CHANDLER ASSET MANAGEMENT, INC.

Filed: 10/23/2025ACC: 0001665018-25-000006

📋 What this filing means

CHANDLER ASSET MANAGEMENT, INC. filed this quarterly 13F‑HR report disclosing 22 equity positions with a total reported market value of $609.40M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$609.40M

Total AUM (reported)

6.35M

Total Shares

Allocation by class

TOTAL BND MRKT$125.44M20.6%

CORE S&P500 ETF$112.11M18.4%

CORE S&P MCP ETF$92.37M15.2%

SMALL CP ETF$63.23M10.4%

VAN FTSE DEV MKT$54.77M9.0%

REAL ESTATE ETF$36.33M6.0%

TOTAL STK MKT$34.50M5.7%

Portfolio Concentration

Top 3$329.92M54.1%

4–10$247.26M40.6%

11–25$32.22M5.3%

Top 3 weight

54.1%

Top 10 weight

94.7%

Voting Authority Distribution

Total shares with voting rights: 6.35M

Sole

Full voting authority

4.62M

% of voting shares72.8%

Shared

Joint voting authority

1.73M

% of voting shares27.2%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole22

Shared0

Other0

Dominant voting typeSole · 72.8% of voting shares

Institutional Holdings22

Rows:

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares1.69M

TypeSH

Market value$125.44M

20.58%

Sole

1.03M

Shared

658K

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares167.50K

TypeSH

Market value$112.11M

18.40%

Sole

137.71K

Shared

29.79K

None

0.00

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares1.42M

TypeSH

Market value$92.37M

15.16%

Sole

1.08M

Shared

334K

None

0.00

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares248.68K

TypeSH

Market value$63.23M

10.38%

Sole

202.57K

Shared

46.10K

None

0.00

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares914.11K

TypeSH

Market value$54.77M

8.99%

Sole

703.06K

Shared

211.05K

None

0.00

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares397.45K

TypeSH

Market value$36.33M

5.96%

Sole

310.95K

Shared

86.50K

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares105.14K

TypeSH

Market value$34.50M

5.66%

Sole

105.14K

Shared

0.00

None

0.00

SPDR SERIES TRUST

SOLE

BLOOMBERG HIGH Y

Shares260.20K

TypeSH

Market value$25.50M

4.18%

Sole

146.31K

Shared

113.89K

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares418.38K

TypeSH

Market value$22.67M

3.72%

Sole

313.48K

Shared

104.90K

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

GLB EX US ETF

Shares214.81K

TypeSH

Market value$10.26M

1.68%

Sole

152.59K

Shared

62.23K

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

MTG-BKD SECS ETF

Shares122K

TypeSH

Market value$5.73M

0.94%

Sole

122K

Shared

0.00

None

0.00

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares114.94K

TypeSH

Market value$5.68M

0.93%

Sole

59.94K

Shared

55K

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares52.25K

TypeSH

Market value$4.18M

0.69%

Sole

52.25K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE US AGGBD ET

Shares34.48K

TypeSH

Market value$3.46M

0.57%

Sole

13.58K

Shared

20.90K

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares36.22K

TypeSH

Market value$3.05M

0.50%

Sole

36.22K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares37.99K

TypeSH

Market value$2.24M

0.37%

Sole

37.99K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares32.95K

TypeSH

Market value$1.98M

0.32%

Sole

32.95K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares5.53K

TypeSH

Market value$1.63M

0.27%

Sole

0.00

Shared

5.53K

None

0.00

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares54.35K

TypeSH

Market value$1.61M

0.26%

Sole

54.35K

Shared

0.00

None

0.00

ISHARES TR

SOLE

RUS 1000 ETF

Shares3K

TypeSH

Market value$1.10M

0.18%

Sole

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares9.15K

TypeSH

Market value$1.09M

0.18%

Sole

9.15K

Shared

0.00

None

0.00

ISHARES S&P GSCI COMMODITY-

SOLE

UNIT BEN INT

Shares21.61K

TypeSH

Market value$496.3K

0.08%

Sole

21.61K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	1.69M	SH	$125.44M 20.58%	1.03M	658K
ISHARES TRSOLE	CORE S&P500 ETF	167.50K	SH	$112.11M 18.40%	137.71K	29.79K
ISHARES TRSOLE	CORE S&P MCP ETF	1.42M	SH	$92.37M 15.16%	1.08M	334K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	248.68K	SH	$63.23M 10.38%	202.57K	46.10K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	914.11K	SH	$54.77M 8.99%	703.06K	211.05K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	397.45K	SH	$36.33M 5.96%	310.95K	86.50K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	105.14K	SH	$34.50M 5.66%	105.14K	0.00
SPDR SERIES TRUSTSOLE	BLOOMBERG HIGH Y	260.20K	SH	$25.50M 4.18%	146.31K	113.89K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	418.38K	SH	$22.67M 3.72%	313.48K	104.90K
VANGUARD INTL EQUITY INDEX FSOLE	GLB EX US ETF	214.81K	SH	$10.26M 1.68%	152.59K	62.23K
VANGUARD SCOTTSDALE FDSSOLE	MTG-BKD SECS ETF	122K	SH	$5.73M 0.94%	122K	0.00
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	114.94K	SH	$5.68M 0.93%	59.94K	55K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	52.25K	SH	$4.18M 0.69%	52.25K	0.00
ISHARES TRSOLE	CORE US AGGBD ET	34.48K	SH	$3.46M 0.57%	13.58K	20.90K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	36.22K	SH	$3.05M 0.50%	36.22K	0.00
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	37.99K	SH	$2.24M 0.37%	37.99K	0.00
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	32.95K	SH	$1.98M 0.32%	32.95K	0.00
VANGUARD INDEX FDSSOLE	MID CAP ETF	5.53K	SH	$1.63M 0.27%	0.00	5.53K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	54.35K	SH	$1.61M 0.26%	54.35K	0.00
ISHARES TRSOLE	RUS 1000 ETF	3K	SH	$1.10M 0.18%	3K	0.00
ISHARES TRSOLE	CORE S&P SCP ETF	9.15K	SH	$1.09M 0.18%	9.15K	0.00
ISHARES S&P GSCI COMMODITY-SOLE	UNIT BEN INT	21.61K	SH	$496.3K 0.08%	21.61K	0.00