BAYBAN

Filed: 3/5/2026ACC: 0001140361-26-008049

📋 What this filing means

BAYBAN filed this quarterly 13F‑HR report disclosing 613 equity positions with a total reported market value of $113.13M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

613

Positions

$113.13M

Total AUM (reported)

1.01M

Total Shares

Allocation by class

COM$58.07M51.3%

CORE S&P500 ETF$6.11M5.4%

COM NEW$5.21M4.6%

TOTAL STK MKT$5.19M4.6%

VAN FTSE DEV MKT$3.05M2.7%

RUS 1000 GRW ETF$1.58M1.4%

CORE MSCI EAFE$1.56M1.4%

Portfolio Concentration

Top 3$24.72M21.9%

4–10$21.49M19.0%

11–25$17.47M15.4%

Rest$49.44M43.7%

Top 3 weight

21.9%

Top 10 weight

40.8%

Voting Authority Distribution

Total shares with voting rights: 1.01M

Sole

Full voting authority

908.25K

% of voting shares90.1%

Shared

Joint voting authority

86.75K

% of voting shares8.6%

None

No voting authority

12.57K

% of voting shares1.2%

Investment Discretion (by position count)

Sole613

Shared0

Other0

Dominant voting typeSole · 90.1% of voting shares

Institutional Holdings613

Rows:

United Health Group Inc

SOLE

COM

Shares40.64K

TypeSH

Market value$13.42M

11.86%

Sole

40.64K

Shared

0.00

None

0.00

IShares Core S&P 500 ETF

SOLE

CORE S&P500 ETF

Shares8.93K

TypeSH

Market value$6.11M

5.40%

Sole

8.93K

Shared

0.00

None

0.00

Vanguard Total Stock Market ETF

SOLE

TOTAL STK MKT

Shares15.48K

TypeSH

Market value$5.19M

4.59%

Sole

15.48K

Shared

0.00

None

0.00

Apple Inc

SOLE

COM

Shares17.40K

TypeSH

Market value$4.73M

4.18%

Sole

16.87K

Shared

529.00

None

0.00

US Bancorp

SOLE

COM NEW

Shares80.05K

TypeSH

Market value$4.27M

3.78%

Sole

75.15K

Shared

4.89K

None

0.00

Exxon Mobil Corporation Common Stock

SOLE

COM

Shares27.05K

TypeSH

Market value$3.26M

2.88%

Sole

26.65K

Shared

350.00

None

49.00

Vanguard FTSE Developed Markets ETF

SOLE

VAN FTSE DEV MKT

Shares48.82K

TypeSH

Market value$3.05M

2.70%

Sole

48.82K

Shared

0.00

None

0.00

Microsoft Corp Common Stock

SOLE

COM

Shares5.62K

TypeSH

Market value$2.72M

2.40%

Sole

5.15K

Shared

475.00

None

0.00

3M Company

SOLE

COM

Shares11.58K

TypeSH

Market value$1.85M

1.64%

Sole

9.73K

Shared

1.84K

None

0.00

Johnson & Johnson Common Stock

SOLE

COM

Shares7.80K

TypeSH

Market value$1.61M

1.43%

Sole

4.49K

Shared

3.25K

None

66.00

IShares Trust Russell 1000 Growth ETF

SOLE

RUS 1000 GRW ETF

Shares3.33K

TypeSH

Market value$1.58M

1.39%

Sole

3.33K

Shared

0.00

None

0.00

IShares Core MSCI EAFE ETF

SOLE

CORE MSCI EAFE

Shares17.43K

TypeSH

Market value$1.56M

1.38%

Sole

17.43K

Shared

0.00

None

0.00

Invesco QQQ Trust Series 1 ETF

SOLE

UNIT SER 1

Shares2.48K

TypeSH

Market value$1.52M

1.35%

Sole

2.48K

Shared

0.00

None

0.00

Xcel Energy Inc

SOLE

COM

Shares18.23K

TypeSH

Market value$1.35M

1.19%

Sole

12.39K

Shared

5.84K

None

0.00

Vanguard Dividend Appreciation ETF

SOLE

DIV APP ETF

Shares5.52K

TypeSH

Market value$1.21M

1.07%

Sole

5.52K

Shared

0.00

None

0.00

IShares Russell 2000 Growth ETF

SOLE

RUS 2000 GRW ETF

Shares3.53K

TypeSH

Market value$1.14M

1.01%

Sole

3.53K

Shared

0.00

None

0.00

VISA Inc

SOLE

COM CL A

Shares3.25K

TypeSH

Market value$1.14M

1.01%

Sole

3.24K

Shared

11.00

None

0.00

IShares MSCI Emerging Market Index ETF

SOLE

MSCI EMG MKT ETF

Shares20.68K

TypeSH

Market value$1.13M

1.00%

Sole

20.68K

Shared

0.00

None

0.00

Vanguard Total International Stock Index Fund ETF

SOLE

VG TL INTL STK F

Shares14.18K

TypeSH

Market value$1.07M

0.95%

Sole

14.18K

Shared

0.00

None

0.00

Target Inc

SOLE

COM

Shares10.62K

TypeSH

Market value$1.04M

0.92%

Sole

1.63K

Shared

8.99K

None

0.00

Wells Fargo Co

SOLE

COM

Shares10.99K

TypeSH

Market value$1.02M

0.91%

Sole

8.62K

Shared

1.06K

None

1.31K

Caterpillar Inc

SOLE

COM

Shares1.67K

TypeSH

Market value$956.1K

0.85%

Sole

3.00

Shared

1.67K

None

0.00

State Street Technology Select Sector SPDR ETF

SOLE

STATE STREET TEC

Shares6.62K

TypeSH

Market value$953.7K

0.84%

Sole

6.62K

Shared

0.00

None

0.00

JPMorgan Chase & Co

SOLE

COM

Shares2.86K

TypeSH

Market value$920.9K

0.81%

Sole

2.86K

Shared

0.00

None

0.00

IShares S&P Mid Cap 400 Index Fund ETF

SOLE

CORE S&P MCP ETF

Shares13.33K

TypeSH

Market value$879.7K

0.78%

Sole

13.33K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
United Health Group IncSOLE	COM	40.64K	SH	$13.42M 11.86%	40.64K	0.00	0.00
IShares Core S&P 500 ETFSOLE	CORE S&P500 ETF	8.93K	SH	$6.11M 5.40%	8.93K	0.00	0.00
Vanguard Total Stock Market ETFSOLE	TOTAL STK MKT	15.48K	SH	$5.19M 4.59%	15.48K	0.00	0.00
Apple IncSOLE	COM	17.40K	SH	$4.73M 4.18%	16.87K	529.00	0.00
US BancorpSOLE	COM NEW	80.05K	SH	$4.27M 3.78%	75.15K	4.89K	0.00
Exxon Mobil Corporation Common StockSOLE	COM	27.05K	SH	$3.26M 2.88%	26.65K	350.00	49.00
Vanguard FTSE Developed Markets ETFSOLE	VAN FTSE DEV MKT	48.82K	SH	$3.05M 2.70%	48.82K	0.00	0.00
Microsoft Corp Common StockSOLE	COM	5.62K	SH	$2.72M 2.40%	5.15K	475.00	0.00
3M CompanySOLE	COM	11.58K	SH	$1.85M 1.64%	9.73K	1.84K	0.00
Johnson & Johnson Common StockSOLE	COM	7.80K	SH	$1.61M 1.43%	4.49K	3.25K	66.00
IShares Trust Russell 1000 Growth ETFSOLE	RUS 1000 GRW ETF	3.33K	SH	$1.58M 1.39%	3.33K	0.00	0.00
IShares Core MSCI EAFE ETFSOLE	CORE MSCI EAFE	17.43K	SH	$1.56M 1.38%	17.43K	0.00	0.00
Invesco QQQ Trust Series 1 ETFSOLE	UNIT SER 1	2.48K	SH	$1.52M 1.35%	2.48K	0.00	0.00
Xcel Energy IncSOLE	COM	18.23K	SH	$1.35M 1.19%	12.39K	5.84K	0.00
Vanguard Dividend Appreciation ETFSOLE	DIV APP ETF	5.52K	SH	$1.21M 1.07%	5.52K	0.00	0.00
IShares Russell 2000 Growth ETFSOLE	RUS 2000 GRW ETF	3.53K	SH	$1.14M 1.01%	3.53K	0.00	0.00
VISA IncSOLE	COM CL A	3.25K	SH	$1.14M 1.01%	3.24K	11.00	0.00
IShares MSCI Emerging Market Index ETFSOLE	MSCI EMG MKT ETF	20.68K	SH	$1.13M 1.00%	20.68K	0.00	0.00
Vanguard Total International Stock Index Fund ETFSOLE	VG TL INTL STK F	14.18K	SH	$1.07M 0.95%	14.18K	0.00	0.00
Target IncSOLE	COM	10.62K	SH	$1.04M 0.92%	1.63K	8.99K	0.00
Wells Fargo CoSOLE	COM	10.99K	SH	$1.02M 0.91%	8.62K	1.06K	1.31K
Caterpillar IncSOLE	COM	1.67K	SH	$956.1K 0.85%	3.00	1.67K	0.00
State Street Technology Select Sector SPDR ETFSOLE	STATE STREET TEC	6.62K	SH	$953.7K 0.84%	6.62K	0.00	0.00
JPMorgan Chase & CoSOLE	COM	2.86K	SH	$920.9K 0.81%	2.86K	0.00	0.00
IShares S&P Mid Cap 400 Index Fund ETFSOLE	CORE S&P MCP ETF	13.33K	SH	$879.7K 0.78%	13.33K	0.00	0.00

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