Filed: 5/15/2026ACC: 0001172661-26-001984
📋 What this filing means
ANDREWS ADVISORY ASSOCIATES, LLC filed this quarterly 13F‑HR report disclosing 82 equity positions with a total reported market value of $189.93M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
82
Positions
$189.93M
Total AUM (reported)
2.47M
Total Shares
Allocation by class
COM$47.21M24.9%
TOTAL BD ETF$24.75M13.0%
S&P 500 ETF SHS$22.69M11.9%
ULTRA SHORT BOND$15.89M8.4%
INCOME ETF$10.13M5.3%
ENHANCED INTL$9.33M4.9%
STATE STREET SPD$7.17M3.8%
Portfolio Concentration
Top 3$63.34M33.3%
4–10$46.05M24.2%
11–25$37.33M19.7%
Rest$43.21M22.8%
Top 3 weight
33.3%
Top 10 weight
57.6%
Voting Authority Distribution
Total shares with voting rights: 2.47M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2.47M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole82
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings82
Rows:
FIDELITY MERRIMACK STR TR
SOLEShares542.52K
TypeSH
Market value$24.75M
13.03%
Sole
0.00
Shared
0.00
None
542.52K
VANGUARD INDEX FDS
SOLEShares37.98K
TypeSH
Market value$22.69M
11.95%
Sole
0.00
Shared
0.00
None
37.98K
GOLDMAN SACHS ETF TR
SOLEShares314.41K
TypeSH
Market value$15.89M
8.37%
Sole
0.00
Shared
0.00
None
314.41K
J P MORGAN EXCHANGE TRADED F
SOLEShares219.95K
TypeSH
Market value$10.13M
5.34%
Sole
0.00
Shared
0.00
None
219.95K
FIDELITY COVINGTON TRUST
SOLEShares250.90K
TypeSH
Market value$9.33M
4.91%
Sole
0.00
Shared
0.00
None
250.90K
NVIDIA CORPORATION
SOLEShares37.65K
TypeSH
Market value$6.57M
3.46%
Sole
0.00
Shared
0.00
None
37.65K
AMERICAN CENTY ETF TR
SOLEShares47.98K
TypeSH
Market value$5.30M
2.79%
Sole
0.00
Shared
0.00
None
47.98K
SCHWAB STRATEGIC TR
SOLEShares166.21K
TypeSH
Market value$5.10M
2.68%
Sole
0.00
Shared
0.00
None
166.21K
APPLE INC
SOLEShares19.41K
TypeSH
Market value$4.93M
2.59%
Sole
0.00
Shared
0.00
None
19.41K
VANGUARD INDEX FDS
SOLEShares14.64K
TypeSH
Market value$4.70M
2.47%
Sole
0.00
Shared
0.00
None
14.64K
SPDR SERIES TRUST
SOLEShares58.43K
TypeSH
Market value$4.62M
2.43%
Sole
0.00
Shared
0.00
None
58.43K
AMERICAN CENTY ETF TR
SOLEShares54.91K
TypeSH
Market value$4.42M
2.33%
Sole
0.00
Shared
0.00
None
54.91K
VANGUARD TAX-MANAGED FDS
SOLEShares47.41K
TypeSH
Market value$3.04M
1.60%
Sole
0.00
Shared
0.00
None
47.41K
VANGUARD ADMIRAL FDS INC
SOLEShares23.54K
TypeSH
Market value$2.69M
1.42%
Sole
0.00
Shared
0.00
None
23.54K
FIDELITY COVINGTON TRUST
SOLEShares74.31K
TypeSH
Market value$2.67M
1.41%
Sole
0.00
Shared
0.00
None
74.31K
MICROSOFT CORP
SOLEShares6.81K
TypeSH
Market value$2.52M
1.33%
Sole
0.00
Shared
0.00
None
6.81K
CHEVRON CORPORATION
SOLEShares12.12K
TypeSH
Market value$2.51M
1.32%
Sole
0.00
Shared
0.00
None
12.12K
VANGUARD SPECIALIZED FUNDS
SOLEShares11.28K
TypeSH
Market value$2.42M
1.28%
Sole
0.00
Shared
0.00
None
11.28K
EXXON MOBIL CORP
SOLEShares12.94K
TypeSH
Market value$2.20M
1.16%
Sole
0.00
Shared
0.00
None
12.94K
SPDR INDEX SHS FDS
SOLEShares46.25K
TypeSH
Market value$2.11M
1.11%
Sole
0.00
Shared
0.00
None
46.25K
JOHNSON & JOHNSON
SOLEShares6.76K
TypeSH
Market value$1.65M
0.87%
Sole
0.00
Shared
0.00
None
6.76K
VANGUARD INTL EQUITY INDEX F
SOLEShares11.94K
TypeSH
Market value$1.65M
0.87%
Sole
0.00
Shared
0.00
None
11.94K
TEXAS INSTRS INC
SOLEShares8.43K
TypeSH
Market value$1.64M
0.86%
Sole
0.00
Shared
0.00
None
8.43K
SCHWAB STRATEGIC TR
SOLEShares55.90K
TypeSH
Market value$1.63M
0.86%
Sole
0.00
Shared
0.00
None
55.90K
NORTHROP GRUMMAN CORP
SOLEShares2.27K
TypeSH
Market value$1.55M
0.82%
Sole
0.00
Shared
0.00
None
2.27K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
FIDELITY MERRIMACK STR TRSOLE | TOTAL BD ETF | 542.52K | SH | $24.75M 13.03% | 0.00 | 0.00 | 542.52K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 37.98K | SH | $22.69M 11.95% | 0.00 | 0.00 | 37.98K |
GOLDMAN SACHS ETF TRSOLE | ULTRA SHORT BOND | 314.41K | SH | $15.89M 8.37% | 0.00 | 0.00 | 314.41K |
J P MORGAN EXCHANGE TRADED FSOLE | INCOME ETF | 219.95K | SH | $10.13M 5.34% | 0.00 | 0.00 | 219.95K |
FIDELITY COVINGTON TRUSTSOLE | ENHANCED INTL | 250.90K | SH | $9.33M 4.91% | 0.00 | 0.00 | 250.90K |
NVIDIA CORPORATIONSOLE | COM | 37.65K | SH | $6.57M 3.46% | 0.00 | 0.00 | 37.65K |
AMERICAN CENTY ETF TRSOLE | US SML CP VALU | 47.98K | SH | $5.30M 2.79% | 0.00 | 0.00 | 47.98K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 166.21K | SH | $5.10M 2.68% | 0.00 | 0.00 | 166.21K |
APPLE INCSOLE | COM | 19.41K | SH | $4.93M 2.59% | 0.00 | 0.00 | 19.41K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 14.64K | SH | $4.70M 2.47% | 0.00 | 0.00 | 14.64K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 58.43K | SH | $4.62M 2.43% | 0.00 | 0.00 | 58.43K |
AMERICAN CENTY ETF TRSOLE | AVANTIS EMGMKT | 54.91K | SH | $4.42M 2.33% | 0.00 | 0.00 | 54.91K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 47.41K | SH | $3.04M 1.60% | 0.00 | 0.00 | 47.41K |
VANGUARD ADMIRAL FDS INCSOLE | MIDCP 400 IDX | 23.54K | SH | $2.69M 1.42% | 0.00 | 0.00 | 23.54K |
FIDELITY COVINGTON TRUSTSOLE | ENHANCED MID | 74.31K | SH | $2.67M 1.41% | 0.00 | 0.00 | 74.31K |
MICROSOFT CORPSOLE | COM | 6.81K | SH | $2.52M 1.33% | 0.00 | 0.00 | 6.81K |
CHEVRON CORPORATIONSOLE | COM | 12.12K | SH | $2.51M 1.32% | 0.00 | 0.00 | 12.12K |
VANGUARD SPECIALIZED FUNDSSOLE | DIV APP ETF | 11.28K | SH | $2.42M 1.28% | 0.00 | 0.00 | 11.28K |
EXXON MOBIL CORPSOLE | COM | 12.94K | SH | $2.20M 1.16% | 0.00 | 0.00 | 12.94K |
SPDR INDEX SHS FDSSOLE | STATE STREET SPD | 46.25K | SH | $2.11M 1.11% | 0.00 | 0.00 | 46.25K |
JOHNSON & JOHNSONSOLE | COM | 6.76K | SH | $1.65M 0.87% | 0.00 | 0.00 | 6.76K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 11.94K | SH | $1.65M 0.87% | 0.00 | 0.00 | 11.94K |
TEXAS INSTRS INCSOLE | COM | 8.43K | SH | $1.64M 0.86% | 0.00 | 0.00 | 8.43K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 55.90K | SH | $1.63M 0.86% | 0.00 | 0.00 | 55.90K |
NORTHROP GRUMMAN CORPSOLE | COM | 2.27K | SH | $1.55M 0.82% | 0.00 | 0.00 | 2.27K |
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