BAYBAN

Filed: 4/24/2026ACC: 0001140361-26-016595

📋 What this filing means

BAYBAN filed this quarterly 13F‑HR report disclosing 671 equity positions with a total reported market value of $115.02M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

671

Positions

$115.02M

Total AUM (reported)

1.03M

Total Shares

Allocation by class

COM$61.64M53.6%

CORE S&P500 ETF$5.81M5.1%

COM NEW$5.56M4.8%

TOTAL STK MKT$4.96M4.3%

VAN FTSE DEV MKT$3.11M2.7%

CORE MSCI EAFE$1.59M1.4%

UNIT SER 1$1.43M1.2%

Portfolio Concentration

Top 3$21.93M19.1%

4–10$24.68M21.5%

11–25$17.94M15.6%

Rest$50.47M43.9%

Top 3 weight

19.1%

Top 10 weight

40.5%

Voting Authority Distribution

Total shares with voting rights: 1.03M

Sole

Full voting authority

911.59K

% of voting shares88.4%

Shared

Joint voting authority

110.02K

% of voting shares10.7%

None

No voting authority

9.11K

% of voting shares0.9%

Investment Discretion (by position count)

Sole671

Shared0

Other0

Dominant voting typeSole · 88.4% of voting shares

Institutional Holdings671

Rows:

United Health Group Inc

SOLE

COM

Shares40.08K

TypeSH

Market value$10.85M

9.43%

Sole

40.06K

Shared

24.00

None

0.00

IShares Core S&P 500 ETF

SOLE

CORE S&P500 ETF

Shares8.90K

TypeSH

Market value$5.81M

5.06%

Sole

8.90K

Shared

0.00

None

0.00

Exxon Mobil Corporation Common Stock

SOLE

COM

Shares31.08K

TypeSH

Market value$5.27M

4.58%

Sole

30.34K

Shared

694.00

None

49.00

Apple Inc

SOLE

COM

Shares19.99K

TypeSH

Market value$5.07M

4.41%

Sole

19.35K

Shared

644.00

None

0.00

Vanguard Total Stock Market ETF

SOLE

TOTAL STK MKT

Shares15.47K

TypeSH

Market value$4.96M

4.31%

Sole

15.47K

Shared

0.00

None

0.00

US Bancorp

SOLE

COM NEW

Shares80.04K

TypeSH

Market value$4.16M

3.62%

Sole

75.15K

Shared

4.89K

None

0.00

Wal-Mart Stores Inc

SOLE

COM

Shares26.52K

TypeSH

Market value$3.30M

2.87%

Sole

26.52K

Shared

0.00

None

0.00

Vanguard FTSE Developed Markets ETF

SOLE

VAN FTSE DEV MKT

Shares48.53K

TypeSH

Market value$3.11M

2.70%

Sole

48.53K

Shared

0.00

None

0.00

Microsoft Corp Common Stock

SOLE

COM

Shares5.71K

TypeSH

Market value$2.11M

1.84%

Sole

5.08K

Shared

631.00

None

0.00

Johnson & Johnson Common Stock

SOLE

COM

Shares8.02K

TypeSH

Market value$1.96M

1.70%

Sole

4.54K

Shared

3.41K

None

66.00

3M Company

SOLE

COM

Shares11.70K

TypeSH

Market value$1.70M

1.48%

Sole

9.73K

Shared

1.97K

None

0.00

IShares Core MSCI EAFE ETF

SOLE

CORE MSCI EAFE

Shares17.58K

TypeSH

Market value$1.59M

1.38%

Sole

17.58K

Shared

0.00

None

0.00

Invesco QQQ Trust Series 1 ETF

SOLE

UNIT SER 1

Shares2.47K

TypeSH

Market value$1.43M

1.24%

Sole

2.47K

Shared

0.00

None

0.00

IShares Trust Russell 1000 Growth ETF

SOLE

RUS 1000 GRW ETF

Shares3.33K

TypeSH

Market value$1.42M

1.23%

Sole

3.33K

Shared

0.00

None

0.00

Target Inc

SOLE

COM

Shares10.64K

TypeSH

Market value$1.29M

1.12%

Sole

1.63K

Shared

9.01K

None

0.00

Caterpillar Inc

SOLE

COM

Shares1.74K

TypeSH

Market value$1.23M

1.07%

Sole

3.00

Shared

1.74K

None

0.00

IShares MSCI Emerging Market Index ETF

SOLE

MSCI EMG MKT ETF

Shares20.68K

TypeSH

Market value$1.17M

1.02%

Sole

20.68K

Shared

0.00

None

0.00

Xcel Energy Inc

SOLE

COM

Shares14.23K

TypeSH

Market value$1.13M

0.98%

Sole

12.39K

Shared

1.84K

None

0.00

Vanguard Dividend Appreciation ETF

SOLE

DIV APP ETF

Shares5.25K

TypeSH

Market value$1.13M

0.98%

Sole

5.17K

Shared

89.00

None

0.00

IShares Russell 2000 Growth ETF

SOLE

RUS 2000 GRW ETF

Shares3.53K

TypeSH

Market value$1.11M

0.96%

Sole

3.53K

Shared

0.00

None

0.00

Nextera Energy Inc

SOLE

COM

Shares10.99K

TypeSH

Market value$1.02M

0.89%

Sole

5.11K

Shared

5.47K

None

400.00

Vicor Corp Common Stock

SOLE

COM

Shares6.10K

TypeSH

Market value$982.1K

0.85%

Sole

0.00

Shared

0.00

None

6.10K

Vanguard Total International Stock Index Fund ETF

SOLE

VG TL INTL STK F

Shares12.18K

TypeSH

Market value$939.3K

0.82%

Sole

12.18K

Shared

0.00

None

0.00

IShares S&P Mid Cap 400 Index Fund ETF

SOLE

CORE S&P MCP ETF

Shares13.33K

TypeSH

Market value$900.1K

0.78%

Sole

13.33K

Shared

0.00

None

0.00

JPMorgan Chase & Co

SOLE

COM

Shares3.03K

TypeSH

Market value$891.3K

0.77%

Sole

2.93K

Shared

96.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
United Health Group IncSOLE	COM	40.08K	SH	$10.85M 9.43%	40.06K	24.00	0.00
IShares Core S&P 500 ETFSOLE	CORE S&P500 ETF	8.90K	SH	$5.81M 5.06%	8.90K	0.00	0.00
Exxon Mobil Corporation Common StockSOLE	COM	31.08K	SH	$5.27M 4.58%	30.34K	694.00	49.00
Apple IncSOLE	COM	19.99K	SH	$5.07M 4.41%	19.35K	644.00	0.00
Vanguard Total Stock Market ETFSOLE	TOTAL STK MKT	15.47K	SH	$4.96M 4.31%	15.47K	0.00	0.00
US BancorpSOLE	COM NEW	80.04K	SH	$4.16M 3.62%	75.15K	4.89K	0.00
Wal-Mart Stores IncSOLE	COM	26.52K	SH	$3.30M 2.87%	26.52K	0.00	0.00
Vanguard FTSE Developed Markets ETFSOLE	VAN FTSE DEV MKT	48.53K	SH	$3.11M 2.70%	48.53K	0.00	0.00
Microsoft Corp Common StockSOLE	COM	5.71K	SH	$2.11M 1.84%	5.08K	631.00	0.00
Johnson & Johnson Common StockSOLE	COM	8.02K	SH	$1.96M 1.70%	4.54K	3.41K	66.00
3M CompanySOLE	COM	11.70K	SH	$1.70M 1.48%	9.73K	1.97K	0.00
IShares Core MSCI EAFE ETFSOLE	CORE MSCI EAFE	17.58K	SH	$1.59M 1.38%	17.58K	0.00	0.00
Invesco QQQ Trust Series 1 ETFSOLE	UNIT SER 1	2.47K	SH	$1.43M 1.24%	2.47K	0.00	0.00
IShares Trust Russell 1000 Growth ETFSOLE	RUS 1000 GRW ETF	3.33K	SH	$1.42M 1.23%	3.33K	0.00	0.00
Target IncSOLE	COM	10.64K	SH	$1.29M 1.12%	1.63K	9.01K	0.00
Caterpillar IncSOLE	COM	1.74K	SH	$1.23M 1.07%	3.00	1.74K	0.00
IShares MSCI Emerging Market Index ETFSOLE	MSCI EMG MKT ETF	20.68K	SH	$1.17M 1.02%	20.68K	0.00	0.00
Xcel Energy IncSOLE	COM	14.23K	SH	$1.13M 0.98%	12.39K	1.84K	0.00
Vanguard Dividend Appreciation ETFSOLE	DIV APP ETF	5.25K	SH	$1.13M 0.98%	5.17K	89.00	0.00
IShares Russell 2000 Growth ETFSOLE	RUS 2000 GRW ETF	3.53K	SH	$1.11M 0.96%	3.53K	0.00	0.00
Nextera Energy IncSOLE	COM	10.99K	SH	$1.02M 0.89%	5.11K	5.47K	400.00
Vicor Corp Common StockSOLE	COM	6.10K	SH	$982.1K 0.85%	0.00	0.00	6.10K
Vanguard Total International Stock Index Fund ETFSOLE	VG TL INTL STK F	12.18K	SH	$939.3K 0.82%	12.18K	0.00	0.00
IShares S&P Mid Cap 400 Index Fund ETFSOLE	CORE S&P MCP ETF	13.33K	SH	$900.1K 0.78%	13.33K	0.00	0.00
JPMorgan Chase & CoSOLE	COM	3.03K	SH	$891.3K 0.77%	2.93K	96.00	0.00

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