CHYBOWSKI JOSEPH M. (SVP & Chief Financial Officer) sold 5.6% of their position (7K shares) of BRIDGEWATER BANCSHARES INC on the open market

Open‑market sale worth $132.7K — a moderate reduction. Review remaining holdings and any 10b5‑1 plan disclosures.

S · 1 sale

CHYBOWSKI JOSEPH M.

Filed: 6/5/2026ACC: 0001732715-26-000004

InsiderCHYBOWSKI JOSEPH M.CIK 1732715

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IssuerBRIDGEWATER BANCSHARES INCCIK 1341317

Officer· SVP & Chief Financial Officer

Since Oct 2018

-7K

Net shares

Net seller

$132.7K

Total sold

Open market trades

0B · 1S

Total transactions

7K acquired · 14K disposed

Non-Derivative Transactions2

Common Stock

Direct

M · Option Exercise

+7K

Price / share

$7.47

Trade value

$52.29K

% of position

5.9%

6/5/2026

118.50K→125.50K

Common Stock

Direct

S · Sale

−7K

Price / share

$18.96

Trade value

$132.72K

% of position

5.6%

6/5/2026

125.50K→118.50K

Total

Net shares

+0.00

Net value

-$80.43K

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Common Stock Direct	6/5/2026	M · Option Exercise	+7K	$7.47	$52.29K	5.9%	118.50K	125.50K
Common Stock Direct	6/5/2026	S · Sale	−7K	$18.96	$132.72K	5.6%	125.50K	118.50K
Total			+0.00		-$80.43K

Derivative Transactions1

Option to buy

Direct

M · Option Exercise

Converts to

Common Stock

7K shares

−7K

Strike price

7.47

Held after

129.50K

Exercisable

—

6/5/2026

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Option to buy Direct	Common Stock7K shares	6/5/2026	M · Option Exercise	−7K	7.47	—	129.50K

Non-Derivative Holdings (Post-Transaction)1

Common Stock

Indirect

Shares owned1K

Total

1K indirect1K

Security Title	Shares Owned	Ownership Type
Common Stock	1K	Indirect
Total	1K	1K indirect

Derivative Holdings (Post-Transaction)3

Option to buy

Direct

Underlying security

Common Stock

Underlying shares

23K

Shares owned

23K

Exercise price

12.92

Expiration

—

Exercise window

—

Option to buy

Direct

Underlying security

Common Stock

Underlying shares

30K

Shares owned

30K

Exercise price

17.50

Expiration

—

Exercise window

—

Option to buy

Direct

Underlying security

Common Stock

Underlying shares

20K

Shares owned

20K

Exercise price

17.50

Expiration

—

Exercise window

—

Total

Underlying

73K

Owned

73K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
Option to buy Direct	Common Stock	12.92	—	—	23K	23K
Option to buy Direct	Common Stock	17.50	—	—	30K	30K
Option to buy Direct	Common Stock	17.50	—	—	20K	20K
Total					73K	73K