CERTIOR FINANCIAL GROUP, LLC

Filed: 2/4/2026ACC: 0001104659-26-010102

📋 What this filing means

CERTIOR FINANCIAL GROUP, LLC filed this quarterly 13F‑HR report disclosing 130 equity positions with a total reported market value of $148.04M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

130

Positions

$148.04M

Total AUM (reported)

3.73M

Total Shares

Allocation by class

COM$23.32M15.8%

US LCAP GR ETF$11.30M7.6%

US DIVIDEND EQ$8.68M5.9%

CAP APPRECIATION$8.63M5.8%

SHS CREATION UNI$5.88M4.0%

US SML CAP ETF$4.68M3.2%

PORTFOLIO EMG MK$4.53M3.1%

Portfolio Concentration

Top 3$28.62M19.3%

4–10$27.81M18.8%

11–25$36.67M24.8%

Rest$54.95M37.1%

Top 3 weight

19.3%

Top 10 weight

38.1%

Voting Authority Distribution

Total shares with voting rights: 3.73M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.73M

% of voting shares100.0%

Investment Discretion (by position count)

Sole130

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings130

Rows:

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares346.55K

TypeSH

Market value$11.30M

7.64%

Sole

0.00

Shared

0.00

None

346.55K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares316.42K

TypeSH

Market value$8.68M

5.86%

Sole

0.00

Shared

0.00

None

316.42K

T ROWE PRICE ETF INC

SOLE

CAP APPRECIATION

Shares225.89K

TypeSH

Market value$8.63M

5.83%

Sole

0.00

Shared

0.00

None

225.89K

SCHWAB STRATEGIC TR

SOLE

US SML CAP ETF

Shares164.27K

TypeSH

Market value$4.68M

3.16%

Sole

0.00

Shared

0.00

None

164.27K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares96.77K

TypeSH

Market value$4.53M

3.06%

Sole

0.00

Shared

0.00

None

96.77K

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares5.41K

TypeSH

Market value$4.08M

2.75%

Sole

0.00

Shared

0.00

None

5.41K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares43.35K

TypeSH

Market value$3.96M

2.68%

Sole

0.00

Shared

0.00

None

43.35K

J P MORGAN EXCHANGE TRADED F

SOLE

BETABULDRS JAPAN

Shares56.35K

TypeSH

Market value$3.71M

2.51%

Sole

0.00

Shared

0.00

None

56.35K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares5.08K

TypeSH

Market value$3.48M

2.35%

Sole

0.00

Shared

0.00

None

5.08K

CAPITAL GROUP DIVIDEND VALUE

SOLE

SHS CREATION UNI

Shares77K

TypeSH

Market value$3.36M

2.27%

Sole

0.00

Shared

0.00

None

77K

APPLE INC

SOLE

COM

Shares12.07K

TypeSH

Market value$3.28M

2.22%

Sole

0.00

Shared

0.00

None

12.07K

GRAYSCALE BITCOIN TRUST ETF

SOLE

SHS REP COM UT

Shares43.68K

TypeSH

Market value$2.99M

2.02%

Sole

0.00

Shared

0.00

None

43.68K

ISHARES TR

SOLE

0-5 YR TIPS ETF

Shares28.79K

TypeSH

Market value$2.95M

1.99%

Sole

0.00

Shared

0.00

None

28.79K

WORLD GOLD TR

SOLE

SPDR GLD MINIS

Shares34.17K

TypeSH

Market value$2.92M

1.97%

Sole

0.00

Shared

0.00

None

34.17K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares35.76K

TypeSH

Market value$2.70M

1.82%

Sole

0.00

Shared

0.00

None

35.76K

ISHARES TR

SOLE

7-10 YR TRSY BD

Shares25.81K

TypeSH

Market value$2.48M

1.68%

Sole

0.00

Shared

0.00

None

25.81K

HARBOR ETF TRUST

SOLE

HARBOR COMMODITY

Shares98.16K

TypeSH

Market value$2.44M

1.65%

Sole

0.00

Shared

0.00

None

98.16K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares46.48K

TypeSH

Market value$2.34M

1.58%

Sole

0.00

Shared

0.00

None

46.48K

PIMCO ETF TR

SOLE

INTER MUN BD ACT

Shares44.57K

TypeSH

Market value$2.34M

1.58%

Sole

0.00

Shared

0.00

None

44.57K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares27.61K

TypeSH

Market value$2.18M

1.47%

Sole

0.00

Shared

0.00

None

27.61K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares34.30K

TypeSH

Market value$2.14M

1.45%

Sole

0.00

Shared

0.00

None

34.30K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares38.55K

TypeSH

Market value$2.07M

1.40%

Sole

0.00

Shared

0.00

None

38.55K

FS KKR CAP CORP

SOLE

COM

Shares138.02K

TypeSH

Market value$2.04M

1.38%

Sole

0.00

Shared

0.00

None

138.02K

FS SPECIALTY LENDING FD

SOLE

COM SH BEN INT

Shares140.12K

TypeSH

Market value$1.98M

1.34%

Sole

0.00

Shared

0.00

None

140.12K

FS CREDIT OPPORTUNITIES CORP

SOLE

COMMON STOCK

Shares289.75K

TypeSH

Market value$1.83M

1.23%

Sole

0.00

Shared

0.00

None

289.75K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	346.55K	SH	$11.30M 7.64%	346.55K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	316.42K	SH	$8.68M 5.86%	316.42K
T ROWE PRICE ETF INCSOLE	CAP APPRECIATION	225.89K	SH	$8.63M 5.83%	225.89K
SCHWAB STRATEGIC TRSOLE	US SML CAP ETF	164.27K	SH	$4.68M 3.16%	164.27K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	96.77K	SH	$4.53M 3.06%	96.77K
VANGUARD WORLD FDSOLE	INF TECH ETF	5.41K	SH	$4.08M 2.75%	5.41K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	43.35K	SH	$3.96M 2.68%	43.35K
J P MORGAN EXCHANGE TRADED FSOLE	BETABULDRS JAPAN	56.35K	SH	$3.71M 2.51%	56.35K
ISHARES TRSOLE	CORE S&P500 ETF	5.08K	SH	$3.48M 2.35%	5.08K
CAPITAL GROUP DIVIDEND VALUESOLE	SHS CREATION UNI	77K	SH	$3.36M 2.27%	77K
APPLE INCSOLE	COM	12.07K	SH	$3.28M 2.22%	12.07K
GRAYSCALE BITCOIN TRUST ETFSOLE	SHS REP COM UT	43.68K	SH	$2.99M 2.02%	43.68K
ISHARES TRSOLE	0-5 YR TIPS ETF	28.79K	SH	$2.95M 1.99%	28.79K
WORLD GOLD TRSOLE	SPDR GLD MINIS	34.17K	SH	$2.92M 1.97%	34.17K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	35.76K	SH	$2.70M 1.82%	35.76K
ISHARES TRSOLE	7-10 YR TRSY BD	25.81K	SH	$2.48M 1.68%	25.81K
HARBOR ETF TRUSTSOLE	HARBOR COMMODITY	98.16K	SH	$2.44M 1.65%	98.16K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	46.48K	SH	$2.34M 1.58%	46.48K
PIMCO ETF TRSOLE	INTER MUN BD ACT	44.57K	SH	$2.34M 1.58%	44.57K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	27.61K	SH	$2.18M 1.47%	27.61K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	34.30K	SH	$2.14M 1.45%	34.30K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	38.55K	SH	$2.07M 1.40%	38.55K
FS KKR CAP CORPSOLE	COM	138.02K	SH	$2.04M 1.38%	138.02K
FS SPECIALTY LENDING FDSOLE	COM SH BEN INT	140.12K	SH	$1.98M 1.34%	140.12K
FS CREDIT OPPORTUNITIES CORPSOLE	COMMON STOCK	289.75K	SH	$1.83M 1.23%	289.75K

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