00 | 37.03K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 35.61K | SH | $936.6K 0.76% | 0.00 | 0.00 | 35.61K |
DBX ETF TRSOLE | XTRACK MUN INFRA | 35.93K | SH | $885.0K 0.71% | 0.00 | 0.00 | 35.93K |
J P MORGAN EXCHANGE TRADED FSOLE | MUNICIPAL ETF | 11.71K | SH | $585.3K 0.47% | 0.00 | 0.00 | 11.71K |
SELECT SECTOR SPDR TROTR | STATE STREET TEC | 3.54K | SH | $470.2K 0.38% | 0.00 | 0.00 | 3.54K |
STATE STR SPDR S&P 500 ETF TOTR | TR UNIT | 544.00 | SH | $353.8K 0.29% | 0.00 | 0.00 | 544.00 |
INVESCO QQQ TRSOLE | UNIT SER 1 | 384.00 | SH | $221.6K 0.18% | 0.00 | 0.00 | 384.00 |
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