CHERRY TREE WEALTH MANAGEMENT, LLC

Filed: 2/10/2026ACC: 0001985414-26-000001

📋 What this filing means

CHERRY TREE WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 586 equity positions with a total reported market value of $473.61M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

586

Positions

$473.61M

Total AUM (reported)

8.37M

Total Shares

Allocation by class

STATE STREET SPD$56.81M12.0%

COM$33.98M7.2%

TOTAL BND MRKT$20.16M4.3%

VALUE ETF$18.88M4.0%

VAN FTSE DEV MKT$18.69M3.9%

FUNDAMENTAL INTL$18.61M3.9%

CORE S&P500 ETF$16.59M3.5%

Portfolio Concentration

Top 3$61.98M13.1%

4–10$105.19M22.2%

11–25$126.01M26.6%

Rest$180.43M38.1%

Top 3 weight

13.1%

Top 10 weight

35.3%

Voting Authority Distribution

Total shares with voting rights: 8.37M

Sole

Full voting authority

8.28M

% of voting shares98.9%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

89.60K

% of voting shares1.1%

Investment Discretion (by position count)

Sole586

Shared0

Other0

Dominant voting typeSole · 98.9% of voting shares

Institutional Holdings586

Rows:

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares642.33K

TypeSH

Market value$21.72M

4.59%

Sole

633.27K

Shared

0.00

None

9.05K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares272.19K

TypeSH

Market value$20.16M

4.26%

Sole

267.06K

Shared

0.00

None

5.13K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares665.62K

TypeSH

Market value$20.10M

4.24%

Sole

662.62K

Shared

0.00

None

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares98.87K

TypeSH

Market value$18.88M

3.99%

Sole

97.56K

Shared

0.00

None

1.31K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares299.20K

TypeSH

Market value$18.69M

3.95%

Sole

297.59K

Shared

0.00

None

1.61K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares24.21K

TypeSH

Market value$16.59M

3.50%

Sole

23.43K

Shared

0.00

None

782.00

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares92.06K

TypeSH

Market value$13.21M

2.79%

Sole

90.89K

Shared

0.00

None

1.17K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares425.84K

TypeSH

Market value$13.09M

2.76%

Sole

421.77K

Shared

0.00

None

4.08K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares58.60K

TypeSH

Market value$12.41M

2.62%

Sole

58.10K

Shared

0.00

None

509.00

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares311.25K

TypeSH

Market value$12.32M

2.60%

Sole

297.63K

Shared

0.00

None

13.62K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares47.62K

TypeSH

Market value$12.28M

2.59%

Sole

47.26K

Shared

0.00

None

363.00

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares136.84K

TypeSH

Market value$10.91M

2.30%

Sole

133.70K

Shared

0.00

None

3.14K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL INTL

Shares232.48K

TypeSH

Market value$10.51M

2.22%

Sole

229.39K

Shared

0.00

None

3.09K

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares141.38K

TypeSH

Market value$10.40M

2.20%

Sole

137.28K

Shared

0.00

None

4.10K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares129.56K

TypeSH

Market value$10.21M

2.16%

Sole

127.89K

Shared

0.00

None

1.66K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares176.04K

TypeSH

Market value$8.71M

1.84%

Sole

175.08K

Shared

0.00

None

963.00

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL INTL

Shares181.75K

TypeSH

Market value$8.10M

1.71%

Sole

177.57K

Shared

0.00

None

4.18K

VANGUARD WHITEHALL FDS

SOLE

INTL HIGH ETF

Shares88.49K

TypeSH

Market value$7.96M

1.68%

Sole

86.94K

Shared

0.00

None

1.56K

AMERICAN CENTY ETF TR

SOLE

US LARGE CAP VLU

Shares104.96K

TypeSH

Market value$7.95M

1.68%

Sole

101.87K

Shared

0.00

None

3.09K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares145.29K

TypeSH

Market value$7.31M

1.54%

Sole

145.29K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares127.22K

TypeSH

Market value$6.84M

1.44%

Sole

126.69K

Shared

0.00

None

525.00

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares85.99K

TypeSH

Market value$6.49M

1.37%

Sole

84.55K

Shared

0.00

None

1.44K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares33K

TypeSH

Market value$6.32M

1.33%

Sole

32.88K

Shared

0.00

None

122.00

DIMENSIONAL ETF TRUST

SOLE

US MKTWIDE VALUE

Shares130.86K

TypeSH

Market value$6.10M

1.29%

Sole

130.86K

Shared

0.00

None

0.00

ISHARES TR

SOLE

IBDS DEC28 ETF

Shares232.60K

TypeSH

Market value$5.92M

1.25%

Sole

232.60K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SPDR SERIES TRUSTSOLE	STATE STREET SPD	642.33K	SH	$21.72M 4.59%	633.27K	9.05K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	272.19K	SH	$20.16M 4.26%	267.06K	5.13K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	665.62K	SH	$20.10M 4.24%	662.62K	3K
VANGUARD INDEX FDSSOLE	VALUE ETF	98.87K	SH	$18.88M 3.99%	97.56K	1.31K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	299.20K	SH	$18.69M 3.95%	297.59K	1.61K
ISHARES TRSOLE	CORE S&P500 ETF	24.21K	SH	$16.59M 3.50%	23.43K	782.00
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	92.06K	SH	$13.21M 2.79%	90.89K	1.17K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	425.84K	SH	$13.09M 2.76%	421.77K	4.08K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	58.60K	SH	$12.41M 2.62%	58.10K	509.00
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	311.25K	SH	$12.32M 2.60%	297.63K	13.62K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	47.62K	SH	$12.28M 2.59%	47.26K	363.00
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	136.84K	SH	$10.91M 2.30%	133.70K	3.14K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL INTL	232.48K	SH	$10.51M 2.22%	229.39K	3.09K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	141.38K	SH	$10.40M 2.20%	137.28K	4.10K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	129.56K	SH	$10.21M 2.16%	127.89K	1.66K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	176.04K	SH	$8.71M 1.84%	175.08K	963.00
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL INTL	181.75K	SH	$8.10M 1.71%	177.57K	4.18K
VANGUARD WHITEHALL FDSSOLE	INTL HIGH ETF	88.49K	SH	$7.96M 1.68%	86.94K	1.56K
AMERICAN CENTY ETF TRSOLE	US LARGE CAP VLU	104.96K	SH	$7.95M 1.68%	101.87K	3.09K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	145.29K	SH	$7.31M 1.54%	145.29K	0.00
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	127.22K	SH	$6.84M 1.44%	126.69K	525.00
VANGUARD STAR FDSSOLE	VG TL INTL STK F	85.99K	SH	$6.49M 1.37%	84.55K	1.44K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	33K	SH	$6.32M 1.33%	32.88K	122.00
DIMENSIONAL ETF TRUSTSOLE	US MKTWIDE VALUE	130.86K	SH	$6.10M 1.29%	130.86K	0.00
ISHARES TRSOLE	IBDS DEC28 ETF	232.60K	SH	$5.92M 1.25%	232.60K	0.00

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