Filed: 11/13/2025ACC: 0001802119-25-000004
📋 What this filing means
AVALON ADVISORY GROUP filed this quarterly 13F‑HR report disclosing 18 equity positions with a total reported market value of $246.71M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
18
Positions
$246.71M
Total AUM (reported)
1.96M
Total Shares
Allocation by class
TOTAL STK MKT$125.29M50.8%
7-10 YR TRSY BD$80.54M32.6%
ALLWRLD EX US$14.54M5.9%
CORE S&P TTL STK$8.51M3.4%
COM$4.90M2.0%
INTL EQTY ETF$4.14M1.7%
US BRD MKT ETF$4.06M1.6%
Portfolio Concentration
Top 3$220.37M89.3%
4–10$22.17M9.0%
11–25$4.18M1.7%
Top 3 weight
89.3%
Top 10 weight
98.3%
Voting Authority Distribution
Total shares with voting rights: 1.96M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.96M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole18
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings18
Rows:
VANGUARD INDEX FDS
SOLEShares381.77K
TypeSH
Market value$125.29M
50.78%
Sole
0.00
Shared
0.00
None
381.77K
ISHARES TR
SOLEShares834.97K
TypeSH
Market value$80.54M
32.65%
Sole
0.00
Shared
0.00
None
834.97K
VANGUARD INTL EQUITY INDEX F
SOLEShares203.78K
TypeSH
Market value$14.54M
5.90%
Sole
0.00
Shared
0.00
None
203.78K
ISHARES TR
SOLEShares58.43K
TypeSH
Market value$8.51M
3.45%
Sole
0.00
Shared
0.00
None
58.43K
SCHWAB STRATEGIC TR
SOLEShares177.65K
TypeSH
Market value$4.14M
1.68%
Sole
0.00
Shared
0.00
None
177.65K
SCHWAB STRATEGIC TR
SOLEShares157.91K
TypeSH
Market value$4.06M
1.65%
Sole
0.00
Shared
0.00
None
157.91K
VANGUARD STAR FDS
SOLEShares34.24K
TypeSH
Market value$2.52M
1.02%
Sole
0.00
Shared
0.00
None
34.24K
NVIDIA CORPORATION
SOLEShares5.88K
TypeSH
Market value$1.10M
0.44%
Sole
0.00
Shared
0.00
None
5.88K
F N B CORP
SOLEShares58.43K
TypeSH
Market value$941.3K
0.38%
Sole
0.00
Shared
0.00
None
58.43K
FIFTH THIRD BANCORP
SOLEShares20.36K
TypeSH
Market value$907.2K
0.37%
Sole
0.00
Shared
0.00
None
20.36K
BOK FINL CORP
SOLEShares8.08K
TypeSH
Market value$900.2K
0.36%
Sole
0.00
Shared
0.00
None
8.08K
VANGUARD INDEX FDS
SOLEShares1.38K
TypeSH
Market value$842.7K
0.34%
Sole
0.00
Shared
0.00
None
1.38K
MICROSOFT CORP
SOLEShares1.36K
TypeSH
Market value$703.9K
0.29%
Sole
0.00
Shared
0.00
None
1.36K
APPLE INC
SOLEShares2.61K
TypeSH
Market value$665.3K
0.27%
Sole
0.00
Shared
0.00
None
2.61K
WESBANCO INC
SOLEShares11.14K
TypeSH
Market value$355.6K
0.14%
Sole
0.00
Shared
0.00
None
11.14K
SPDR S&P 500 ETF TR
SOLEShares403.00
TypeSH
Market value$268.5K
0.11%
Sole
0.00
Shared
0.00
None
403.00
AMAZON COM INC
SOLEShares1.03K
TypeSH
Market value$226.6K
0.09%
Sole
0.00
Shared
0.00
None
1.03K
ALPHABET INC
SOLEShares873.00
TypeSH
Market value$212.6K
0.09%
Sole
0.00
Shared
0.00
None
873.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 381.77K | SH | $125.29M 50.78% | 0.00 | 0.00 | 381.77K |
ISHARES TRSOLE | 7-10 YR TRSY BD | 834.97K | SH | $80.54M 32.65% | 0.00 | 0.00 | 834.97K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 203.78K | SH | $14.54M 5.90% | 0.00 | 0.00 | 203.78K |
ISHARES TRSOLE | CORE S&P TTL STK | 58.43K | SH | $8.51M 3.45% | 0.00 | 0.00 | 58.43K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 177.65K | SH | $4.14M 1.68% | 0.00 | 0.00 | 177.65K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 157.91K | SH | $4.06M 1.65% | 0.00 | 0.00 | 157.91K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 34.24K | SH | $2.52M 1.02% | 0.00 | 0.00 | 34.24K |
NVIDIA CORPORATIONSOLE | COM | 5.88K | SH | $1.10M 0.44% | 0.00 | 0.00 | 5.88K |
F N B CORPSOLE | COM | 58.43K | SH | $941.3K 0.38% | 0.00 | 0.00 | 58.43K |
FIFTH THIRD BANCORPSOLE | COM | 20.36K | SH | $907.2K 0.37% | 0.00 | 0.00 | 20.36K |
BOK FINL CORPSOLE | COM NEW | 8.08K | SH | $900.2K 0.36% | 0.00 | 0.00 | 8.08K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 1.38K | SH | $842.7K 0.34% | 0.00 | 0.00 | 1.38K |
MICROSOFT CORPSOLE | COM | 1.36K | SH | $703.9K 0.29% | 0.00 | 0.00 | 1.36K |
APPLE INCSOLE | COM | 2.61K | SH | $665.3K 0.27% | 0.00 | 0.00 | 2.61K |
WESBANCO INCSOLE | COM | 11.14K | SH | $355.6K 0.14% | 0.00 | 0.00 | 11.14K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 403.00 | SH | $268.5K 0.11% | 0.00 | 0.00 | 403.00 |
AMAZON COM INCSOLE | COM | 1.03K | SH | $226.6K 0.09% | 0.00 | 0.00 | 1.03K |
ALPHABET INCSOLE | CAP STK CL C | 873.00 | SH | $212.6K 0.09% | 0.00 | 0.00 | 873.00 |