BEDEL FINANCIAL CONSULTING, INC.

Filed: 1/28/2026ACC: 0001765380-26-000047

📋 What this filing means

BEDEL FINANCIAL CONSULTING, INC. filed this quarterly 13F‑HR report disclosing 289 equity positions with a total reported market value of $929.33M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

289

Positions

$929.33M

Total AUM (reported)

8.36M

Total Shares

Allocation by class

COM$493.70M53.1%

INTL CORE EQT MK$55.57M6.0%

TAX EXEMPT BD$34.80M3.7%

EMGR CRE EQT MNG$24.07M2.6%

SHORT TRM TAX EX$16.74M1.8%

INTL SMCP VLU$15.00M1.6%

EAFE GRWTH ETF$13.92M1.5%

Portfolio Concentration

Top 3$442.97M47.7%

4–10$120.14M12.9%

11–25$120.41M13.0%

Rest$245.81M26.5%

Top 3 weight

47.7%

Top 10 weight

60.6%

Voting Authority Distribution

Total shares with voting rights: 8.36M

Sole

Full voting authority

98K

% of voting shares1.2%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

8.26M

% of voting shares98.8%

Investment Discretion (by position count)

Sole289

Shared0

Other0

Dominant voting typeNone · 98.8% of voting shares

Institutional Holdings289

Rows:

ELI LILLY & CO

SOLE

COM

Shares345.44K

TypeSH

Market value$352.61M

37.94%

Sole

380.00

Shared

0.00

None

345.06K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQT MK

Shares1.46M

TypeSH

Market value$55.57M

5.98%

Sole

17.07K

Shared

0.00

None

1.44M

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares691.90K

TypeSH

Market value$34.80M

3.74%

Sole

14.85K

Shared

0.00

None

677.04K

DIMENSIONAL ETF TRUST

SOLE

EMGR CRE EQT MNG

Shares739.16K

TypeSH

Market value$24.07M

2.59%

Sole

5.81K

Shared

0.00

None

733.36K

APPLE INC

SOLE

COM

Shares77.75K

TypeSH

Market value$21.14M

2.27%

Sole

1.12K

Shared

0.00

None

76.63K

VANGUARD WELLINGTON FD

SOLE

SHORT TRM TAX EX

Shares164.78K

TypeSH

Market value$16.74M

1.80%

Sole

0.00

Shared

0.00

None

164.78K

MICROSOFT CORP

SOLE

COM

Shares33.63K

TypeSH

Market value$16.26M

1.75%

Sole

0.00

Shared

0.00

None

33.63K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares159.66K

TypeSH

Market value$15.00M

1.61%

Sole

2.40K

Shared

0.00

None

157.26K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares122.23K

TypeSH

Market value$13.92M

1.50%

Sole

2.47K

Shared

0.00

None

119.75K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares19.06K

TypeSH

Market value$13.00M

1.40%

Sole

205.00

Shared

0.00

None

18.86K

ISHARES TR

SOLE

MRGSTR MD CP GRW

Shares159.32K

TypeSH

Market value$12.72M

1.37%

Sole

1.11K

Shared

0.00

None

158.22K

CAPITAL GROUP GROWTH ETF

SOLE

SHS CREATION UNI

Shares281.83K

TypeSH

Market value$12.53M

1.35%

Sole

3.73K

Shared

0.00

None

278.10K

JPMORGAN CHASE & CO.

SOLE

COM

Shares31.72K

TypeSH

Market value$10.22M

1.10%

Sole

0.00

Shared

0.00

None

31.72K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares18.67K

TypeSH

Market value$9.38M

1.01%

Sole

0.00

Shared

0.00

None

18.67K

INNOVATOR ETFS TRUST

SOLE

US EQT PWR BUF

Shares236.92K

TypeSH

Market value$9.27M

1.00%

Sole

0.00

Shared

0.00

None

236.92K

SSGA ACTIVE ETF TR

SOLE

STATE STREET DOU

Shares228.10K

TypeSH

Market value$9.18M

0.99%

Sole

3.68K

Shared

0.00

None

224.42K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares11.24K

TypeSH

Market value$7.70M

0.83%

Sole

0.00

Shared

0.00

None

11.24K

FIRST TR EXCHANGE-TRADED ALP

SOLE

SML CP GRW ALP

Shares74.44K

TypeSH

Market value$7.16M

0.77%

Sole

782.00

Shared

0.00

None

73.66K

ISHARES TR

SOLE

MRGSTR MD CP VAL

Shares86.29K

TypeSH

Market value$7.10M

0.76%

Sole

533.00

Shared

0.00

None

85.75K

ALPHABET INC

SOLE

CAP STK CL A

Shares21.05K

TypeSH

Market value$6.59M

0.71%

Sole

0.00

Shared

0.00

None

21.05K

AMERICAN CENTY ETF TR

SOLE

FOCUSED LRG CAP

Shares82.77K

TypeSH

Market value$6.27M

0.67%

Sole

0.00

Shared

0.00

None

82.77K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares77.55K

TypeSH

Market value$6.18M

0.67%

Sole

471.00

Shared

0.00

None

77.08K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares17.29K

TypeSH

Market value$5.80M

0.62%

Sole

154.00

Shared

0.00

None

17.14K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL A

Shares7.00

TypeSH

Market value$5.28M

0.57%

Sole

0.00

Shared

0.00

None

7.00

ISHARES TR

SOLE

INTERNATIONAL SL

Shares120.96K

TypeSH

Market value$5.02M

0.54%

Sole

1.78K

Shared

0.00

None

119.17K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ELI LILLY & COSOLE	COM	345.44K	SH	$352.61M 37.94%	380.00	345.06K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQT MK	1.46M	SH	$55.57M 5.98%	17.07K	1.44M
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	691.90K	SH	$34.80M 3.74%	14.85K	677.04K
DIMENSIONAL ETF TRUSTSOLE	EMGR CRE EQT MNG	739.16K	SH	$24.07M 2.59%	5.81K	733.36K
APPLE INCSOLE	COM	77.75K	SH	$21.14M 2.27%	1.12K	76.63K
VANGUARD WELLINGTON FDSOLE	SHORT TRM TAX EX	164.78K	SH	$16.74M 1.80%	0.00	164.78K
MICROSOFT CORPSOLE	COM	33.63K	SH	$16.26M 1.75%	0.00	33.63K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	159.66K	SH	$15.00M 1.61%	2.40K	157.26K
ISHARES TRSOLE	EAFE GRWTH ETF	122.23K	SH	$13.92M 1.50%	2.47K	119.75K
SPDR S&P 500 ETF TRSOLE	TR UNIT	19.06K	SH	$13.00M 1.40%	205.00	18.86K
ISHARES TRSOLE	MRGSTR MD CP GRW	159.32K	SH	$12.72M 1.37%	1.11K	158.22K
CAPITAL GROUP GROWTH ETFSOLE	SHS CREATION UNI	281.83K	SH	$12.53M 1.35%	3.73K	278.10K
JPMORGAN CHASE & CO.SOLE	COM	31.72K	SH	$10.22M 1.10%	0.00	31.72K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	18.67K	SH	$9.38M 1.01%	0.00	18.67K
INNOVATOR ETFS TRUSTSOLE	US EQT PWR BUF	236.92K	SH	$9.27M 1.00%	0.00	236.92K
SSGA ACTIVE ETF TRSOLE	STATE STREET DOU	228.10K	SH	$9.18M 0.99%	3.68K	224.42K
ISHARES TRSOLE	CORE S&P500 ETF	11.24K	SH	$7.70M 0.83%	0.00	11.24K
FIRST TR EXCHANGE-TRADED ALPSOLE	SML CP GRW ALP	74.44K	SH	$7.16M 0.77%	782.00	73.66K
ISHARES TRSOLE	MRGSTR MD CP VAL	86.29K	SH	$7.10M 0.76%	533.00	85.75K
ALPHABET INCSOLE	CAP STK CL A	21.05K	SH	$6.59M 0.71%	0.00	21.05K
AMERICAN CENTY ETF TRSOLE	FOCUSED LRG CAP	82.77K	SH	$6.27M 0.67%	0.00	82.77K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	77.55K	SH	$6.18M 0.67%	471.00	77.08K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	17.29K	SH	$5.80M 0.62%	154.00	17.14K
BERKSHIRE HATHAWAY INC DELSOLE	CL A	7.00	SH	$5.28M 0.57%	0.00	7.00
ISHARES TRSOLE	INTERNATIONAL SL	120.96K	SH	$5.02M 0.54%	1.78K	119.17K

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