BERKSHIRE MONEY MANAGEMENT, INC.

Filed: 1/27/2026ACC: 0001398344-26-001283

📋 What this filing means

BERKSHIRE MONEY MANAGEMENT, INC. filed this quarterly 13F‑HR report disclosing 131 equity positions with a total reported market value of $1.05B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

131

Positions

$1.05B

Total AUM (reported)

10.12M

Total Shares

Allocation by class

TR UNIT$232.37M22.2%

UT SER 1$99.27M9.5%

STATE STREET SPD$83.29M7.9%

UNIT SER 1$80.85M7.7%

US SMALL CAP PWR$67.22M6.4%

DIV APP ETF$62.22M5.9%

S&P500 EQL WGT$57.30M5.5%

Portfolio Concentration

Top 3$412.49M39.4%

4–10$348.86M33.3%

11–25$208.11M19.9%

Rest$78.75M7.5%

Top 3 weight

39.4%

Top 10 weight

72.6%

Voting Authority Distribution

Total shares with voting rights: 10.12M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

10.12M

% of voting shares100.0%

Investment Discretion (by position count)

Sole131

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings131

Rows:

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares340.75K

TypeSH

Market value$232.37M

22.17%

Sole

0.00

Shared

0.00

None

340.75K

SPDR DOW JONES INDL AVERAGE

SOLE

UT SER 1

Shares206.57K

TypeSH

Market value$99.27M

9.47%

Sole

0.00

Shared

0.00

None

206.57K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares131.62K

TypeSH

Market value$80.85M

7.71%

Sole

0.00

Shared

0.00

None

131.62K

INNOVATOR ETFS TRUST

SOLE

US SMALL CAP PWR

Shares2.50M

TypeSH

Market value$66.23M

6.32%

Sole

0.00

Shared

0.00

None

2.50M

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares283.09K

TypeSH

Market value$62.22M

5.94%

Sole

0.00

Shared

0.00

None

283.09K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares299.11K

TypeSH

Market value$57.30M

5.47%

Sole

0.00

Shared

0.00

None

299.11K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares114.71K

TypeSH

Market value$54.29M

5.18%

Sole

0.00

Shared

0.00

None

114.71K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares1.76M

TypeSH

Market value$44.46M

4.24%

Sole

0.00

Shared

0.00

None

1.76M

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares152.36K

TypeSH

Market value$32.31M

3.08%

Sole

0.00

Shared

0.00

None

152.36K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares406.85K

TypeSH

Market value$32.06M

3.06%

Sole

0.00

Shared

0.00

None

406.85K

INNOVATOR ETFS TRUST

SOLE

US EQTY PWR BUF

Shares637.17K

TypeSH

Market value$26.68M

2.55%

Sole

0.00

Shared

0.00

None

637.17K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares54.48K

TypeSH

Market value$26.58M

2.54%

Sole

0.00

Shared

0.00

None

54.48K

SELECT SECTOR SPDR TR

SOLE

STATE STREET UTI

Shares576.07K

TypeSH

Market value$24.59M

2.35%

Sole

0.00

Shared

0.00

None

576.07K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares251.29K

TypeSH

Market value$22.96M

2.19%

Sole

0.00

Shared

0.00

None

251.29K

VANECK ETF TRUST

SOLE

MRNGSTR WDE MOAT

Shares212.61K

TypeSH

Market value$22.02M

2.10%

Sole

0.00

Shared

0.00

None

212.61K

EXCHANGE TRADED CONCEPTS TRU

SOLE

ROBO GLB ARTIF

Shares241.06K

TypeSH

Market value$15.30M

1.46%

Sole

0.00

Shared

0.00

None

241.06K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares156.06K

TypeSH

Market value$15.17M

1.45%

Sole

0.00

Shared

0.00

None

156.06K

INVESCO EXCHANGE TRADED FD T

SOLE

AI AND NEXT GEN

Shares245.62K

TypeSH

Market value$14.61M

1.39%

Sole

0.00

Shared

0.00

None

245.62K

APPLE INC

SOLE

COM

Shares26.95K

TypeSH

Market value$7.33M

0.70%

Sole

0.00

Shared

0.00

None

26.95K

TIDAL TRUST I

SOLE

FUNDSTRAT GRANNY

Shares287.53K

TypeSH

Market value$7.12M

0.68%

Sole

0.00

Shared

0.00

None

287.53K

INNOVATOR ETFS TRUST

SOLE

US EQTY BUFR FEB

Shares141.36K

TypeSH

Market value$6.88M

0.66%

Sole

0.00

Shared

0.00

None

141.36K

INNOVATOR ETFS TRUST

SOLE

US SML CP PWR B

Shares149.38K

TypeSH

Market value$6.19M

0.59%

Sole

0.00

Shared

0.00

None

149.38K

DIREXION SHS ETF TR

SOLE

NAS100 EQL WGT

Shares55.37K

TypeSH

Market value$5.66M

0.54%

Sole

0.00

Shared

0.00

None

55.37K

INNOVATOR ETFS TRUST

SOLE

US SML CP PWR ET

Shares100.46K

TypeSH

Market value$3.53M

0.34%

Sole

0.00

Shared

0.00

None

100.46K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares5.56K

TypeSH

Market value$3.48M

0.33%

Sole

0.00

Shared

0.00

None

5.56K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SPDR S&P 500 ETF TRSOLE	TR UNIT	340.75K	SH	$232.37M 22.17%	340.75K
SPDR DOW JONES INDL AVERAGESOLE	UT SER 1	206.57K	SH	$99.27M 9.47%	206.57K
INVESCO QQQ TRSOLE	UNIT SER 1	131.62K	SH	$80.85M 7.71%	131.62K
INNOVATOR ETFS TRUSTSOLE	US SMALL CAP PWR	2.50M	SH	$66.23M 6.32%	2.50M
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	283.09K	SH	$62.22M 5.94%	283.09K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	299.11K	SH	$57.30M 5.47%	299.11K
ISHARES TRSOLE	RUS 1000 GRW ETF	114.71K	SH	$54.29M 5.18%	114.71K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	1.76M	SH	$44.46M 4.24%	1.76M
ISHARES TRSOLE	S&P 500 VAL ETF	152.36K	SH	$32.31M 3.08%	152.36K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	406.85K	SH	$32.06M 3.06%	406.85K
INNOVATOR ETFS TRUSTSOLE	US EQTY PWR BUF	637.17K	SH	$26.68M 2.55%	637.17K
VANGUARD INDEX FDSSOLE	GROWTH ETF	54.48K	SH	$26.58M 2.54%	54.48K
SELECT SECTOR SPDR TRSOLE	STATE STREET UTI	576.07K	SH	$24.59M 2.35%	576.07K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	251.29K	SH	$22.96M 2.19%	251.29K
VANECK ETF TRUSTSOLE	MRNGSTR WDE MOAT	212.61K	SH	$22.02M 2.10%	212.61K
EXCHANGE TRADED CONCEPTS TRUSOLE	ROBO GLB ARTIF	241.06K	SH	$15.30M 1.46%	241.06K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	156.06K	SH	$15.17M 1.45%	156.06K
INVESCO EXCHANGE TRADED FD TSOLE	AI AND NEXT GEN	245.62K	SH	$14.61M 1.39%	245.62K
APPLE INCSOLE	COM	26.95K	SH	$7.33M 0.70%	26.95K
TIDAL TRUST ISOLE	FUNDSTRAT GRANNY	287.53K	SH	$7.12M 0.68%	287.53K
INNOVATOR ETFS TRUSTSOLE	US EQTY BUFR FEB	141.36K	SH	$6.88M 0.66%	141.36K
INNOVATOR ETFS TRUSTSOLE	US SML CP PWR B	149.38K	SH	$6.19M 0.59%	149.38K
DIREXION SHS ETF TRSOLE	NAS100 EQL WGT	55.37K	SH	$5.66M 0.54%	55.37K
INNOVATOR ETFS TRUSTSOLE	US SML CP PWR ET	100.46K	SH	$3.53M 0.34%	100.46K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	5.56K	SH	$3.48M 0.33%	5.56K

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