CAMBRIDGE ADVISORS INC.

Filed: 1/21/2026ACC: 0001214659-26-000687

📋 What this filing means

CAMBRIDGE ADVISORS INC. filed this quarterly 13F‑HR report disclosing 176 equity positions with a total reported market value of $525.33M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

176

Positions

$525.33M

Total AUM (reported)

6.15M

Total Shares

Allocation by class

S&P 500 ETF SHS$90.54M17.2%

COM$81.10M15.4%

TOTAL BND MRKT$54.12M10.3%

VAN FTSE DEV MKT$34.28M6.5%

CORE S&P MCP ETF$20.36M3.9%

TOTAL INT BD ETF$14.01M2.7%

CL A$13.07M2.5%

Portfolio Concentration

Top 3$178.94M34.1%

4–10$94.12M17.9%

11–25$103.69M19.7%

Rest$148.58M28.3%

Top 3 weight

34.1%

Top 10 weight

52.0%

Voting Authority Distribution

Total shares with voting rights: 6.15M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.15M

% of voting shares100.0%

Investment Discretion (by position count)

Sole176

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings176

Rows:

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares144.37K

TypeSH

Market value$90.54M

17.24%

Sole

0.00

Shared

0.00

None

144.37K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares730.59K

TypeSH

Market value$54.12M

10.30%

Sole

0.00

Shared

0.00

None

730.59K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares548.82K

TypeSH

Market value$34.28M

6.53%

Sole

0.00

Shared

0.00

None

548.82K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares308.46K

TypeSH

Market value$20.36M

3.88%

Sole

0.00

Shared

0.00

None

308.46K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares289.98K

TypeSH

Market value$14.01M

2.67%

Sole

0.00

Shared

0.00

None

289.98K

MICROSOFT CORP

SOLE

COM

Shares28.32K

TypeSH

Market value$13.70M

2.61%

Sole

0.00

Shared

0.00

None

28.32K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares36.30K

TypeSH

Market value$12.17M

2.32%

Sole

0.00

Shared

0.00

None

36.30K

J P MORGAN EXCHANGE TRADED F

SOLE

NASDAQ EQT PREM

Shares208.51K

TypeSH

Market value$12.12M

2.31%

Sole

0.00

Shared

0.00

None

208.51K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL A

Shares15.00

TypeSH

Market value$11.32M

2.16%

Sole

0.00

Shared

0.00

None

15.00

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares182.43K

TypeSH

Market value$10.44M

1.99%

Sole

0.00

Shared

0.00

None

182.43K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares122.60K

TypeSH

Market value$10.27M

1.95%

Sole

0.00

Shared

0.00

None

122.60K

APPLE INC

SOLE

COM

Shares37.68K

TypeSH

Market value$10.24M

1.95%

Sole

0.00

Shared

0.00

None

37.68K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares190.32K

TypeSH

Market value$10.23M

1.95%

Sole

0.00

Shared

0.00

None

190.32K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares17.50K

TypeSH

Market value$8.80M

1.67%

Sole

0.00

Shared

0.00

None

17.50K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares32.35K

TypeSH

Market value$8.34M

1.59%

Sole

0.00

Shared

0.00

None

32.35K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares254.29K

TypeSH

Market value$8.30M

1.58%

Sole

0.00

Shared

0.00

None

254.29K

AMGEN INC

SOLE

COM

Shares24.70K

TypeSH

Market value$8.08M

1.54%

Sole

0.00

Shared

0.00

None

24.70K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares34.33K

TypeSH

Market value$7.54M

1.44%

Sole

0.00

Shared

0.00

None

34.33K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares84.72K

TypeSH

Market value$7.50M

1.43%

Sole

0.00

Shared

0.00

None

84.72K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST LADDERED

Shares141.02K

TypeSH

Market value$4.83M

0.92%

Sole

0.00

Shared

0.00

None

141.02K

FIDELITY WISE ORIGIN BITCOIN

SOLE

SHS

Shares56.62K

TypeSH

Market value$4.32M

0.82%

Sole

0.00

Shared

0.00

None

56.62K

CATERPILLAR INC

SOLE

COM

Shares7.11K

TypeSH

Market value$4.07M

0.78%

Sole

0.00

Shared

0.00

None

7.11K

GOLDMAN SACHS PHYSICAL GOLD

SOLE

UNIT

Shares89.57K

TypeSH

Market value$3.81M

0.73%

Sole

0.00

Shared

0.00

None

89.57K

NVIDIA CORPORATION

SOLE

COM

Shares20.21K

TypeSH

Market value$3.77M

0.72%

Sole

0.00

Shared

0.00

None

20.21K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares130.73K

TypeSH

Market value$3.59M

0.68%

Sole

0.00

Shared

0.00

None

130.73K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	144.37K	SH	$90.54M 17.24%	144.37K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	730.59K	SH	$54.12M 10.30%	730.59K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	548.82K	SH	$34.28M 6.53%	548.82K
ISHARES TRSOLE	CORE S&P MCP ETF	308.46K	SH	$20.36M 3.88%	308.46K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	289.98K	SH	$14.01M 2.67%	289.98K
MICROSOFT CORPSOLE	COM	28.32K	SH	$13.70M 2.61%	28.32K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	36.30K	SH	$12.17M 2.32%	36.30K
J P MORGAN EXCHANGE TRADED FSOLE	NASDAQ EQT PREM	208.51K	SH	$12.12M 2.31%	208.51K
BERKSHIRE HATHAWAY INC DELSOLE	CL A	15.00	SH	$11.32M 2.16%	15.00
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	182.43K	SH	$10.44M 1.99%	182.43K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	122.60K	SH	$10.27M 1.95%	122.60K
APPLE INCSOLE	COM	37.68K	SH	$10.24M 1.95%	37.68K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	190.32K	SH	$10.23M 1.95%	190.32K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	17.50K	SH	$8.80M 1.67%	17.50K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	32.35K	SH	$8.34M 1.59%	32.35K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	254.29K	SH	$8.30M 1.58%	254.29K
AMGEN INCSOLE	COM	24.70K	SH	$8.08M 1.54%	24.70K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	34.33K	SH	$7.54M 1.44%	34.33K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	84.72K	SH	$7.50M 1.43%	84.72K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST LADDERED	141.02K	SH	$4.83M 0.92%	141.02K
FIDELITY WISE ORIGIN BITCOINSOLE	SHS	56.62K	SH	$4.32M 0.82%	56.62K
CATERPILLAR INCSOLE	COM	7.11K	SH	$4.07M 0.78%	7.11K
GOLDMAN SACHS PHYSICAL GOLDSOLE	UNIT	89.57K	SH	$3.81M 0.73%	89.57K
NVIDIA CORPORATIONSOLE	COM	20.21K	SH	$3.77M 0.72%	20.21K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	130.73K	SH	$3.59M 0.68%	130.73K

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