Filed: 7/31/2025ACC: 0001085146-25-004346
📋 What this filing means
CARDINAL POINT CAPITAL MANAGEMENT ULC filed this quarterly 13F‑HR report disclosing 242 equity positions with a total reported market value of $1.26B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
242
Positions
$1.26B
Total AUM (reported)
22.16M
Total Shares
Allocation by class
COM$475.50M37.7%
TOTAL STK MKT$167.40M13.3%
FLOATNG RAT TREA$72.43M5.7%
INTER TERM TREAS$55.25M4.4%
WORLD EX US CORE$49.91M4.0%
ALLWRLD EX US$48.61M3.9%
U S EQUITY FACTR$44.74M3.5%
Portfolio Concentration
Top 3$295.08M23.4%
4–10$284.94M22.6%
11–25$282.46M22.4%
Rest$399.73M31.7%
Top 3 weight
23.4%
Top 10 weight
46.0%
Voting Authority Distribution
Total shares with voting rights: 22.16M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
22.16M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole242
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings242
Rows:
VANGUARD INDEX FDS
SOLEShares549.13K
TypeSH
Market value$167.40M
13.26%
Sole
0.00
Shared
0.00
None
549.13K
WISDOMTREE TR
SOLEShares1.44M
TypeSH
Market value$72.43M
5.74%
Sole
0.00
Shared
0.00
None
1.44M
VANGUARD SCOTTSDALE FDS
SOLEShares923.72K
TypeSH
Market value$55.25M
4.38%
Sole
0.00
Shared
0.00
None
923.72K
DIMENSIONAL ETF TRUST
SOLEShares1.70M
TypeSH
Market value$49.91M
3.95%
Sole
0.00
Shared
0.00
None
1.70M
APPLE INC
SOLEShares237.43K
TypeSH
Market value$48.71M
3.86%
Sole
0.00
Shared
0.00
None
237.43K
VANGUARD INTL EQUITY INDEX F
SOLEShares723.10K
TypeSH
Market value$48.61M
3.85%
Sole
0.00
Shared
0.00
None
723.10K
ISHARES TR
SOLEShares697.61K
TypeSH
Market value$44.74M
3.54%
Sole
0.00
Shared
0.00
None
697.61K
ISHARES TR
SOLEShares320.65K
TypeSH
Market value$33.50M
2.65%
Sole
0.00
Shared
0.00
None
320.65K
DIMENSIONAL ETF TRUST
SOLEShares880.46K
TypeSH
Market value$31.56M
2.50%
Sole
0.00
Shared
0.00
None
880.46K
LITMAN GREGORY FDS TR
SOLEShares1.08M
TypeSH
Market value$27.92M
2.21%
Sole
0.00
Shared
0.00
None
1.08M
ROYAL BK CDA
SOLEShares203.32K
TypeSH
Market value$26.75M
2.12%
Sole
0.00
Shared
0.00
None
203.32K
PIMCO ETF TR
SOLEShares914.83K
TypeSH
Market value$24.28M
1.92%
Sole
0.00
Shared
0.00
None
914.83K
JOHNSON & JOHNSON
SOLEShares152.68K
TypeSH
Market value$23.24M
1.84%
Sole
0.00
Shared
0.00
None
152.68K
TORONTO DOMINION BK ONT
SOLEShares305.83K
TypeSH
Market value$22.45M
1.78%
Sole
0.00
Shared
0.00
None
305.83K
ALPHABET INC
SOLEShares109.08K
TypeSH
Market value$21.55M
1.71%
Sole
0.00
Shared
0.00
None
109.08K
BANK MONTREAL QUE
SOLEShares182.40K
TypeSH
Market value$20.18M
1.60%
Sole
0.00
Shared
0.00
None
182.40K
ISHARES GOLD TR
SOLEShares305.49K
TypeSH
Market value$19.05M
1.51%
Sole
0.00
Shared
0.00
None
305.49K
JPMORGAN CHASE & CO.
SOLEShares60.97K
TypeSH
Market value$17.67M
1.40%
Sole
0.00
Shared
0.00
None
60.97K
WALMART INC
SOLEShares166.32K
TypeSH
Market value$16.26M
1.29%
Sole
0.00
Shared
0.00
None
166.32K
ISHARES TR
SOLEShares318.42K
TypeSH
Market value$16.13M
1.28%
Sole
0.00
Shared
0.00
None
318.42K
CISCO SYS INC
SOLEShares227.49K
TypeSH
Market value$15.78M
1.25%
Sole
0.00
Shared
0.00
None
227.49K
ENBRIDGE INC
SOLEShares332.15K
TypeSH
Market value$15.03M
1.19%
Sole
0.00
Shared
0.00
None
332.15K
MANULIFE FINL CORP
SOLEShares461.76K
TypeSH
Market value$14.74M
1.17%
Sole
0.00
Shared
0.00
None
461.76K
ORACLE CORP
SOLEShares67.19K
TypeSH
Market value$14.69M
1.16%
Sole
0.00
Shared
0.00
None
67.19K
SUNCOR ENERGY INC NEW
SOLEShares391.85K
TypeSH
Market value$14.65M
1.16%
Sole
0.00
Shared
0.00
None
391.85K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 549.13K | SH | $167.40M 13.26% | 0.00 | 0.00 | 549.13K |
WISDOMTREE TRSOLE | FLOATNG RAT TREA | 1.44M | SH | $72.43M 5.74% | 0.00 | 0.00 | 1.44M |
VANGUARD SCOTTSDALE FDSSOLE | INTER TERM TREAS | 923.72K | SH | $55.25M 4.38% | 0.00 | 0.00 | 923.72K |
DIMENSIONAL ETF TRUSTSOLE | WORLD EX US CORE | 1.70M | SH | $49.91M 3.95% | 0.00 | 0.00 | 1.70M |
APPLE INCSOLE | COM | 237.43K | SH | $48.71M 3.86% | 0.00 | 0.00 | 237.43K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 723.10K | SH | $48.61M 3.85% | 0.00 | 0.00 | 723.10K |
ISHARES TRSOLE | U S EQUITY FACTR | 697.61K | SH | $44.74M 3.54% | 0.00 | 0.00 | 697.61K |
ISHARES TRSOLE | NATIONAL MUN ETF | 320.65K | SH | $33.50M 2.65% | 0.00 | 0.00 | 320.65K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 880.46K | SH | $31.56M 2.50% | 0.00 | 0.00 | 880.46K |
LITMAN GREGORY FDS TRSOLE | IMGP DBI MANAGED | 1.08M | SH | $27.92M 2.21% | 0.00 | 0.00 | 1.08M |
ROYAL BK CDASOLE | COM | 203.32K | SH | $26.75M 2.12% | 0.00 | 0.00 | 203.32K |
PIMCO ETF TRSOLE | MULTISECTOR BD | 914.83K | SH | $24.28M 1.92% | 0.00 | 0.00 | 914.83K |
JOHNSON & JOHNSONSOLE | COM | 152.68K | SH | $23.24M 1.84% | 0.00 | 0.00 | 152.68K |
TORONTO DOMINION BK ONTSOLE | COM NEW | 305.83K | SH | $22.45M 1.78% | 0.00 | 0.00 | 305.83K |
ALPHABET INCSOLE | CAP STK CL C | 109.08K | SH | $21.55M 1.71% | 0.00 | 0.00 | 109.08K |
BANK MONTREAL QUESOLE | COM | 182.40K | SH | $20.18M 1.60% | 0.00 | 0.00 | 182.40K |
ISHARES GOLD TRSOLE | ISHARES NEW | 305.49K | SH | $19.05M 1.51% | 0.00 | 0.00 | 305.49K |
JPMORGAN CHASE & CO.SOLE | COM | 60.97K | SH | $17.67M 1.40% | 0.00 | 0.00 | 60.97K |
WALMART INCSOLE | COM | 166.32K | SH | $16.26M 1.29% | 0.00 | 0.00 | 166.32K |
ISHARES TRSOLE | TRS FLT RT BD | 318.42K | SH | $16.13M 1.28% | 0.00 | 0.00 | 318.42K |
CISCO SYS INCSOLE | COM | 227.49K | SH | $15.78M 1.25% | 0.00 | 0.00 | 227.49K |
ENBRIDGE INCSOLE | COM | 332.15K | SH | $15.03M 1.19% | 0.00 | 0.00 | 332.15K |
MANULIFE FINL CORPSOLE | COM | 461.76K | SH | $14.74M 1.17% | 0.00 | 0.00 | 461.76K |
ORACLE CORPSOLE | COM | 67.19K | SH | $14.69M 1.16% | 0.00 | 0.00 | 67.19K |
SUNCOR ENERGY INC NEWSOLE | COM | 391.85K | SH | $14.65M 1.16% | 0.00 | 0.00 | 391.85K |
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