BANGOR SAVINGS BANK

Filed: 7/7/2025ACC: 0001352675-25-000003

📋 What this filing means

BANGOR SAVINGS BANK filed this quarterly 13F‑HR report disclosing 535 equity positions with a total reported market value of $1.12B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

535

Positions

$1.12B

Total AUM (reported)

17.04M

Total Shares

Allocation by class

COM$171.91M15.4%

CORE S&P500 ETF$165.12M14.8%

INTER TERM TREAS$107.99M9.7%

CORE MSCI EAFE$80.27M7.2%

US LRG CAP ETF$63.10M5.6%

CORE S&P MCP ETF$60.58M5.4%

CORE S&P SCP ETF$53.55M4.8%

Portfolio Concentration

Top 3$353.38M31.6%

4–10$331.99M29.7%

11–25$206.37M18.4%

Rest$226.84M20.3%

Top 3 weight

31.6%

Top 10 weight

61.3%

Voting Authority Distribution

Total shares with voting rights: 17.04M

Sole

Full voting authority

17M

% of voting shares99.8%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

34.02K

% of voting shares0.2%

Investment Discretion (by position count)

Sole328

Shared0

Other207

Dominant voting typeSole · 99.8% of voting shares

Institutional Holdings535

Rows:

ISHARES TR

DFND

CORE S&P500 ETF

Shares265.94K

TypeSH

Market value$165.12M

14.76%

Sole

265.94K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

DFND

INTER TERM TREAS

Shares1.81M

TypeSH

Market value$107.99M

9.65%

Sole

1.81M

Shared

0.00

None

0.00

ISHARES TR

DFND

CORE MSCI EAFE

Shares961.58K

TypeSH

Market value$80.27M

7.18%

Sole

961.58K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

DFND

US LRG CAP ETF

Shares2.58M

TypeSH

Market value$63.10M

5.64%

Sole

2.58M

Shared

0.00

None

0.00

ISHARES TR

DFND

CORE S&P MCP ETF

Shares976.85K

TypeSH

Market value$60.58M

5.42%

Sole

976.85K

Shared

0.00

None

0.00

ISHARES TR

DFND

CORE S&P SCP ETF

Shares489.98K

TypeSH

Market value$53.55M

4.79%

Sole

489.98K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

DFND

SHT TM US TRES

Shares2.13M

TypeSH

Market value$51.81M

4.63%

Sole

2.13M

Shared

0.00

None

0.00

ISHARES TR

DFND

ISHS 1-5YR INVS

Shares773.44K

TypeSH

Market value$40.81M

3.65%

Sole

773.44K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

DFND

S&P500 EQL WGT

Shares170.99K

TypeSH

Market value$31.08M

2.78%

Sole

170.99K

Shared

0.00

None

0.00

ISHARES TR

DFND

MBS ETF

Shares330.79K

TypeSH

Market value$31.06M

2.78%

Sole

330.79K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

DFND

INTL EQTY ETF

Shares1.27M

TypeSH

Market value$28.07M

2.51%

Sole

1.27M

Shared

0.00

None

0.00

WORLD GOLD TR

DFND

SPDR GLD MINIS

Shares424.87K

TypeSH

Market value$27.84M

2.49%

Sole

424.87K

Shared

0.00

None

0.00

ISHARES TR

DFND

0-3 MNTH TREASRY

Shares205.54K

TypeSH

Market value$20.70M

1.85%

Sole

205.54K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

DFND

US MID-CAP ETF

Shares625.65K

TypeSH

Market value$17.55M

1.57%

Sole

625.65K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

DFND

US SML CAP ETF

Shares627.78K

TypeSH

Market value$15.88M

1.42%

Sole

627.78K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

DFND

FTSE EMR MKT ETF

Shares308.12K

TypeSH

Market value$15.24M

1.36%

Sole

308.12K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

DFND

S&P 500 ETF SHS

Shares23.86K

TypeSH

Market value$13.55M

1.21%

Sole

23.86K

Shared

0.00

None

0.00

APPLE INC

DFND

COM

Shares65.11K

TypeSH

Market value$13.36M

1.19%

Sole

65.11K

Shared

0.00

None

0.00

JPMORGAN CHASE & CO.

DFND

COM

Shares43.72K

TypeSH

Market value$12.67M

1.13%

Sole

43.72K

Shared

0.00

None

0.00

ISHARES TR

DFND

INTL SEL DIV ETF

Shares329.41K

TypeSH

Market value$11.37M

1.02%

Sole

329.41K

Shared

0.00

None

0.00

MICROSOFT CORP

DFND

COM

Shares19.70K

TypeSH

Market value$9.80M

0.88%

Sole

19.70K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

MCAP VL IDXVIP

Shares34.96K

TypeSH

Market value$5.75M

0.51%

Sole

34.96K

Shared

0.00

None

0.00

ALPHABET INC

DFND

CAP STK CL A

Shares29.66K

TypeSH

Market value$5.23M

0.47%

Sole

29.66K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

DFND

EMRG MKTEQ ETF

Shares156.13K

TypeSH

Market value$4.71M

0.42%

Sole

156.13K

Shared

0.00

None

0.00

INTERNATIONAL BUSINESS MACHS

DFND

COM

Shares15.82K

TypeSH

Market value$4.66M

0.42%

Sole

15.82K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
ISHARES TRDFND	CORE S&P500 ETF	265.94K	SH	$165.12M 14.76%	265.94K
VANGUARD SCOTTSDALE FDSDFND	INTER TERM TREAS	1.81M	SH	$107.99M 9.65%	1.81M
ISHARES TRDFND	CORE MSCI EAFE	961.58K	SH	$80.27M 7.18%	961.58K
SCHWAB STRATEGIC TRDFND	US LRG CAP ETF	2.58M	SH	$63.10M 5.64%	2.58M
ISHARES TRDFND	CORE S&P MCP ETF	976.85K	SH	$60.58M 5.42%	976.85K
ISHARES TRDFND	CORE S&P SCP ETF	489.98K	SH	$53.55M 4.79%	489.98K
SCHWAB STRATEGIC TRDFND	SHT TM US TRES	2.13M	SH	$51.81M 4.63%	2.13M
ISHARES TRDFND	ISHS 1-5YR INVS	773.44K	SH	$40.81M 3.65%	773.44K
INVESCO EXCHANGE TRADED FD TDFND	S&P500 EQL WGT	170.99K	SH	$31.08M 2.78%	170.99K
ISHARES TRDFND	MBS ETF	330.79K	SH	$31.06M 2.78%	330.79K
SCHWAB STRATEGIC TRDFND	INTL EQTY ETF	1.27M	SH	$28.07M 2.51%	1.27M
WORLD GOLD TRDFND	SPDR GLD MINIS	424.87K	SH	$27.84M 2.49%	424.87K
ISHARES TRDFND	0-3 MNTH TREASRY	205.54K	SH	$20.70M 1.85%	205.54K
SCHWAB STRATEGIC TRDFND	US MID-CAP ETF	625.65K	SH	$17.55M 1.57%	625.65K
SCHWAB STRATEGIC TRDFND	US SML CAP ETF	627.78K	SH	$15.88M 1.42%	627.78K
VANGUARD INTL EQUITY INDEX FDFND	FTSE EMR MKT ETF	308.12K	SH	$15.24M 1.36%	308.12K
VANGUARD INDEX FDSDFND	S&P 500 ETF SHS	23.86K	SH	$13.55M 1.21%	23.86K
APPLE INCDFND	COM	65.11K	SH	$13.36M 1.19%	65.11K
JPMORGAN CHASE & CO.DFND	COM	43.72K	SH	$12.67M 1.13%	43.72K
ISHARES TRDFND	INTL SEL DIV ETF	329.41K	SH	$11.37M 1.02%	329.41K
MICROSOFT CORPDFND	COM	19.70K	SH	$9.80M 0.88%	19.70K
VANGUARD INDEX FDSSOLE	MCAP VL IDXVIP	34.96K	SH	$5.75M 0.51%	34.96K
ALPHABET INCDFND	CAP STK CL A	29.66K	SH	$5.23M 0.47%	29.66K
SCHWAB STRATEGIC TRDFND	EMRG MKTEQ ETF	156.13K	SH	$4.71M 0.42%	156.13K
INTERNATIONAL BUSINESS MACHSDFND	COM	15.82K	SH	$4.66M 0.42%	15.82K

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