CHANDLER ASSET MANAGEMENT, INC.

Filed: 2/13/2026ACC: 0001665018-26-000002

📋 What this filing means

CHANDLER ASSET MANAGEMENT, INC. filed this quarterly 13F‑HR report disclosing 22 equity positions with a total reported market value of $631.86M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$631.86M

Total AUM (reported)

6.58M

Total Shares

Allocation by class

TOTAL BND MRKT$124.59M19.7%

CORE S&P500 ETF$116.89M18.5%

CORE S&P MCP ETF$97.40M15.4%

US MID-CAP ETF$68.79M10.9%

VAN FTSE DEV MKT$57.64M9.1%

REAL ESTATE ETF$37.03M5.9%

TOTAL STK MKT$34.41M5.4%

Portfolio Concentration

Top 3$338.88M53.6%

4–10$258.98M41.0%

11–25$34.01M5.4%

Top 3 weight

53.6%

Top 10 weight

94.6%

Voting Authority Distribution

Total shares with voting rights: 6.58M

Sole

Full voting authority

4.79M

% of voting shares72.7%

Shared

Joint voting authority

1.79M

% of voting shares27.3%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole22

Shared0

Other0

Dominant voting typeSole · 72.7% of voting shares

Institutional Holdings22

Rows:

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares1.68M

TypeSH

Market value$124.59M

19.72%

Sole

1.02M

Shared

658K

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares170.65K

TypeSH

Market value$116.89M

18.50%

Sole

140.86K

Shared

29.79K

None

0.00

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares1.48M

TypeSH

Market value$97.40M

15.41%

Sole

1.14M

Shared

334K

None

0.00

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares260.33K

TypeSH

Market value$67.15M

10.63%

Sole

214.23K

Shared

46.10K

None

0.00

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares922.70K

TypeSH

Market value$57.64M

9.12%

Sole

711.65K

Shared

211.05K

None

0.00

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares418.42K

TypeSH

Market value$37.03M

5.86%

Sole

331.92K

Shared

86.50K

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares102.64K

TypeSH

Market value$34.41M

5.45%

Sole

102.64K

Shared

0.00

None

0.00

SPDR SERIES TRUST

SOLE

BLOOMBERG HIGH Y

Shares279.83K

TypeSH

Market value$27.20M

4.31%

Sole

159.18K

Shared

120.64K

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares425.18K

TypeSH

Market value$22.86M

3.62%

Sole

320.28K

Shared

104.90K

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

GLB EX US ETF

Shares276.76K

TypeSH

Market value$12.69M

2.01%

Sole

183.48K

Shared

93.28K

None

0.00

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares143.03K

TypeSH

Market value$6.91M

1.09%

Sole

63.99K

Shared

79.05K

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

MTG-BKD SECS ETF

Shares133.10K

TypeSH

Market value$6.27M

0.99%

Sole

133.10K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares52.37K

TypeSH

Market value$4.18M

0.66%

Sole

52.37K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE US AGGBD ET

Shares34.48K

TypeSH

Market value$3.44M

0.55%

Sole

13.58K

Shared

20.90K

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares36.22K

TypeSH

Market value$3.03M

0.48%

Sole

36.22K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares38.16K

TypeSH

Market value$2.24M

0.35%

Sole

38.16K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares32.95K

TypeSH

Market value$1.97M

0.31%

Sole

32.95K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares54.59K

TypeSH

Market value$1.64M

0.26%

Sole

54.59K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares5.53K

TypeSH

Market value$1.61M

0.25%

Sole

0.00

Shared

5.53K

None

0.00

ISHARES TR

SOLE

RUS 1000 ETF

Shares3K

TypeSH

Market value$1.12M

0.18%

Sole

0.00

Shared

None

0.00

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares9.15K

TypeSH

Market value$1.10M

0.17%

Sole

9.15K

Shared

0.00

None

0.00

ISHARES S&P GSCI COMMODITY-

SOLE

UNIT BEN INT

Shares21.61K

TypeSH

Market value$498.2K

0.08%

Sole

21.61K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	1.68M	SH	$124.59M 19.72%	1.02M	658K
ISHARES TRSOLE	CORE S&P500 ETF	170.65K	SH	$116.89M 18.50%	140.86K	29.79K
ISHARES TRSOLE	CORE S&P MCP ETF	1.48M	SH	$97.40M 15.41%	1.14M	334K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	260.33K	SH	$67.15M 10.63%	214.23K	46.10K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	922.70K	SH	$57.64M 9.12%	711.65K	211.05K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	418.42K	SH	$37.03M 5.86%	331.92K	86.50K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	102.64K	SH	$34.41M 5.45%	102.64K	0.00
SPDR SERIES TRUSTSOLE	BLOOMBERG HIGH Y	279.83K	SH	$27.20M 4.31%	159.18K	120.64K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	425.18K	SH	$22.86M 3.62%	320.28K	104.90K
VANGUARD INTL EQUITY INDEX FSOLE	GLB EX US ETF	276.76K	SH	$12.69M 2.01%	183.48K	93.28K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	143.03K	SH	$6.91M 1.09%	63.99K	79.05K
VANGUARD SCOTTSDALE FDSSOLE	MTG-BKD SECS ETF	133.10K	SH	$6.27M 0.99%	133.10K	0.00
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	52.37K	SH	$4.18M 0.66%	52.37K	0.00
ISHARES TRSOLE	CORE US AGGBD ET	34.48K	SH	$3.44M 0.55%	13.58K	20.90K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	36.22K	SH	$3.03M 0.48%	36.22K	0.00
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	38.16K	SH	$2.24M 0.35%	38.16K	0.00
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	32.95K	SH	$1.97M 0.31%	32.95K	0.00
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	54.59K	SH	$1.64M 0.26%	54.59K	0.00
VANGUARD INDEX FDSSOLE	MID CAP ETF	5.53K	SH	$1.61M 0.25%	0.00	5.53K
ISHARES TRSOLE	RUS 1000 ETF	3K	SH	$1.12M 0.18%	0.00	3K
ISHARES TRSOLE	CORE S&P SCP ETF	9.15K	SH	$1.10M 0.17%	9.15K	0.00
ISHARES S&P GSCI COMMODITY-SOLE	UNIT BEN INT	21.61K	SH	$498.2K 0.08%	21.61K	0.00