Filed: 1/23/2026ACC: 0001754960-26-000106
📋 What this filing means
CALDER FINANCIAL LLC filed this quarterly 13F‑HR report disclosing 39 equity positions with a total reported market value of $101.86M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
39
Positions
$101.86M
Total AUM (reported)
826.04K
Total Shares
Allocation by class
VANGUARD ULTRA$16.49M16.2%
S&P 500 ETF SHS$15.23M15.0%
TOTAL STK MKT$12.37M12.1%
SHORT TERM TREAS$10.34M10.2%
COM$5.16M5.1%
DIV APP ETF$5.13M5.0%
VALUE ETF$4.85M4.8%
Portfolio Concentration
Top 3$44.09M43.3%
4–10$32.01M31.4%
11–25$20.19M19.8%
Rest$5.57M5.5%
Top 3 weight
43.3%
Top 10 weight
74.7%
Voting Authority Distribution
Total shares with voting rights: 826.04K
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
826.04K
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole39
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings39
Rows:
VANGUARD BD INDEX FDS
SOLEShares330.87K
TypeSH
Market value$16.49M
16.19%
Sole
0.00
Shared
0.00
None
330.87K
VANGUARD INDEX FDS
SOLEShares24.29K
TypeSH
Market value$15.23M
14.95%
Sole
0.00
Shared
0.00
None
24.29K
VANGUARD INDEX FDS
SOLEShares36.89K
TypeSH
Market value$12.37M
12.14%
Sole
0.00
Shared
0.00
None
36.89K
VANGUARD SCOTTSDALE FDS
SOLEShares176.04K
TypeSH
Market value$10.34M
10.15%
Sole
0.00
Shared
0.00
None
176.04K
VANGUARD SPECIALIZED FUNDS
SOLEShares23.36K
TypeSH
Market value$5.13M
5.04%
Sole
0.00
Shared
0.00
None
23.36K
VANGUARD INDEX FDS
SOLEShares25.41K
TypeSH
Market value$4.85M
4.76%
Sole
0.00
Shared
0.00
None
25.41K
VANGUARD INDEX FDS
SOLEShares9.38K
TypeSH
Market value$4.58M
4.49%
Sole
0.00
Shared
0.00
None
9.38K
SPDR S&P 500 ETF TR
SOLEShares4.63K
TypeSH
Market value$3.16M
3.10%
Sole
0.00
Shared
0.00
None
4.63K
VANGUARD WORLD FD
SOLEShares6.74K
TypeSH
Market value$2.01M
1.97%
Sole
0.00
Shared
0.00
None
6.74K
VANGUARD WORLD FD
SOLEShares9.16K
TypeSH
Market value$1.94M
1.90%
Sole
0.00
Shared
0.00
None
9.16K
MICROSOFT CORP
SOLEShares3.97K
TypeSH
Market value$1.92M
1.88%
Sole
0.00
Shared
0.00
None
3.97K
VANGUARD INDEX FDS
SOLEShares8.67K
TypeSH
Market value$1.81M
1.78%
Sole
0.00
Shared
0.00
None
8.67K
VANGUARD STAR FDS
SOLEShares22.16K
TypeSH
Market value$1.67M
1.64%
Sole
0.00
Shared
0.00
None
22.16K
VANGUARD INDEX FDS
SOLEShares5.06K
TypeSH
Market value$1.59M
1.56%
Sole
0.00
Shared
0.00
None
5.06K
VANGUARD BD INDEX FDS
SOLEShares20.02K
TypeSH
Market value$1.56M
1.53%
Sole
0.00
Shared
0.00
None
20.02K
VANGUARD INDEX FDS
SOLEShares6.01K
TypeSH
Market value$1.55M
1.52%
Sole
0.00
Shared
0.00
None
6.01K
VANGUARD INDEX FDS
SOLEShares5.22K
TypeSH
Market value$1.51M
1.49%
Sole
0.00
Shared
0.00
None
5.22K
VANGUARD WORLD FD
SOLEShares7.93K
TypeSH
Market value$1.47M
1.44%
Sole
0.00
Shared
0.00
None
7.93K
VANGUARD MALVERN FDS
SOLEShares28.57K
TypeSH
Market value$1.41M
1.39%
Sole
0.00
Shared
0.00
None
28.57K
ISHARES TR
SOLEShares12.21K
TypeSH
Market value$1.34M
1.32%
Sole
0.00
Shared
0.00
None
12.21K
WILLIS TOWERS WATSON PLC LTD
SOLEShares2.99K
TypeSH
Market value$982.8K
0.96%
Sole
0.00
Shared
0.00
None
2.99K
VANGUARD WORLD FD
SOLEShares1.20K
TypeSH
Market value$906.1K
0.89%
Sole
0.00
Shared
0.00
None
1.20K
VERIZON COMMUNICATIONS INC
SOLEShares20.75K
TypeSH
Market value$845.2K
0.83%
Sole
0.00
Shared
0.00
None
20.75K
SPDR GOLD TR
SOLEShares2.04K
TypeSH
Market value$807.3K
0.79%
Sole
0.00
Shared
0.00
None
2.04K
NVIDIA CORPORATION
SOLEShares4.30K
TypeSH
Market value$802.7K
0.79%
Sole
0.00
Shared
0.00
None
4.30K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD BD INDEX FDSSOLE | VANGUARD ULTRA | 330.87K | SH | $16.49M 16.19% | 0.00 | 0.00 | 330.87K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 24.29K | SH | $15.23M 14.95% | 0.00 | 0.00 | 24.29K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 36.89K | SH | $12.37M 12.14% | 0.00 | 0.00 | 36.89K |
VANGUARD SCOTTSDALE FDSSOLE | SHORT TERM TREAS | 176.04K | SH | $10.34M 10.15% | 0.00 | 0.00 | 176.04K |
VANGUARD SPECIALIZED FUNDSSOLE | DIV APP ETF | 23.36K | SH | $5.13M 5.04% | 0.00 | 0.00 | 23.36K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 25.41K | SH | $4.85M 4.76% | 0.00 | 0.00 | 25.41K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 9.38K | SH | $4.58M 4.49% | 0.00 | 0.00 | 9.38K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 4.63K | SH | $3.16M 3.10% | 0.00 | 0.00 | 4.63K |
VANGUARD WORLD FDSOLE | INDUSTRIAL ETF | 6.74K | SH | $2.01M 1.97% | 0.00 | 0.00 | 6.74K |
VANGUARD WORLD FDSOLE | CONSUM STP ETF | 9.16K | SH | $1.94M 1.90% | 0.00 | 0.00 | 9.16K |
MICROSOFT CORPSOLE | COM | 3.97K | SH | $1.92M 1.88% | 0.00 | 0.00 | 3.97K |
VANGUARD INDEX FDSSOLE | EXTEND MKT ETF | 8.67K | SH | $1.81M 1.78% | 0.00 | 0.00 | 8.67K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 22.16K | SH | $1.67M 1.64% | 0.00 | 0.00 | 22.16K |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 5.06K | SH | $1.59M 1.56% | 0.00 | 0.00 | 5.06K |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 20.02K | SH | $1.56M 1.53% | 0.00 | 0.00 | 20.02K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 6.01K | SH | $1.55M 1.52% | 0.00 | 0.00 | 6.01K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 5.22K | SH | $1.51M 1.49% | 0.00 | 0.00 | 5.22K |
VANGUARD WORLD FDSOLE | UTILITIES ETF | 7.93K | SH | $1.47M 1.44% | 0.00 | 0.00 | 7.93K |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 28.57K | SH | $1.41M 1.39% | 0.00 | 0.00 | 28.57K |
ISHARES TRSOLE | TIPS BD ETF | 12.21K | SH | $1.34M 1.32% | 0.00 | 0.00 | 12.21K |
WILLIS TOWERS WATSON PLC LTDSOLE | SHS | 2.99K | SH | $982.8K 0.96% | 0.00 | 0.00 | 2.99K |
VANGUARD WORLD FDSOLE | INF TECH ETF | 1.20K | SH | $906.1K 0.89% | 0.00 | 0.00 | 1.20K |
VERIZON COMMUNICATIONS INCSOLE | COM | 20.75K | SH | $845.2K 0.83% | 0.00 | 0.00 | 20.75K |
SPDR GOLD TRSOLE | GOLD SHS | 2.04K | SH | $807.3K 0.79% | 0.00 | 0.00 | 2.04K |
NVIDIA CORPORATIONSOLE | COM | 4.30K | SH | $802.7K 0.79% | 0.00 | 0.00 | 4.30K |
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