Filed: 7/17/2026ACC: 0001172661-26-002669
📋 What this filing means
ANDREWS ADVISORY ASSOCIATES, LLC filed this quarterly 13F‑HR report disclosing 86 equity positions with a total reported market value of $208.08M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
86
Positions
$208.08M
Total AUM (reported)
2.55M
Total Shares
Allocation by class
COM$50.94M24.5%
S&P 500 ETF SHS$26.44M12.7%
TOTAL BD ETF$25.31M12.2%
ULTR SHOR BD ETF$15.99M7.7%
INCOME ETF$10.74M5.2%
ENHANCED INTL$10.69M5.1%
US SML CP VALU$5.97M2.9%
Portfolio Concentration
Top 3$67.75M32.6%
4–10$51.34M24.7%
11–25$42.88M20.6%
Rest$46.11M22.2%
Top 3 weight
32.6%
Top 10 weight
57.2%
Voting Authority Distribution
Total shares with voting rights: 2.55M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2.55M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole86
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings86
Rows:
VANGUARD INDEX FDS
SOLEShares38.50K
TypeSH
Market value$26.44M
12.71%
Sole
0.00
Shared
0.00
None
38.50K
FIDELITY MERRIMACK STR TR
SOLEShares556.48K
TypeSH
Market value$25.31M
12.17%
Sole
0.00
Shared
0.00
None
556.48K
GOLDMAN SACHS ETF TR
SOLEShares316.23K
TypeSH
Market value$15.99M
7.69%
Sole
0.00
Shared
0.00
None
316.23K
J P MORGAN EXCHANGE TRADED F
SOLEShares233.19K
TypeSH
Market value$10.74M
5.16%
Sole
0.00
Shared
0.00
None
233.19K
FIDELITY COVINGTON TRUST
SOLEShares266.33K
TypeSH
Market value$10.69M
5.14%
Sole
0.00
Shared
0.00
None
266.33K
NVIDIA CORPORATION
SOLEShares35.97K
TypeSH
Market value$7.20M
3.46%
Sole
0.00
Shared
0.00
None
35.97K
AMERICAN CENTY ETF TR
SOLEShares47.82K
TypeSH
Market value$5.97M
2.87%
Sole
0.00
Shared
0.00
None
47.82K
AMERICAN CENTY ETF TR
SOLEShares60.62K
TypeSH
Market value$5.85M
2.81%
Sole
0.00
Shared
0.00
None
60.62K
APPLE INC
SOLEShares19K
TypeSH
Market value$5.50M
2.64%
Sole
0.00
Shared
0.00
None
19K
VANGUARD INDEX FDS
SOLEShares14.62K
TypeSH
Market value$5.41M
2.60%
Sole
0.00
Shared
0.00
None
14.62K
SPDR SERIES TRUST
SOLEShares57.84K
TypeSH
Market value$5.25M
2.52%
Sole
0.00
Shared
0.00
None
57.84K
SCHWAB STRATEGIC TR
SOLEShares156.27K
TypeSH
Market value$4.96M
2.38%
Sole
0.00
Shared
0.00
None
156.27K
FIDELITY COVINGTON TRUST
SOLEShares95.03K
TypeSH
Market value$3.86M
1.85%
Sole
0.00
Shared
0.00
None
95.03K
CHEVRON CORPORATION
SOLEShares21.25K
TypeSH
Market value$3.52M
1.69%
Sole
0.00
Shared
0.00
None
21.25K
VANGUARD TAX-MANAGED FDS
SOLEShares45.05K
TypeSH
Market value$3.21M
1.54%
Sole
0.00
Shared
0.00
None
45.05K
VANGUARD SPECIALIZED FUNDS
SOLEShares11.30K
TypeSH
Market value$2.67M
1.28%
Sole
0.00
Shared
0.00
None
11.30K
MICROSOFT CORP
SOLEShares6.93K
TypeSH
Market value$2.59M
1.24%
Sole
0.00
Shared
0.00
None
6.93K
VANGUARD ADMIRAL FDS INC
SOLEShares17.80K
TypeSH
Market value$2.32M
1.12%
Sole
0.00
Shared
0.00
None
17.80K
SCHWAB STRATEGIC TR
SOLEShares68.28K
TypeSH
Market value$2.31M
1.11%
Sole
0.00
Shared
0.00
None
68.28K
SPDR INDEX SHS FDS
SOLEShares45.77K
TypeSH
Market value$2.31M
1.11%
Sole
0.00
Shared
0.00
None
45.77K
AMERICAN CENTY ETF TR
SOLEShares25.10K
TypeSH
Market value$2.29M
1.10%
Sole
0.00
Shared
0.00
None
25.10K
TEXAS INSTRS INC
SOLEShares7.52K
TypeSH
Market value$2.24M
1.08%
Sole
0.00
Shared
0.00
None
7.52K
VANGUARD INTL EQUITY INDEX F
SOLEShares11.94K
TypeSH
Market value$1.87M
0.90%
Sole
0.00
Shared
0.00
None
11.94K
EXXON MOBIL CORP
SOLEShares12.97K
TypeSH
Market value$1.77M
0.85%
Sole
0.00
Shared
0.00
None
12.97K
ISHARES TR
SOLEShares16.97K
TypeSH
Market value$1.71M
0.82%
Sole
0.00
Shared
0.00
None
16.97K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 38.50K | SH | $26.44M 12.71% | 0.00 | 0.00 | 38.50K |
FIDELITY MERRIMACK STR TRSOLE | TOTAL BD ETF | 556.48K | SH | $25.31M 12.17% | 0.00 | 0.00 | 556.48K |
GOLDMAN SACHS ETF TRSOLE | ULTR SHOR BD ETF | 316.23K | SH | $15.99M 7.69% | 0.00 | 0.00 | 316.23K |
J P MORGAN EXCHANGE TRADED FSOLE | INCOME ETF | 233.19K | SH | $10.74M 5.16% | 0.00 | 0.00 | 233.19K |
FIDELITY COVINGTON TRUSTSOLE | ENHANCED INTL | 266.33K | SH | $10.69M 5.14% | 0.00 | 0.00 | 266.33K |
NVIDIA CORPORATIONSOLE | COM | 35.97K | SH | $7.20M 3.46% | 0.00 | 0.00 | 35.97K |
AMERICAN CENTY ETF TRSOLE | US SML CP VALU | 47.82K | SH | $5.97M 2.87% | 0.00 | 0.00 | 47.82K |
AMERICAN CENTY ETF TRSOLE | AVANTIS EMGMKT | 60.62K | SH | $5.85M 2.81% | 0.00 | 0.00 | 60.62K |
APPLE INCSOLE | COM | 19K | SH | $5.50M 2.64% | 0.00 | 0.00 | 19K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 14.62K | SH | $5.41M 2.60% | 0.00 | 0.00 | 14.62K |
SPDR SERIES TRUSTSOLE | ST STR PR SP1500 | 57.84K | SH | $5.25M 2.52% | 0.00 | 0.00 | 57.84K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 156.27K | SH | $4.96M 2.38% | 0.00 | 0.00 | 156.27K |
FIDELITY COVINGTON TRUSTSOLE | ENH MID COR ETF | 95.03K | SH | $3.86M 1.85% | 0.00 | 0.00 | 95.03K |
CHEVRON CORPORATIONSOLE | COM | 21.25K | SH | $3.52M 1.69% | 0.00 | 0.00 | 21.25K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 45.05K | SH | $3.21M 1.54% | 0.00 | 0.00 | 45.05K |
VANGUARD SPECIALIZED FUNDSSOLE | DIV APP ETF | 11.30K | SH | $2.67M 1.28% | 0.00 | 0.00 | 11.30K |
MICROSOFT CORPSOLE | COM | 6.93K | SH | $2.59M 1.24% | 0.00 | 0.00 | 6.93K |
VANGUARD ADMIRAL FDS INCSOLE | MIDCP 400 IDX | 17.80K | SH | $2.32M 1.12% | 0.00 | 0.00 | 17.80K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 68.28K | SH | $2.31M 1.11% | 0.00 | 0.00 | 68.28K |
SPDR INDEX SHS FDSSOLE | ST STR PO EX ETF | 45.77K | SH | $2.31M 1.11% | 0.00 | 0.00 | 45.77K |
AMERICAN CENTY ETF TRSOLE | US LARGE CAP VLU | 25.10K | SH | $2.29M 1.10% | 0.00 | 0.00 | 25.10K |
TEXAS INSTRS INCSOLE | COM | 7.52K | SH | $2.24M 1.08% | 0.00 | 0.00 | 7.52K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 11.94K | SH | $1.87M 0.90% | 0.00 | 0.00 | 11.94K |
EXXON MOBIL CORPSOLE | COM | 12.97K | SH | $1.77M 0.85% | 0.00 | 0.00 | 12.97K |
ISHARES TRSOLE | 0-3 MTH TREASURY | 16.97K | SH | $1.71M 0.82% | 0.00 | 0.00 | 16.97K |
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