BERNARDO WEALTH PLANNING LLC

Filed: 1/26/2026ACC: 0001765595-26-000001

📋 What this filing means

BERNARDO WEALTH PLANNING LLC filed this quarterly 13F‑HR report disclosing 127 equity positions with a total reported market value of $524.75M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

127

Positions

$524.75M

Total AUM (reported)

6.08M

Total Shares

Allocation by class

CORE S&P500 ETF$58.44M11.1%

MEGA GRWTH IND$44.31M8.4%

COM$40.25M7.7%

MEGA CAP VAL ETF$31.12M5.9%

VNG RUS1000VAL$31.02M5.9%

CORE PLUS INCM$26.24M5.0%

VNG RUS1000GRW$24.59M4.7%

Portfolio Concentration

Top 3$133.87M25.5%

4–10$165.40M31.5%

11–25$139.07M26.5%

Rest$86.41M16.5%

Top 3 weight

25.5%

Top 10 weight

57.0%

Voting Authority Distribution

Total shares with voting rights: 6.08M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.08M

% of voting shares100.0%

Investment Discretion (by position count)

Sole127

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings127

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares85.32K

TypeSH

Market value$58.44M

11.14%

Sole

0.00

Shared

0.00

None

85.32K

VANGUARD WORLD FD

SOLE

MEGA GRWTH IND

Shares107.35K

TypeSH

Market value$44.31M

8.44%

Sole

0.00

Shared

0.00

None

107.35K

VANGUARD WORLD FD

SOLE

MEGA CAP VAL ETF

Shares220.48K

TypeSH

Market value$31.12M

5.93%

Sole

0.00

Shared

0.00

None

220.48K

VANGUARD SCOTTSDALE FDS

SOLE

VNG RUS1000VAL

Shares336.03K

TypeSH

Market value$31.02M

5.91%

Sole

0.00

Shared

0.00

None

336.03K

CAPITAL GRP FIXED INCM ETF T

SOLE

CORE PLUS INCM

Shares1.16M

TypeSH

Market value$26.24M

5.00%

Sole

0.00

Shared

0.00

None

1.16M

VANGUARD SCOTTSDALE FDS

SOLE

VNG RUS1000GRW

Shares201.94K

TypeSH

Market value$24.59M

4.69%

Sole

0.00

Shared

0.00

None

201.94K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares162.23K

TypeSH

Market value$24.12M

4.60%

Sole

0.00

Shared

0.00

None

162.23K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares113.43K

TypeSH

Market value$21.73M

4.14%

Sole

0.00

Shared

0.00

None

113.43K

DIMENSIONAL ETF TRUST

SOLE

US EQUITY MARKET

Shares258.27K

TypeSH

Market value$19.16M

3.65%

Sole

0.00

Shared

0.00

None

258.27K

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares324.22K

TypeSH

Market value$18.56M

3.54%

Sole

0.00

Shared

0.00

None

324.22K

ISHARES TR

SOLE

US TREAS BD ETF

Shares613.49K

TypeSH

Market value$14.13M

2.69%

Sole

0.00

Shared

0.00

None

613.49K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares97.19K

TypeSH

Market value$13.95M

2.66%

Sole

0.00

Shared

0.00

None

97.19K

J P MORGAN EXCHANGE TRADED F

SOLE

INCOME ETF

Shares296.49K

TypeSH

Market value$13.72M

2.62%

Sole

0.00

Shared

0.00

None

296.49K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares257.73K

TypeSH

Market value$13.63M

2.60%

Sole

0.00

Shared

0.00

None

257.73K

J P MORGAN EXCHANGE TRADED F

SOLE

NASDAQ EQT PREM

Shares230.09K

TypeSH

Market value$13.37M

2.55%

Sole

0.00

Shared

0.00

None

230.09K

ISHARES TR

SOLE

MBS ETF

Shares136.32K

TypeSH

Market value$12.98M

2.47%

Sole

0.00

Shared

0.00

None

136.32K

APPLE INC

SOLE

COM

Shares39.75K

TypeSH

Market value$10.81M

2.06%

Sole

0.00

Shared

0.00

None

39.75K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares118.42K

TypeSH

Market value$9.22M

1.76%

Sole

0.00

Shared

0.00

None

118.42K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares11.11K

TypeSH

Market value$6.82M

1.30%

Sole

0.00

Shared

0.00

None

11.11K

FIRST TR EXCHANGE-TRADED FD

SOLE

CAP STRENGTH ETF

Shares58.06K

TypeSH

Market value$5.37M

1.02%

Sole

0.00

Shared

0.00

None

58.06K

INVESCO EXCH TRADED FD TR II

SOLE

NASDAQ 100 ETF

Shares20.49K

TypeSH

Market value$5.18M

0.99%

Sole

0.00

Shared

0.00

None

20.49K

HARTFORD FDS EXCHANGE TRADED

SOLE

MUN OPORTUNITE

Shares129.18K

TypeSH

Market value$5.05M

0.96%

Sole

0.00

Shared

0.00

None

129.18K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares19.55K

TypeSH

Market value$5.04M

0.96%

Sole

0.00

Shared

0.00

None

19.55K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares17.13K

TypeSH

Market value$4.97M

0.95%

Sole

0.00

Shared

0.00

None

17.13K

WISDOMTREE TR

SOLE

FLOATNG RAT TREA

Shares95.68K

TypeSH

Market value$4.81M

0.92%

Sole

0.00

Shared

0.00

None

95.68K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE S&P500 ETF	85.32K	SH	$58.44M 11.14%	85.32K
VANGUARD WORLD FDSOLE	MEGA GRWTH IND	107.35K	SH	$44.31M 8.44%	107.35K
VANGUARD WORLD FDSOLE	MEGA CAP VAL ETF	220.48K	SH	$31.12M 5.93%	220.48K
VANGUARD SCOTTSDALE FDSSOLE	VNG RUS1000VAL	336.03K	SH	$31.02M 5.91%	336.03K
CAPITAL GRP FIXED INCM ETF TSOLE	CORE PLUS INCM	1.16M	SH	$26.24M 5.00%	1.16M
VANGUARD SCOTTSDALE FDSSOLE	VNG RUS1000GRW	201.94K	SH	$24.59M 4.69%	201.94K
ISHARES TRSOLE	CORE S&P TTL STK	162.23K	SH	$24.12M 4.60%	162.23K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	113.43K	SH	$21.73M 4.14%	113.43K
DIMENSIONAL ETF TRUSTSOLE	US EQUITY MARKET	258.27K	SH	$19.16M 3.65%	258.27K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	324.22K	SH	$18.56M 3.54%	324.22K
ISHARES TRSOLE	US TREAS BD ETF	613.49K	SH	$14.13M 2.69%	613.49K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	97.19K	SH	$13.95M 2.66%	97.19K
J P MORGAN EXCHANGE TRADED FSOLE	INCOME ETF	296.49K	SH	$13.72M 2.62%	296.49K
ISHARES TRSOLE	ISHS 1-5YR INVS	257.73K	SH	$13.63M 2.60%	257.73K
J P MORGAN EXCHANGE TRADED FSOLE	NASDAQ EQT PREM	230.09K	SH	$13.37M 2.55%	230.09K
ISHARES TRSOLE	MBS ETF	136.32K	SH	$12.98M 2.47%	136.32K
APPLE INCSOLE	COM	39.75K	SH	$10.81M 2.06%	39.75K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	118.42K	SH	$9.22M 1.76%	118.42K
INVESCO QQQ TRSOLE	UNIT SER 1	11.11K	SH	$6.82M 1.30%	11.11K
FIRST TR EXCHANGE-TRADED FDSOLE	CAP STRENGTH ETF	58.06K	SH	$5.37M 1.02%	58.06K
INVESCO EXCH TRADED FD TR IISOLE	NASDAQ 100 ETF	20.49K	SH	$5.18M 0.99%	20.49K
HARTFORD FDS EXCHANGE TRADEDSOLE	MUN OPORTUNITE	129.18K	SH	$5.05M 0.96%	129.18K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	19.55K	SH	$5.04M 0.96%	19.55K
VANGUARD INDEX FDSSOLE	MID CAP ETF	17.13K	SH	$4.97M 0.95%	17.13K
WISDOMTREE TRSOLE	FLOATNG RAT TREA	95.68K	SH	$4.81M 0.92%	95.68K

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