BERNARDO WEALTH PLANNING LLC

Filed: 4/22/2025ACC: 0001765595-25-000003

📋 What this filing means

BERNARDO WEALTH PLANNING LLC filed this quarterly 13F‑HR report disclosing 113 equity positions with a total reported market value of $417.95M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

113

Positions

$417.95M

Total AUM (reported)

5.29M

Total Shares

Allocation by class

CORE S&P500 ETF$43.84M10.5%

MEGA GRWTH IND$37.03M8.9%

COM$31.27M7.5%

MEGA CAP VAL ETF$30.67M7.3%

VNG RUS1000VAL$27.08M6.5%

CORE PLUS INCM$26.11M6.2%

VNG RUS1000GRW$18.35M4.4%

Portfolio Concentration

Top 3$111.55M26.7%

4–10$130.52M31.2%

11–25$115.29M27.6%

Rest$60.59M14.5%

Top 3 weight

26.7%

Top 10 weight

57.9%

Voting Authority Distribution

Total shares with voting rights: 5.29M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.29M

% of voting shares100.0%

Investment Discretion (by position count)

Sole113

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings113

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares78.02K

TypeSH

Market value$43.84M

10.49%

Sole

0.00

Shared

0.00

None

78.02K

VANGUARD WORLD FD

SOLE

MEGA GRWTH IND

Shares119.90K

TypeSH

Market value$37.03M

8.86%

Sole

0.00

Shared

0.00

None

119.90K

VANGUARD WORLD FD

SOLE

MEGA CAP VAL ETF

Shares238.08K

TypeSH

Market value$30.67M

7.34%

Sole

0.00

Shared

0.00

None

238.08K

VANGUARD SCOTTSDALE FDS

SOLE

VNG RUS1000VAL

Shares328.05K

TypeSH

Market value$27.08M

6.48%

Sole

0.00

Shared

0.00

None

328.05K

CAPITAL GRP FIXED INCM ETF T

SOLE

CORE PLUS INCM

Shares1.16M

TypeSH

Market value$26.11M

6.25%

Sole

0.00

Shared

0.00

None

1.16M

VANGUARD SCOTTSDALE FDS

SOLE

VNG RUS1000GRW

Shares197.78K

TypeSH

Market value$18.35M

4.39%

Sole

0.00

Shared

0.00

None

197.78K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares102.88K

TypeSH

Market value$17.82M

4.26%

Sole

0.00

Shared

0.00

None

102.88K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares130.13K

TypeSH

Market value$15.88M

3.80%

Sole

0.00

Shared

0.00

None

130.13K

ISHARES TR

SOLE

US TREAS BD ETF

Shares554.35K

TypeSH

Market value$12.74M

3.05%

Sole

0.00

Shared

0.00

None

554.35K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares97.19K

TypeSH

Market value$12.53M

3.00%

Sole

0.00

Shared

0.00

None

97.19K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares26.69K

TypeSH

Market value$12.51M

2.99%

Sole

0.00

Shared

0.00

None

26.69K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares223.40K

TypeSH

Market value$11.70M

2.80%

Sole

0.00

Shared

0.00

None

223.40K

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares181.46K

TypeSH

Market value$10.37M

2.48%

Sole

0.00

Shared

0.00

None

181.46K

ISHARES TR

SOLE

MBS ETF

Shares105.35K

TypeSH

Market value$9.88M

2.36%

Sole

0.00

Shared

0.00

None

105.35K

J P MORGAN EXCHANGE TRADED F

SOLE

INCOME ETF

Shares208.77K

TypeSH

Market value$9.62M

2.30%

Sole

0.00

Shared

0.00

None

208.77K

DIMENSIONAL ETF TRUST

SOLE

US EQUITY MARKET

Shares158.53K

TypeSH

Market value$9.59M

2.29%

Sole

0.00

Shared

0.00

None

158.53K

APPLE INC

SOLE

COM

Shares40.88K

TypeSH

Market value$9.08M

2.17%

Sole

0.00

Shared

0.00

None

40.88K

J P MORGAN EXCHANGE TRADED F

SOLE

NASDAQ EQT PREM

Shares135.83K

TypeSH

Market value$7.03M

1.68%

Sole

0.00

Shared

0.00

None

135.83K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares23.91K

TypeSH

Market value$6.18M

1.48%

Sole

0.00

Shared

0.00

None

23.91K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares74.61K

TypeSH

Market value$5.71M

1.37%

Sole

0.00

Shared

0.00

None

74.61K

FIRST TR EXCHANGE-TRADED FD

SOLE

CAP STRENGTH ETF

Shares59.01K

TypeSH

Market value$5.29M

1.27%

Sole

0.00

Shared

0.00

None

59.01K

HARTFORD FDS EXCHANGE TRADED

SOLE

MUN OPORTUNITE

Shares130.55K

TypeSH

Market value$5.02M

1.20%

Sole

0.00

Shared

0.00

None

130.55K

WISDOMTREE TR

SOLE

FLOATNG RAT TREA

Shares99.46K

TypeSH

Market value$5.01M

1.20%

Sole

0.00

Shared

0.00

None

99.46K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares19.71K

TypeSH

Market value$4.37M

1.05%

Sole

0.00

Shared

0.00

None

19.71K

NEW YORK LIFE INVTS ACTIVE E

SOLE

NYLI MACKAY MUN

Shares163.90K

TypeSH

Market value$3.93M

0.94%

Sole

0.00

Shared

0.00

None

163.90K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE S&P500 ETF	78.02K	SH	$43.84M 10.49%	78.02K
VANGUARD WORLD FDSOLE	MEGA GRWTH IND	119.90K	SH	$37.03M 8.86%	119.90K
VANGUARD WORLD FDSOLE	MEGA CAP VAL ETF	238.08K	SH	$30.67M 7.34%	238.08K
VANGUARD SCOTTSDALE FDSSOLE	VNG RUS1000VAL	328.05K	SH	$27.08M 6.48%	328.05K
CAPITAL GRP FIXED INCM ETF TSOLE	CORE PLUS INCM	1.16M	SH	$26.11M 6.25%	1.16M
VANGUARD SCOTTSDALE FDSSOLE	VNG RUS1000GRW	197.78K	SH	$18.35M 4.39%	197.78K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	102.88K	SH	$17.82M 4.26%	102.88K
ISHARES TRSOLE	CORE S&P TTL STK	130.13K	SH	$15.88M 3.80%	130.13K
ISHARES TRSOLE	US TREAS BD ETF	554.35K	SH	$12.74M 3.05%	554.35K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	97.19K	SH	$12.53M 3.00%	97.19K
INVESCO QQQ TRSOLE	UNIT SER 1	26.69K	SH	$12.51M 2.99%	26.69K
ISHARES TRSOLE	ISHS 1-5YR INVS	223.40K	SH	$11.70M 2.80%	223.40K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	181.46K	SH	$10.37M 2.48%	181.46K
ISHARES TRSOLE	MBS ETF	105.35K	SH	$9.88M 2.36%	105.35K
J P MORGAN EXCHANGE TRADED FSOLE	INCOME ETF	208.77K	SH	$9.62M 2.30%	208.77K
DIMENSIONAL ETF TRUSTSOLE	US EQUITY MARKET	158.53K	SH	$9.59M 2.29%	158.53K
APPLE INCSOLE	COM	40.88K	SH	$9.08M 2.17%	40.88K
J P MORGAN EXCHANGE TRADED FSOLE	NASDAQ EQT PREM	135.83K	SH	$7.03M 1.68%	135.83K
VANGUARD INDEX FDSSOLE	MID CAP ETF	23.91K	SH	$6.18M 1.48%	23.91K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	74.61K	SH	$5.71M 1.37%	74.61K
FIRST TR EXCHANGE-TRADED FDSOLE	CAP STRENGTH ETF	59.01K	SH	$5.29M 1.27%	59.01K
HARTFORD FDS EXCHANGE TRADEDSOLE	MUN OPORTUNITE	130.55K	SH	$5.02M 1.20%	130.55K
WISDOMTREE TRSOLE	FLOATNG RAT TREA	99.46K	SH	$5.01M 1.20%	99.46K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	19.71K	SH	$4.37M 1.05%	19.71K
NEW YORK LIFE INVTS ACTIVE ESOLE	NYLI MACKAY MUN	163.90K	SH	$3.93M 0.94%	163.90K

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