CHARLES SCHWAB TRUST CO

Filed: 1/9/2026ACC: 0001789219-26-000002

📋 What this filing means

CHARLES SCHWAB TRUST CO filed this quarterly 13F‑HR report disclosing 171 equity positions with a total reported market value of $1.52B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

171

Positions

$1.52B

Total AUM (reported)

35.41M

Total Shares

Allocation by class

US AGGREGATE B$145.25M9.5%

COM$138.89M9.1%

S&P 500 ETF SHS$117.66M7.7%

US LRG CAP ETF$113.42M7.5%

FUNDAMENTAL US L$84.62M5.6%

INTL EQTY ETF$84.32M5.5%

CORE US AGGBD ET$69.37M4.6%

Portfolio Concentration

Top 3$376.33M24.7%

4–10$451.26M29.7%

11–25$366.82M24.1%

Rest$327.23M21.5%

Top 3 weight

24.7%

Top 10 weight

54.4%

Voting Authority Distribution

Total shares with voting rights: 35.41M

Sole

Full voting authority

35.41M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole171

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings171

Rows:

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares6.22M

TypeSH

Market value$145.25M

9.55%

Sole

6.22M

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares187.61K

TypeSH

Market value$117.66M

7.73%

Sole

187.61K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares4.21M

TypeSH

Market value$113.42M

7.45%

Sole

4.21M

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US L

Shares3.11M

TypeSH

Market value$84.62M

5.56%

Sole

3.11M

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares3.51M

TypeSH

Market value$84.32M

5.54%

Sole

3.51M

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE US AGGBD ET

Shares694.48K

TypeSH

Market value$69.37M

4.56%

Sole

694.48K

Shared

0.00

None

0.00

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares1.08M

TypeSH

Market value$67.47M

4.43%

Sole

1.08M

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares1.75M

TypeSH

Market value$57.19M

3.76%

Sole

1.75M

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL INTL

Shares1.05M

TypeSH

Market value$47.27M

3.11%

Sole

1.05M

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P US GWT

Shares244.35K

TypeSH

Market value$41.04M

2.70%

Sole

244.35K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares502.27K

TypeSH

Market value$37.20M

2.44%

Sole

502.27K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

SOLE

RAFI US 1000 ETF

Shares649.38K

TypeSH

Market value$30.47M

2.00%

Sole

649.38K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US REIT ETF

Shares1.36M

TypeSH

Market value$28.42M

1.87%

Sole

1.36M

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares38.59K

TypeSH

Market value$26.43M

1.74%

Sole

38.59K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

SHT TM US TRES

Shares1.04M

TypeSH

Market value$25.28M

1.66%

Sole

1.04M

Shared

0.00

None

0.00

ISHARES TR

SOLE

CRE U S REIT ETF

Shares418.34K

TypeSH

Market value$23.83M

1.57%

Sole

418.34K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

RAFI DVLPD MRKTS

Shares361.45K

TypeSH

Market value$23.69M

1.56%

Sole

361.45K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

MUN BD ETF

Shares916.08K

TypeSH

Market value$23.60M

1.55%

Sole

916.08K

Shared

0.00

None

0.00

NVIDIA CORPORATION

SOLE

COM

Shares124.75K

TypeSH

Market value$23.26M

1.53%

Sole

124.75K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US SML CAP ETF

Shares782.78K

TypeSH

Market value$22.29M

1.47%

Sole

782.78K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares377.65K

TypeSH

Market value$22.18M

1.46%

Sole

377.65K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

EMRG MKTEQ ETF

Shares668.27K

TypeSH

Market value$21.89M

1.44%

Sole

668.27K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares76.43K

TypeSH

Market value$19.72M

1.30%

Sole

76.43K

Shared

0.00

None

0.00

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares180.50K

TypeSH

Market value$19.33M

1.27%

Sole

180.50K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL SCEQT ETF

Shares422.41K

TypeSH

Market value$19.23M

1.26%

Sole

422.41K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	6.22M	SH	$145.25M 9.55%	6.22M
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	187.61K	SH	$117.66M 7.73%	187.61K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	4.21M	SH	$113.42M 7.45%	4.21M
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US L	3.11M	SH	$84.62M 5.56%	3.11M
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	3.51M	SH	$84.32M 5.54%	3.51M
ISHARES TRSOLE	CORE US AGGBD ET	694.48K	SH	$69.37M 4.56%	694.48K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	1.08M	SH	$67.47M 4.43%	1.08M
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	1.75M	SH	$57.19M 3.76%	1.75M
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL INTL	1.05M	SH	$47.27M 3.11%	1.05M
ISHARES TRSOLE	CORE S&P US GWT	244.35K	SH	$41.04M 2.70%	244.35K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	502.27K	SH	$37.20M 2.44%	502.27K
INVESCO EXCHANGE TRADED FD TSOLE	RAFI US 1000 ETF	649.38K	SH	$30.47M 2.00%	649.38K
SCHWAB STRATEGIC TRSOLE	US REIT ETF	1.36M	SH	$28.42M 1.87%	1.36M
ISHARES TRSOLE	CORE S&P500 ETF	38.59K	SH	$26.43M 1.74%	38.59K
SCHWAB STRATEGIC TRSOLE	SHT TM US TRES	1.04M	SH	$25.28M 1.66%	1.04M
ISHARES TRSOLE	CRE U S REIT ETF	418.34K	SH	$23.83M 1.57%	418.34K
INVESCO EXCH TRADED FD TR IISOLE	RAFI DVLPD MRKTS	361.45K	SH	$23.69M 1.56%	361.45K
SCHWAB STRATEGIC TRSOLE	MUN BD ETF	916.08K	SH	$23.60M 1.55%	916.08K
NVIDIA CORPORATIONSOLE	COM	124.75K	SH	$23.26M 1.53%	124.75K
SCHWAB STRATEGIC TRSOLE	US SML CAP ETF	782.78K	SH	$22.29M 1.47%	782.78K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	377.65K	SH	$22.18M 1.46%	377.65K
SCHWAB STRATEGIC TRSOLE	EMRG MKTEQ ETF	668.27K	SH	$21.89M 1.44%	668.27K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	76.43K	SH	$19.72M 1.30%	76.43K
ISHARES TRSOLE	NATIONAL MUN ETF	180.50K	SH	$19.33M 1.27%	180.50K
SCHWAB STRATEGIC TRSOLE	INTL SCEQT ETF	422.41K	SH	$19.23M 1.26%	422.41K

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