Filed: 11/6/2025ACC: 0001950841-25-000002
📋 What this filing means
CARDINAL POINT CAPITAL MANAGEMENT ULC filed this quarterly 13F‑HR report disclosing 266 equity positions with a total reported market value of $1.43B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
266
Positions
$1.43B
Total AUM (reported)
21.40M
Total Shares
Allocation by class
COM$536.63M37.6%
TOTAL STK MKT$186.21M13.0%
FLOATNG RAT TREA$71.77M5.0%
INTER TERM TREAS$59.71M4.2%
WORLD EX US CORE$55.83M3.9%
ALLWRLD EX US$55.56M3.9%
U S EQUITY FACTR$49.42M3.5%
Portfolio Concentration
Top 3$328.62M23.0%
4–10$324.99M22.7%
11–25$300.62M21.0%
Rest$474.81M33.2%
Top 3 weight
23.0%
Top 10 weight
45.7%
Voting Authority Distribution
Total shares with voting rights: 21.40M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
21.40M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole266
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings266
Rows:
VANGUARD INDEX FDS
SOLEShares569.57K
TypeSH
Market value$186.21M
13.03%
Sole
0.00
Shared
0.00
None
569.57K
WISDOMTREE TR
SOLEShares1.43M
TypeSH
Market value$71.77M
5.02%
Sole
0.00
Shared
0.00
None
1.43M
APPLE INC
SOLEShares278.35K
TypeSH
Market value$70.64M
4.94%
Sole
0.00
Shared
0.00
None
278.35K
VANGUARD SCOTTSDALE FDS
SOLEShares991.03K
TypeSH
Market value$59.71M
4.18%
Sole
0.00
Shared
0.00
None
991.03K
DIMENSIONAL ETF TRUST
SOLEShares1.79M
TypeSH
Market value$55.83M
3.91%
Sole
0.00
Shared
0.00
None
1.79M
VANGUARD INTL EQUITY INDEX F
SOLEShares779.71K
TypeSH
Market value$55.56M
3.89%
Sole
0.00
Shared
0.00
None
779.71K
ISHARES TR
SOLEShares722.76K
TypeSH
Market value$49.42M
3.46%
Sole
0.00
Shared
0.00
None
722.76K
ISHARES TR
SOLEShares349.47K
TypeSH
Market value$37.40M
2.62%
Sole
0.00
Shared
0.00
None
349.47K
DIMENSIONAL ETF TRUST
SOLEShares934.10K
TypeSH
Market value$35.65M
2.50%
Sole
0.00
Shared
0.00
None
934.10K
LITMAN GREGORY FDS TR
SOLEShares1.12M
TypeSH
Market value$31.41M
2.20%
Sole
0.00
Shared
0.00
None
1.12M
ROYAL BK CDA
SOLEShares199.08K
TypeSH
Market value$29.33M
2.05%
Sole
0.00
Shared
0.00
None
199.08K
PIMCO ETF TR
SOLEShares997.17K
TypeSH
Market value$26.64M
1.86%
Sole
0.00
Shared
0.00
None
997.17K
ALPHABET INC
SOLEShares107.69K
TypeSH
Market value$26.24M
1.84%
Sole
0.00
Shared
0.00
None
107.69K
TORONTO DOMINION BK ONT
SOLEShares298.64K
TypeSH
Market value$23.87M
1.67%
Sole
0.00
Shared
0.00
None
298.64K
ISHARES GOLD TR
SOLEShares300.06K
TypeSH
Market value$23.23M
1.63%
Sole
0.00
Shared
0.00
None
300.06K
BANK MONTREAL QUE
SOLEShares177.45K
TypeSH
Market value$23.12M
1.62%
Sole
0.00
Shared
0.00
None
177.45K
JPMORGAN CHASE & CO.
SOLEShares59.46K
TypeSH
Market value$18.76M
1.31%
Sole
0.00
Shared
0.00
None
59.46K
ORACLE CORP
SOLEShares66.43K
TypeSH
Market value$18.68M
1.31%
Sole
0.00
Shared
0.00
None
66.43K
WALMART INC
SOLEShares164.81K
TypeSH
Market value$16.99M
1.19%
Sole
0.00
Shared
0.00
None
164.81K
ENBRIDGE INC
SOLEShares328.74K
TypeSH
Market value$16.58M
1.16%
Sole
0.00
Shared
0.00
None
328.74K
CISCO SYS INC
SOLEShares241.24K
TypeSH
Market value$16.50M
1.15%
Sole
0.00
Shared
0.00
None
241.24K
ISHARES TR
SOLEShares321.73K
TypeSH
Market value$16.24M
1.14%
Sole
0.00
Shared
0.00
None
321.73K
SUNCOR ENERGY INC NEW
SOLEShares386.32K
TypeSH
Market value$16.16M
1.13%
Sole
0.00
Shared
0.00
None
386.32K
BANK NOVA SCOTIA HALIFAX
SOLEShares218.99K
TypeSH
Market value$14.16M
0.99%
Sole
0.00
Shared
0.00
None
218.99K
MANULIFE FINL CORP
SOLEShares453.34K
TypeSH
Market value$14.12M
0.99%
Sole
0.00
Shared
0.00
None
453.34K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 569.57K | SH | $186.21M 13.03% | 0.00 | 0.00 | 569.57K |
WISDOMTREE TRSOLE | FLOATNG RAT TREA | 1.43M | SH | $71.77M 5.02% | 0.00 | 0.00 | 1.43M |
APPLE INCSOLE | COM | 278.35K | SH | $70.64M 4.94% | 0.00 | 0.00 | 278.35K |
VANGUARD SCOTTSDALE FDSSOLE | INTER TERM TREAS | 991.03K | SH | $59.71M 4.18% | 0.00 | 0.00 | 991.03K |
DIMENSIONAL ETF TRUSTSOLE | WORLD EX US CORE | 1.79M | SH | $55.83M 3.91% | 0.00 | 0.00 | 1.79M |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 779.71K | SH | $55.56M 3.89% | 0.00 | 0.00 | 779.71K |
ISHARES TRSOLE | U S EQUITY FACTR | 722.76K | SH | $49.42M 3.46% | 0.00 | 0.00 | 722.76K |
ISHARES TRSOLE | NATIONAL MUN ETF | 349.47K | SH | $37.40M 2.62% | 0.00 | 0.00 | 349.47K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 934.10K | SH | $35.65M 2.50% | 0.00 | 0.00 | 934.10K |
LITMAN GREGORY FDS TRSOLE | IMGP DBI MANAGED | 1.12M | SH | $31.41M 2.20% | 0.00 | 0.00 | 1.12M |
ROYAL BK CDASOLE | COM | 199.08K | SH | $29.33M 2.05% | 0.00 | 0.00 | 199.08K |
PIMCO ETF TRSOLE | MULTISECTOR BD | 997.17K | SH | $26.64M 1.86% | 0.00 | 0.00 | 997.17K |
ALPHABET INCSOLE | CAP STK CL C | 107.69K | SH | $26.24M 1.84% | 0.00 | 0.00 | 107.69K |
TORONTO DOMINION BK ONTSOLE | COM NEW | 298.64K | SH | $23.87M 1.67% | 0.00 | 0.00 | 298.64K |
ISHARES GOLD TRSOLE | ISHARES NEW | 300.06K | SH | $23.23M 1.63% | 0.00 | 0.00 | 300.06K |
BANK MONTREAL QUESOLE | COM | 177.45K | SH | $23.12M 1.62% | 0.00 | 0.00 | 177.45K |
JPMORGAN CHASE & CO.SOLE | COM | 59.46K | SH | $18.76M 1.31% | 0.00 | 0.00 | 59.46K |
ORACLE CORPSOLE | COM | 66.43K | SH | $18.68M 1.31% | 0.00 | 0.00 | 66.43K |
WALMART INCSOLE | COM | 164.81K | SH | $16.99M 1.19% | 0.00 | 0.00 | 164.81K |
ENBRIDGE INCSOLE | COM | 328.74K | SH | $16.58M 1.16% | 0.00 | 0.00 | 328.74K |
CISCO SYS INCSOLE | COM | 241.24K | SH | $16.50M 1.15% | 0.00 | 0.00 | 241.24K |
ISHARES TRSOLE | TRS FLT RT BD | 321.73K | SH | $16.24M 1.14% | 0.00 | 0.00 | 321.73K |
SUNCOR ENERGY INC NEWSOLE | COM | 386.32K | SH | $16.16M 1.13% | 0.00 | 0.00 | 386.32K |
BANK NOVA SCOTIA HALIFAXSOLE | COM | 218.99K | SH | $14.16M 0.99% | 0.00 | 0.00 | 218.99K |
MANULIFE FINL CORPSOLE | COM | 453.34K | SH | $14.12M 0.99% | 0.00 | 0.00 | 453.34K |
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