BERNARDO WEALTH PLANNING LLC

Filed: 10/22/2025ACC: 0001765595-25-000007

📋 What this filing means

BERNARDO WEALTH PLANNING LLC filed this quarterly 13F‑HR report disclosing 127 equity positions with a total reported market value of $510.06M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

127

Positions

$510.06M

Total AUM (reported)

5.97M

Total Shares

Allocation by class

CORE S&P500 ETF$57.09M11.2%

MEGA GRWTH IND$43.81M8.6%

COM$35.95M7.0%

MEGA CAP VAL ETF$30.44M6.0%

VNG RUS1000VAL$30.03M5.9%

CORE PLUS INCM$25.57M5.0%

VNG RUS1000GRW$24.46M4.8%

Portfolio Concentration

Top 3$131.34M25.7%

4–10$161.92M31.7%

11–25$136.81M26.8%

Rest$80.00M15.7%

Top 3 weight

25.7%

Top 10 weight

57.5%

Voting Authority Distribution

Total shares with voting rights: 5.97M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.97M

% of voting shares100.0%

Investment Discretion (by position count)

Sole127

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings127

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares85.30K

TypeSH

Market value$57.09M

11.19%

Sole

0.00

Shared

0.00

None

85.30K

VANGUARD WORLD FD

SOLE

MEGA GRWTH IND

Shares108.86K

TypeSH

Market value$43.81M

8.59%

Sole

0.00

Shared

0.00

None

108.86K

VANGUARD WORLD FD

SOLE

MEGA CAP VAL ETF

Shares220.98K

TypeSH

Market value$30.44M

5.97%

Sole

0.00

Shared

0.00

None

220.98K

VANGUARD SCOTTSDALE FDS

SOLE

VNG RUS1000VAL

Shares335.97K

TypeSH

Market value$30.03M

5.89%

Sole

0.00

Shared

0.00

None

335.97K

CAPITAL GRP FIXED INCM ETF T

SOLE

CORE PLUS INCM

Shares1.13M

TypeSH

Market value$25.57M

5.01%

Sole

0.00

Shared

0.00

None

1.13M

VANGUARD SCOTTSDALE FDS

SOLE

VNG RUS1000GRW

Shares202.99K

TypeSH

Market value$24.46M

4.80%

Sole

0.00

Shared

0.00

None

202.99K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares159.34K

TypeSH

Market value$23.21M

4.55%

Sole

0.00

Shared

0.00

None

159.34K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares113.32K

TypeSH

Market value$21.50M

4.21%

Sole

0.00

Shared

0.00

None

113.32K

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares329.74K

TypeSH

Market value$18.83M

3.69%

Sole

0.00

Shared

0.00

None

329.74K

DIMENSIONAL ETF TRUST

SOLE

US EQUITY MARKET

Shares253.13K

TypeSH

Market value$18.34M

3.59%

Sole

0.00

Shared

0.00

None

253.13K

ISHARES TR

SOLE

US TREAS BD ETF

Shares605.75K

TypeSH

Market value$14.00M

2.75%

Sole

0.00

Shared

0.00

None

605.75K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares98.46K

TypeSH

Market value$13.88M

2.72%

Sole

0.00

Shared

0.00

None

98.46K

J P MORGAN EXCHANGE TRADED F

SOLE

INCOME ETF

Shares285.92K

TypeSH

Market value$13.27M

2.60%

Sole

0.00

Shared

0.00

None

285.92K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares248.76K

TypeSH

Market value$13.19M

2.59%

Sole

0.00

Shared

0.00

None

248.76K

J P MORGAN EXCHANGE TRADED F

SOLE

NASDAQ EQT PREM

Shares228.77K

TypeSH

Market value$13.16M

2.58%

Sole

0.00

Shared

0.00

None

228.77K

ISHARES TR

SOLE

MBS ETF

Shares133.49K

TypeSH

Market value$12.70M

2.49%

Sole

0.00

Shared

0.00

None

133.49K

APPLE INC

SOLE

COM

Shares39.33K

TypeSH

Market value$10.01M

1.96%

Sole

0.00

Shared

0.00

None

39.33K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares116.37K

TypeSH

Market value$9.09M

1.78%

Sole

0.00

Shared

0.00

None

116.37K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares11.27K

TypeSH

Market value$6.77M

1.33%

Sole

0.00

Shared

0.00

None

11.27K

FIRST TR EXCHANGE-TRADED FD

SOLE

CAP STRENGTH ETF

Shares58.44K

TypeSH

Market value$5.47M

1.07%

Sole

0.00

Shared

0.00

None

58.44K

INVESCO EXCH TRADED FD TR II

SOLE

NASDAQ 100 ETF

Shares21.18K

TypeSH

Market value$5.23M

1.03%

Sole

0.00

Shared

0.00

None

21.18K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares17.47K

TypeSH

Market value$5.13M

1.01%

Sole

0.00

Shared

0.00

None

17.47K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares19.93K

TypeSH

Market value$5.07M

0.99%

Sole

0.00

Shared

0.00

None

19.93K

WISDOMTREE TR

SOLE

FLOATNG RAT TREA

Shares99.45K

TypeSH

Market value$5.00M

0.98%

Sole

0.00

Shared

0.00

None

99.45K

HARTFORD FDS EXCHANGE TRADED

SOLE

MUN OPORTUNITE

Shares124.01K

TypeSH

Market value$4.83M

0.95%

Sole

0.00

Shared

0.00

None

124.01K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE S&P500 ETF	85.30K	SH	$57.09M 11.19%	85.30K
VANGUARD WORLD FDSOLE	MEGA GRWTH IND	108.86K	SH	$43.81M 8.59%	108.86K
VANGUARD WORLD FDSOLE	MEGA CAP VAL ETF	220.98K	SH	$30.44M 5.97%	220.98K
VANGUARD SCOTTSDALE FDSSOLE	VNG RUS1000VAL	335.97K	SH	$30.03M 5.89%	335.97K
CAPITAL GRP FIXED INCM ETF TSOLE	CORE PLUS INCM	1.13M	SH	$25.57M 5.01%	1.13M
VANGUARD SCOTTSDALE FDSSOLE	VNG RUS1000GRW	202.99K	SH	$24.46M 4.80%	202.99K
ISHARES TRSOLE	CORE S&P TTL STK	159.34K	SH	$23.21M 4.55%	159.34K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	113.32K	SH	$21.50M 4.21%	113.32K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	329.74K	SH	$18.83M 3.69%	329.74K
DIMENSIONAL ETF TRUSTSOLE	US EQUITY MARKET	253.13K	SH	$18.34M 3.59%	253.13K
ISHARES TRSOLE	US TREAS BD ETF	605.75K	SH	$14.00M 2.75%	605.75K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	98.46K	SH	$13.88M 2.72%	98.46K
J P MORGAN EXCHANGE TRADED FSOLE	INCOME ETF	285.92K	SH	$13.27M 2.60%	285.92K
ISHARES TRSOLE	ISHS 1-5YR INVS	248.76K	SH	$13.19M 2.59%	248.76K
J P MORGAN EXCHANGE TRADED FSOLE	NASDAQ EQT PREM	228.77K	SH	$13.16M 2.58%	228.77K
ISHARES TRSOLE	MBS ETF	133.49K	SH	$12.70M 2.49%	133.49K
APPLE INCSOLE	COM	39.33K	SH	$10.01M 1.96%	39.33K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	116.37K	SH	$9.09M 1.78%	116.37K
INVESCO QQQ TRSOLE	UNIT SER 1	11.27K	SH	$6.77M 1.33%	11.27K
FIRST TR EXCHANGE-TRADED FDSOLE	CAP STRENGTH ETF	58.44K	SH	$5.47M 1.07%	58.44K
INVESCO EXCH TRADED FD TR IISOLE	NASDAQ 100 ETF	21.18K	SH	$5.23M 1.03%	21.18K
VANGUARD INDEX FDSSOLE	MID CAP ETF	17.47K	SH	$5.13M 1.01%	17.47K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	19.93K	SH	$5.07M 0.99%	19.93K
WISDOMTREE TRSOLE	FLOATNG RAT TREA	99.45K	SH	$5.00M 0.98%	99.45K
HARTFORD FDS EXCHANGE TRADEDSOLE	MUN OPORTUNITE	124.01K	SH	$4.83M 0.95%	124.01K

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