BEACON BANK & TRUST

Filed: 10/24/2025ACC: 0001104659-25-102068

📋 What this filing means

BEACON BANK & TRUST filed this quarterly 13F‑HR report disclosing 163 equity positions with a total reported market value of $464.48M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

163

Positions

$464.48M

Total AUM (reported)

4.10M

Total Shares

Allocation by class

COM$221.56M47.7%

TR UNIT$47.15M10.2%

CORE MSCI EAFE$31.48M6.8%

ULTRA SHRT ETF$30.35M6.5%

3 7 YR TREAS BD$23.89M5.1%

CAP STK CL A$14.03M3.0%

MSCI USA MIN VOL$12.93M2.8%

Portfolio Concentration

Top 3$108.97M23.5%

4–10$120.03M25.8%

11–25$91.53M19.7%

Rest$143.95M31.0%

Top 3 weight

23.5%

Top 10 weight

49.3%

Voting Authority Distribution

Total shares with voting rights: 4.10M

Sole

Full voting authority

4.06M

% of voting shares99.0%

Shared

Joint voting authority

1.69K

% of voting shares0.0%

None

No voting authority

39.16K

% of voting shares1.0%

Investment Discretion (by position count)

Sole163

Shared0

Other0

Dominant voting typeSole · 99.0% of voting shares

Institutional Holdings163

Rows:

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares70.78K

TypeSH

Market value$47.15M

10.15%

Sole

69.04K

Shared

0.00

None

1.74K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares360.50K

TypeSH

Market value$31.48M

6.78%

Sole

357.76K

Shared

0.00

None

2.74K

J P MORGAN EXCHANGE TRADED F

SOLE

ULTRA SHRT ETF

Shares598.17K

TypeSH

Market value$30.35M

6.53%

Sole

586.59K

Shared

0.00

None

11.59K

ISHARES TR

SOLE

3 7 YR TREAS BD

Shares199.91K

TypeSH

Market value$23.89M

5.14%

Sole

195.73K

Shared

0.00

None

4.17K

MICROSOFT CORP

SOLE

COM

Shares40.25K

TypeSH

Market value$20.85M

4.49%

Sole

40.01K

Shared

0.00

None

243.00

APPLE INC

SOLE

COM

Shares77.56K

TypeSH

Market value$19.75M

4.25%

Sole

76.97K

Shared

192.00

None

405.00

NVIDIA CORPORATION

SOLE

COM

Shares94.07K

TypeSH

Market value$17.55M

3.78%

Sole

93.28K

Shared

0.00

None

795.00

ALPHABET INC

SOLE

CAP STK CL A

Shares57.70K

TypeSH

Market value$14.03M

3.02%

Sole

57.29K

Shared

180.00

None

225.00

ISHARES TR

SOLE

MSCI USA MIN VOL

Shares135.94K

TypeSH

Market value$12.93M

2.78%

Sole

134.77K

Shared

0.00

None

1.17K

JPMORGAN CHASE & CO.

SOLE

COM

Shares34.97K

TypeSH

Market value$11.03M

2.38%

Sole

34.87K

Shared

0.00

None

105.00

VANGUARD WELLINGTON FD

SOLE

SHORT TRM TAX EX

Shares82.41K

TypeSH

Market value$8.40M

1.81%

Sole

75.96K

Shared

0.00

None

6.45K

VISA INC

SOLE

COM CL A

Shares21.85K

TypeSH

Market value$7.46M

1.61%

Sole

21.75K

Shared

100.00

None

0.00

AMAZON COM INC

SOLE

COM

Shares33.16K

TypeSH

Market value$7.28M

1.57%

Sole

33.06K

Shared

0.00

None

100.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares10.84K

TypeSH

Market value$7.26M

1.56%

Sole

10.84K

Shared

0.00

None

0.00

WALMART INC

SOLE

COM

Shares70.28K

TypeSH

Market value$7.24M

1.56%

Sole

70K

Shared

0.00

None

274.00

TJX COS INC NEW

SOLE

COM

Shares44.29K

TypeSH

Market value$6.40M

1.38%

Sole

44.17K

Shared

0.00

None

119.00

HOME DEPOT INC

SOLE

COM

Shares15.35K

TypeSH

Market value$6.22M

1.34%

Sole

15.27K

Shared

0.00

None

72.00

CISCO SYS INC

SOLE

COM

Shares89.60K

TypeSH

Market value$6.13M

1.32%

Sole

89.27K

Shared

0.00

None

330.00

JOHNSON & JOHNSON

SOLE

COM

Shares30.29K

TypeSH

Market value$5.62M

1.21%

Sole

30.06K

Shared

0.00

None

225.00

EXXON MOBIL CORP

SOLE

COM

Shares47.45K

TypeSH

Market value$5.35M

1.15%

Sole

47.31K

Shared

0.00

None

143.00

BLACKROCK INC

SOLE

COM

Shares4.32K

TypeSH

Market value$5.04M

1.08%

Sole

4.28K

Shared

26.00

None

12.00

ISHARES TR

SOLE

RUS MD CP GR ETF

Shares35.25K

TypeSH

Market value$5.02M

1.08%

Sole

34.73K

Shared

300.00

None

216.00

PROCTER AND GAMBLE CO

SOLE

COM

Shares31.43K

TypeSH

Market value$4.83M

1.04%

Sole

31.27K

Shared

0.00

None

166.00

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares21.83K

TypeSH

Market value$4.71M

1.01%

Sole

21.20K

Shared

0.00

None

635.00

DANAHER CORPORATION

SOLE

COM

Shares23.09K

TypeSH

Market value$4.58M

0.99%

Sole

23.02K

Shared

0.00

None

76.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
SPDR S&P 500 ETF TRSOLE	TR UNIT	70.78K	SH	$47.15M 10.15%	69.04K	0.00	1.74K
ISHARES TRSOLE	CORE MSCI EAFE	360.50K	SH	$31.48M 6.78%	357.76K	0.00	2.74K
J P MORGAN EXCHANGE TRADED FSOLE	ULTRA SHRT ETF	598.17K	SH	$30.35M 6.53%	586.59K	0.00	11.59K
ISHARES TRSOLE	3 7 YR TREAS BD	199.91K	SH	$23.89M 5.14%	195.73K	0.00	4.17K
MICROSOFT CORPSOLE	COM	40.25K	SH	$20.85M 4.49%	40.01K	0.00	243.00
APPLE INCSOLE	COM	77.56K	SH	$19.75M 4.25%	76.97K	192.00	405.00
NVIDIA CORPORATIONSOLE	COM	94.07K	SH	$17.55M 3.78%	93.28K	0.00	795.00
ALPHABET INCSOLE	CAP STK CL A	57.70K	SH	$14.03M 3.02%	57.29K	180.00	225.00
ISHARES TRSOLE	MSCI USA MIN VOL	135.94K	SH	$12.93M 2.78%	134.77K	0.00	1.17K
JPMORGAN CHASE & CO.SOLE	COM	34.97K	SH	$11.03M 2.38%	34.87K	0.00	105.00
VANGUARD WELLINGTON FDSOLE	SHORT TRM TAX EX	82.41K	SH	$8.40M 1.81%	75.96K	0.00	6.45K
VISA INCSOLE	COM CL A	21.85K	SH	$7.46M 1.61%	21.75K	100.00	0.00
AMAZON COM INCSOLE	COM	33.16K	SH	$7.28M 1.57%	33.06K	0.00	100.00
ISHARES TRSOLE	CORE S&P500 ETF	10.84K	SH	$7.26M 1.56%	10.84K	0.00	0.00
WALMART INCSOLE	COM	70.28K	SH	$7.24M 1.56%	70K	0.00	274.00
TJX COS INC NEWSOLE	COM	44.29K	SH	$6.40M 1.38%	44.17K	0.00	119.00
HOME DEPOT INCSOLE	COM	15.35K	SH	$6.22M 1.34%	15.27K	0.00	72.00
CISCO SYS INCSOLE	COM	89.60K	SH	$6.13M 1.32%	89.27K	0.00	330.00
JOHNSON & JOHNSONSOLE	COM	30.29K	SH	$5.62M 1.21%	30.06K	0.00	225.00
EXXON MOBIL CORPSOLE	COM	47.45K	SH	$5.35M 1.15%	47.31K	0.00	143.00
BLACKROCK INCSOLE	COM	4.32K	SH	$5.04M 1.08%	4.28K	26.00	12.00
ISHARES TRSOLE	RUS MD CP GR ETF	35.25K	SH	$5.02M 1.08%	34.73K	300.00	216.00
PROCTER AND GAMBLE COSOLE	COM	31.43K	SH	$4.83M 1.04%	31.27K	0.00	166.00
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	21.83K	SH	$4.71M 1.01%	21.20K	0.00	635.00
DANAHER CORPORATIONSOLE	COM	23.09K	SH	$4.58M 0.99%	23.02K	0.00	76.00

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