CITIZENS BUSINESS BANK

Filed: 7/29/2025ACC: 0001085146-25-004241

📋 What this filing means

CITIZENS BUSINESS BANK filed this quarterly 13F‑HR report disclosing 101 equity positions with a total reported market value of $514.55M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

101

Positions

$514.55M

Total AUM (reported)

4.84M

Total Shares

Allocation by class

COM$258.77M50.3%

RUS MID CAP ETF$59.33M11.5%

VAN FTSE DEV MKT$51.39M10.0%

CL A$30.69M6.0%

COM NEW$23.37M4.5%

ACTIVE BOND ETF$10.70M2.1%

MSCI EAFE ETF$9.15M1.8%

Portfolio Concentration

Top 3$137.70M26.8%

4–10$99.19M19.3%

11–25$115.41M22.4%

Rest$162.26M31.5%

Top 3 weight

26.8%

Top 10 weight

46.0%

Voting Authority Distribution

Total shares with voting rights: 4.84M

Sole

Full voting authority

4.82M

% of voting shares99.5%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

24.54K

% of voting shares0.5%

Investment Discretion (by position count)

Sole57

Shared0

Other44

Dominant voting typeSole · 99.5% of voting shares

Institutional Holdings101

Rows:

ISHARES TR

OTR

RUS MID CAP ETF

Shares645.12K

TypeSH

Market value$59.33M

11.53%

Sole

642.74K

Shared

0.00

None

2.38K

VANGUARD TAX-MANAGED FDS

OTR

VAN FTSE DEV MKT

Shares901.46K

TypeSH

Market value$51.39M

9.99%

Sole

897.64K

Shared

0.00

None

3.82K

NVIDIA CORPORATION

OTR

COM

Shares170.72K

TypeSH

Market value$26.97M

5.24%

Sole

170.52K

Shared

0.00

None

196.00

PALANTIR TECHNOLOGIES INC

OTR

CL A

Shares138.87K

TypeSH

Market value$18.93M

3.68%

Sole

138.67K

Shared

0.00

None

201.00

BROADCOM INC

SOLE

COM

Shares57.87K

TypeSH

Market value$15.95M

3.10%

Sole

57.80K

Shared

0.00

None

70.00

APPLE INC

SOLE

COM

Shares71.16K

TypeSH

Market value$14.60M

2.84%

Sole

71.08K

Shared

0.00

None

80.00

CVB FINL CORP

OTR

COM

Shares344.58K

TypeSH

Market value$13.64M

2.65%

Sole

344.58K

Shared

0.00

None

0.00

QUANTA SVCS INC

SOLE

COM

Shares33.95K

TypeSH

Market value$12.84M

2.49%

Sole

33.90K

Shared

0.00

None

49.00

MICROSOFT CORP

DFND

COM

Shares25.20K

TypeSH

Market value$12.53M

2.44%

Sole

25.17K

Shared

0.00

None

28.00

J P MORGAN EXCHANGE TRADED F

SOLE

ACTIVE BOND ETF

Shares199.66K

TypeSH

Market value$10.70M

2.08%

Sole

197.37K

Shared

0.00

None

2.29K

AMAZON COM INC

OTR

COM

Shares43.45K

TypeSH

Market value$9.53M

1.85%

Sole

43.39K

Shared

0.00

None

61.00

ISHARES TR

SOLE

MSCI EAFE ETF

Shares102.39K

TypeSH

Market value$9.15M

1.78%

Sole

102.39K

Shared

0.00

None

0.00

JPMORGAN CHASE & CO.

OTR

COM

Shares30.99K

TypeSH

Market value$8.99M

1.75%

Sole

30.96K

Shared

0.00

None

31.00

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares14.42K

TypeSH

Market value$8.91M

1.73%

Sole

14.42K

Shared

0.00

None

3.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares15.46K

TypeSH

Market value$8.78M

1.71%

Sole

14.53K

Shared

0.00

None

936.00

CHENIERE ENERGY INC

OTR

COM NEW

Shares35.17K

TypeSH

Market value$8.57M

1.66%

Sole

35.12K

Shared

0.00

None

49.00

ISHARES INC

SOLE

MSCI EMRG CHN

Shares131.07K

TypeSH

Market value$8.28M

1.61%

Sole

130.56K

Shared

0.00

None

512.00

GOLDMAN SACHS GROUP INC

SOLE

COM

Shares11.04K

TypeSH

Market value$7.81M

1.52%

Sole

10.98K

Shared

0.00

None

62.00

ISHARES TR

SOLE

RUSSELL 2000 ETF

Shares34.26K

TypeSH

Market value$7.39M

1.44%

Sole

34.24K

Shared

0.00

None

14.00

UBER TECHNOLOGIES INC

SOLE

COM

Shares76.02K

TypeSH

Market value$7.09M

1.38%

Sole

75.90K

Shared

0.00

None

116.00

BANK AMERICA CORP

SOLE

COM

Shares136.07K

TypeSH

Market value$6.44M

1.25%

Sole

135.94K

Shared

0.00

None

136.00

SCHWAB CHARLES CORP

DFND

COM

Shares69.11K

TypeSH

Market value$6.31M

1.23%

Sole

69.03K

Shared

0.00

None

81.00

ISHARES TR

OTR

CORE S&P SCP ETF

Shares56.80K

TypeSH

Market value$6.21M

1.21%

Sole

56.37K

Shared

0.00

None

436.00

FIRST TR EXCH TRADED FD III

SOLE

CALIF MUN INCM

Shares125.72K

TypeSH

Market value$6.03M

1.17%

Sole

125.72K

Shared

0.00

None

0.00

TRAVELERS COMPANIES INC

OTR

COM

Shares22.13K

TypeSH

Market value$5.92M

1.15%

Sole

22.11K

Shared

0.00

None

24.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TROTR	RUS MID CAP ETF	645.12K	SH	$59.33M 11.53%	642.74K	2.38K
VANGUARD TAX-MANAGED FDSOTR	VAN FTSE DEV MKT	901.46K	SH	$51.39M 9.99%	897.64K	3.82K
NVIDIA CORPORATIONOTR	COM	170.72K	SH	$26.97M 5.24%	170.52K	196.00
PALANTIR TECHNOLOGIES INCOTR	CL A	138.87K	SH	$18.93M 3.68%	138.67K	201.00
BROADCOM INCSOLE	COM	57.87K	SH	$15.95M 3.10%	57.80K	70.00
APPLE INCSOLE	COM	71.16K	SH	$14.60M 2.84%	71.08K	80.00
CVB FINL CORPOTR	COM	344.58K	SH	$13.64M 2.65%	344.58K	0.00
QUANTA SVCS INCSOLE	COM	33.95K	SH	$12.84M 2.49%	33.90K	49.00
MICROSOFT CORPDFND	COM	25.20K	SH	$12.53M 2.44%	25.17K	28.00
J P MORGAN EXCHANGE TRADED FSOLE	ACTIVE BOND ETF	199.66K	SH	$10.70M 2.08%	197.37K	2.29K
AMAZON COM INCOTR	COM	43.45K	SH	$9.53M 1.85%	43.39K	61.00
ISHARES TRSOLE	MSCI EAFE ETF	102.39K	SH	$9.15M 1.78%	102.39K	0.00
JPMORGAN CHASE & CO.OTR	COM	30.99K	SH	$8.99M 1.75%	30.96K	31.00
SPDR S&P 500 ETF TRSOLE	TR UNIT	14.42K	SH	$8.91M 1.73%	14.42K	3.00
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	15.46K	SH	$8.78M 1.71%	14.53K	936.00
CHENIERE ENERGY INCOTR	COM NEW	35.17K	SH	$8.57M 1.66%	35.12K	49.00
ISHARES INCSOLE	MSCI EMRG CHN	131.07K	SH	$8.28M 1.61%	130.56K	512.00
GOLDMAN SACHS GROUP INCSOLE	COM	11.04K	SH	$7.81M 1.52%	10.98K	62.00
ISHARES TRSOLE	RUSSELL 2000 ETF	34.26K	SH	$7.39M 1.44%	34.24K	14.00
UBER TECHNOLOGIES INCSOLE	COM	76.02K	SH	$7.09M 1.38%	75.90K	116.00
BANK AMERICA CORPSOLE	COM	136.07K	SH	$6.44M 1.25%	135.94K	136.00
SCHWAB CHARLES CORPDFND	COM	69.11K	SH	$6.31M 1.23%	69.03K	81.00
ISHARES TROTR	CORE S&P SCP ETF	56.80K	SH	$6.21M 1.21%	56.37K	436.00
FIRST TR EXCH TRADED FD IIISOLE	CALIF MUN INCM	125.72K	SH	$6.03M 1.17%	125.72K	0.00
TRAVELERS COMPANIES INCOTR	COM	22.13K	SH	$5.92M 1.15%	22.11K	24.00

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