BEDEL FINANCIAL CONSULTING, INC.

Filed: 11/7/2025ACC: 0001765380-25-000442

📋 What this filing means

BEDEL FINANCIAL CONSULTING, INC. filed this quarterly 13F‑HR report disclosing 285 equity positions with a total reported market value of $783.34M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

285

Positions

$783.34M

Total AUM (reported)

7.89M

Total Shares

Allocation by class

COM$393.76M50.3%

INTL CORE EQT MK$52.29M6.7%

TAX EXEMPT BD$33.11M4.2%

EMGR CRE EQT MNG$19.99M2.6%

EAFE GRWTH ETF$13.86M1.8%

INTL SMCP VLU$13.51M1.7%

TR UNIT$12.92M1.6%

Portfolio Concentration

Top 3$336.61M43.0%

4–10$110.91M14.2%

11–25$105.98M13.5%

Rest$229.84M29.3%

Top 3 weight

43.0%

Top 10 weight

57.1%

Voting Authority Distribution

Total shares with voting rights: 7.89M

Sole

Full voting authority

96.97K

% of voting shares1.2%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

7.79M

% of voting shares98.8%

Investment Discretion (by position count)

Sole285

Shared0

Other0

Dominant voting typeNone · 98.8% of voting shares

Institutional Holdings285

Rows:

ELI LILLY & CO

SOLE

COM

Shares345.88K

TypeSH

Market value$251.21M

32.07%

Sole

380.00

Shared

0.00

None

345.50K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQT MK

Shares1.44M

TypeSH

Market value$52.29M

6.68%

Sole

16.42K

Shared

0.00

None

1.42M

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares661.27K

TypeSH

Market value$33.11M

4.23%

Sole

14.85K

Shared

0.00

None

646.42K

APPLE INC

SOLE

COM

Shares79.39K

TypeSH

Market value$20.21M

2.58%

Sole

1.12K

Shared

0.00

None

78.27K

DIMENSIONAL ETF TRUST

SOLE

EMGR CRE EQT MNG

Shares634.03K

TypeSH

Market value$19.99M

2.55%

Sole

5.67K

Shared

0.00

None

628.35K

MICROSOFT CORP

SOLE

COM

Shares33.93K

TypeSH

Market value$17.57M

2.24%

Sole

0.00

Shared

0.00

None

33.93K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares121.70K

TypeSH

Market value$13.86M

1.77%

Sole

2.47K

Shared

0.00

None

119.23K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares151.73K

TypeSH

Market value$13.51M

1.72%

Sole

2.36K

Shared

0.00

None

149.38K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares19.39K

TypeSH

Market value$12.92M

1.65%

Sole

220.00

Shared

0.00

None

19.18K

ISHARES TR

SOLE

MRGSTR MD CP GRW

Shares155.16K

TypeSH

Market value$12.84M

1.64%

Sole

1.11K

Shared

0.00

None

154.05K

CAPITAL GROUP GROWTH ETF

SOLE

SHS CREATION UNI

Shares287.39K

TypeSH

Market value$12.62M

1.61%

Sole

3.73K

Shared

0.00

None

283.66K

JPMORGAN CHASE & CO.

SOLE

COM

Shares31.38K

TypeSH

Market value$9.90M

1.26%

Sole

0.00

Shared

0.00

None

31.38K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares18.88K

TypeSH

Market value$9.49M

1.21%

Sole

0.00

Shared

0.00

None

18.88K

INNOVATOR ETFS TRUST

SOLE

US EQT PWR BUF

Shares237.72K

TypeSH

Market value$9.12M

1.16%

Sole

0.00

Shared

0.00

None

237.72K

SSGA ACTIVE ETF TR

SOLE

SPDR TR TACTIC

Shares208.01K

TypeSH

Market value$8.44M

1.08%

Sole

3.24K

Shared

0.00

None

204.77K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares11.40K

TypeSH

Market value$7.63M

0.97%

Sole

0.00

Shared

0.00

None

11.40K

FIRST TR EXCHANGE-TRADED ALP

SOLE

SML CP GRW ALP

Shares73.63K

TypeSH

Market value$6.68M

0.85%

Sole

781.00

Shared

0.00

None

72.85K

ISHARES TR

SOLE

MRGSTR MD CP VAL

Shares81.84K

TypeSH

Market value$6.58M

0.84%

Sole

533.00

Shared

0.00

None

81.30K

AMERICAN CENTY ETF TR

SOLE

FOCUSED LRG CAP

Shares79.45K

TypeSH

Market value$5.86M

0.75%

Sole

390.00

Shared

0.00

None

79.06K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL A

Shares7.00

TypeSH

Market value$5.28M

0.67%

Sole

0.00

Shared

0.00

None

7.00

ALPHABET INC

SOLE

CAP STK CL A

Shares20.98K

TypeSH

Market value$5.10M

0.65%

Sole

0.00

Shared

0.00

None

20.98K

ISHARES TR

SOLE

INTERNATIONAL SL

Shares122.06K

TypeSH

Market value$5.02M

0.64%

Sole

1.78K

Shared

0.00

None

120.28K

GLOBAL X FDS

SOLE

RATE PREFERRED

Shares216.93K

TypeSH

Market value$5.02M

0.64%

Sole

1.98K

Shared

0.00

None

214.95K

NVIDIA CORPORATION

SOLE

COM

Shares25.05K

TypeSH

Market value$4.67M

0.60%

Sole

0.00

Shared

0.00

None

25.05K

PACER FDS TR

SOLE

US CASH COWS 100

Shares79.61K

TypeSH

Market value$4.57M

0.58%

Sole

1.01K

Shared

0.00

None

78.60K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ELI LILLY & COSOLE	COM	345.88K	SH	$251.21M 32.07%	380.00	345.50K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQT MK	1.44M	SH	$52.29M 6.68%	16.42K	1.42M
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	661.27K	SH	$33.11M 4.23%	14.85K	646.42K
APPLE INCSOLE	COM	79.39K	SH	$20.21M 2.58%	1.12K	78.27K
DIMENSIONAL ETF TRUSTSOLE	EMGR CRE EQT MNG	634.03K	SH	$19.99M 2.55%	5.67K	628.35K
MICROSOFT CORPSOLE	COM	33.93K	SH	$17.57M 2.24%	0.00	33.93K
ISHARES TRSOLE	EAFE GRWTH ETF	121.70K	SH	$13.86M 1.77%	2.47K	119.23K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	151.73K	SH	$13.51M 1.72%	2.36K	149.38K
SPDR S&P 500 ETF TRSOLE	TR UNIT	19.39K	SH	$12.92M 1.65%	220.00	19.18K
ISHARES TRSOLE	MRGSTR MD CP GRW	155.16K	SH	$12.84M 1.64%	1.11K	154.05K
CAPITAL GROUP GROWTH ETFSOLE	SHS CREATION UNI	287.39K	SH	$12.62M 1.61%	3.73K	283.66K
JPMORGAN CHASE & CO.SOLE	COM	31.38K	SH	$9.90M 1.26%	0.00	31.38K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	18.88K	SH	$9.49M 1.21%	0.00	18.88K
INNOVATOR ETFS TRUSTSOLE	US EQT PWR BUF	237.72K	SH	$9.12M 1.16%	0.00	237.72K
SSGA ACTIVE ETF TRSOLE	SPDR TR TACTIC	208.01K	SH	$8.44M 1.08%	3.24K	204.77K
ISHARES TRSOLE	CORE S&P500 ETF	11.40K	SH	$7.63M 0.97%	0.00	11.40K
FIRST TR EXCHANGE-TRADED ALPSOLE	SML CP GRW ALP	73.63K	SH	$6.68M 0.85%	781.00	72.85K
ISHARES TRSOLE	MRGSTR MD CP VAL	81.84K	SH	$6.58M 0.84%	533.00	81.30K
AMERICAN CENTY ETF TRSOLE	FOCUSED LRG CAP	79.45K	SH	$5.86M 0.75%	390.00	79.06K
BERKSHIRE HATHAWAY INC DELSOLE	CL A	7.00	SH	$5.28M 0.67%	0.00	7.00
ALPHABET INCSOLE	CAP STK CL A	20.98K	SH	$5.10M 0.65%	0.00	20.98K
ISHARES TRSOLE	INTERNATIONAL SL	122.06K	SH	$5.02M 0.64%	1.78K	120.28K
GLOBAL X FDSSOLE	RATE PREFERRED	216.93K	SH	$5.02M 0.64%	1.98K	214.95K
NVIDIA CORPORATIONSOLE	COM	25.05K	SH	$4.67M 0.60%	0.00	25.05K
PACER FDS TRSOLE	US CASH COWS 100	79.61K	SH	$4.57M 0.58%	1.01K	78.60K

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